Mortgage articles
Showing page 19 of 23 - There are 669 Mortgage articles
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- 2007-11-13 22:16:19 - Mortgage clarksville - find the best deal
- Searching for a mortgage can sometimes be a hassle. Where to apply, who to apply with, what deal to take. These are all questions you may be asking yourself. The good news is it doesn't have to be a pain to find the best mortgage Clarksville.The first step in finding a mortgage loan is to seek out local brokers that will sit down with you to discuss you options and situation. There are many...
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- 2007-11-13 22:16:19 - Home equity loan ? good choice for luxury purchases?
- Home equity loans or lines of credit have increased dramatically in popularity in recent years. One of the reasons is that interest rates are at or near historic lows; borrowing money has rarely been more affordable. Another reason is that Americans are enjoying record amounts of equity as home values have skyrocketed in recent years. Given that the loans are affordable and the equity is available...
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- 2007-11-13 22:16:19 - Home equity loan ? when does refinancing make sense?
- For the last two years, interest rates have been much lower than anytime during the last thirty years. This has resulted in an unprecedented boom in real estate sales, home refinancing and home equity lending, as borrowers try to take advantage of these rates for the long term. But refinancing or even borrowing against your home's equity may not make sense for everyone. When is it a good idea to r...
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- 2007-11-13 22:16:19 - Home equity loan ? still a better idea than a 401(k) loan
- Anyone who borrows money is always looking for the cheapest source of funding. That makes sense; no one wants to pay more in interest than is absolutely necessary. And anyone with a sizeable amount of debt, such as credit card debt or a student loan, would be wise to consolidate their debt with a lower interest loan. One source of such a loan is a 401(K) account, which many consumers may have thro...
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- 2007-11-13 22:16:19 - Need mortgage? alternative finance often masks predators, who want to steal your house
- So, your bank had just turned you down for a mortgage application. The same thing also happened, when you went to other banks in your area. How can those banking people be so blind? Don't they see that you are a hard working person? That you intend to repay them every penny?That blemish on your credit report was a mistake. A greedy landlord reported you as a no-pay to the credit bureau, whe...
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- 2007-11-13 22:16:19 - Getting a home improvement loan: what your bank needs
- The popularity of stores like Home Depot and Lowe's show how many homeowners are jumping on the home improvement bandwagon. Maybe you're thinking of redoing part of your house as well. Perhaps you want the kitchen of your dreams or an extra bathroom. You know you'll have to take out a loan to finance the project, but if you're just in the beginning stages of the planning, you may not know exactly ...
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- 2007-11-13 22:16:19 - Choosing a real estate agent
- Before you go looking at houses, you'll need to find a real estate agent. Hiring a real estate agent takes a little bit of time to do. You're making one of the most important financial decisions in your life and you want to make sure you hire the right person.You can get recommendations for agents from family members, friends and co-workers you trust who have used that agent themselves in b...
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- 2007-11-13 22:16:19 - Should you get a home inspection?
- It's very important, and in my opinion, mandatory to have a home inspection done before you close on a house. The inspection helps with giving you an objective evaluation of any problems with the home before you move in.Make sure you have a home inspection contingency in your contract before you sign it. You want to be able to back out of a contract if the inspection turns up any serious pr...
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- 2007-11-13 22:16:19 - First-time house buyers: to buy or not to buy; that is the question
- Buying your first house is always a difficult time. There are so many important decisions to make, and problems to be solved, which combine to make it one of the most stressful events that will occur in most people's lives.Some of the most obvious problems include the need to:* find a suitable house to purchase* plough through complicated financial information* choose a...
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- 2007-11-13 22:16:19 - Carolina mortgage loans
- You're selling your home and are looking to relocate to the Carolinas. While researching homes in your new community you discover that you do not know of any mortgage lenders in the area. Your realtor is pressuring you for some answers. The solution? You turn to the internet and discover Carolina mortgage loans are available right online.The internet provides solutions to many of life's pro...
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- 2007-11-13 22:16:19 - Desperately seeking good leads, the adventure driven loan officer
- As loan officers, the word "lead" is by far one of the most common words we use during the day, it is the topic of many of our conversations, it is praised and cursed, it is good and it is bad, it is loved and it is hated, on bad days it is hard to find, and on good days it falls right into our lap.The lead is a specter that haunts us constantly, we can't get enough of them, no ma...
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- 2007-11-13 22:16:19 - Money smart homeowners use this mortgage strategy every time
- There are currently more than 50 million home mortgages in the United States today. So why aren't more homeowners taking advantage of the highest yielding lowest risk, tax-free financial strategy available today?Let me ask you.Where can you.......? Forego only $3.35 in tax savings (three dollars and 35 cents)? Invest $350 over the course of 12 months ( three hundred and...
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- 2007-11-13 22:16:19 - The debt test: are you making out a mountain out of your mortgage?
- According to the Council of Mortgage Lenders, first-time buyers are the most susceptible group of homeowners to debt, as they are more likely to have higher loan-to-value ratios and commit a higher proportion of their income to mortgage repayments. Despite their susceptibility to debt, there is evidence which indicates that insurance take-up and employee benefits provide recent first-time buyers w...
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- 2007-11-13 22:16:19 - Remortgage ? when monthly mortgage payments are touching new heights
- Current economic scene has hinted towards a fall in the Bank of England base rate from a three and a half year high of 4.75%. 78% of the property investors are contemplating refinancing their home loans. Are you thinking the same? This is the appropriate time for remortgage and moving to competitive interest rates. Remortgage is indeed a very cost effective option.A fall in the interest rat...
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- 2007-11-13 22:16:19 - Home construction loans
- You can maximize your savings by shopping for a lender that can provide you with a combination loan. The combination loan starts as a construction loan. During this phase, your lender cuts checks to your builder and their subcontractors as they successfully reach significant steps in the building process. Once your home nears completion, your lender activates a traditional mortgage.The new ...
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- 2007-11-13 22:16:19 - Save money on your mortgage
- You should say goodbye to PMI. You may not notice it in the crush of your monthly mortgage statement, but many Americans pay for a line item called PMI. PMI stands for "personal mortgage insurance," and lenders impose it on customers who have less than twenty percent equity in their homes.If you took advantage of a low-money-down offer, the PMI will protect the bank if you go bankrupt. Once...
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- 2007-11-13 22:16:19 - Subprime mortgage loans online - what to expect
- Applying for a subprime mortgage loan online can seem intimidating at first. With so many lenders to choose from, it can appear difficult to find the best mortgage loan. However, online subprime lenders allow you to search for rates, compare financing options, and avoid falling prey to predatory lenders.What To ExpectSubprime lenders provide mortgage loans to people with adver...
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- 2007-11-13 22:16:19 - Mortgages after bankruptcy: easier than you would expect
- Give yourself time to rebound. Whether you had to turn to bankruptcy because of a divorce, a medical emergency, a job loss, or a problem spending habit, give yourself a little time for the air to clear before house hunting. Mortgage lenders will want to see that you have put some space between you and your money troubles. You can use the time to start saving for your down payment.Fix the ro...
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- 2007-11-13 22:16:19 - Real estate mortgage loans online
- Online real estate mortgage loans enable borrowers to be sure they are getting the best financing rates. By comparing online quotes, you can save time and money with no risk. An added bonus is the ability to apply for loans online from the comfort of your own home.Tips For Finding LendersBefore starting your search, gather your personal and financial information in one place. ...
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- 2007-11-13 22:16:19 - Stated income mortgage loan - get approved online
- A stated income or no doc mortgage loan allows individuals with difficult to document income to buy a home. With a documented credit score and reasonably stated income, you can qualify for a mortgage at a slightly higher rate. Online mortgage lenders allow you to easily compare rates on stated income mortgage loans, guaranteeing that you get the best rate.Getting StartedTo app...
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- 2007-11-13 22:16:19 - Real estate lender - get approved for a mortgage loan online
- Real estate lenders now offer mortgage loan quotes and application online. You can be approved for a mortgage loan online in a matter of a few weeks. With online real estate lenders you can also be sure you are getting the best mortgage loan rate by requesting quotes.Online Mortgage LoansReal estate lenders accept online applications through their secure servers. Once your app...
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- 2007-11-13 22:16:19 - High risk home mortgage lenders online
- Online high risk home mortgage lenders specialize in offering loans to people with adverse credit due to bankruptcy or other financial problems. By analyzing online quotes, you can find a reasonable mortgage loan even with poor credit. Loan approval is then just a matter of filling out your online application and reviewing some final paperwork.High Risk Home Mortgage LendersHi...
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- 2007-11-13 22:16:19 - Finding the best mortgage lender online
- Finding the best mortgage lender online is simply a matter of doing some smart shopping. Begin by gathering your financial information, and then request quotes from several lenders. Compare the rates and fees for each quote to find the best mortgage lender.Online Mortgage LendersOnline mortgage lenders bring you all the services of a mortgage broker with the convenience of the...
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- 2007-11-13 22:16:19 - 2nd mortgage loan after bankruptcy - get approved online
- A 2nd mortgage loan after a bankruptcy is possible in as little as two years. Refinancing your mortgage can help you make needed home improvements or pay off high interest debt. Refinancing with adverse credit history requires savvy shopping on your part to ensure that you get a reasonable 2nd mortgage loan.Building Good CreditAfter a bankruptcy, take the next two years to reb...
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- 2007-11-13 22:16:19 - Financing the purchase of foreclosed homes
- Homes that have been foreclosed can be one of the most economical ways to get into a nice home without having to pay exorbitant costs. It's also a great way to get in on the real estate investment game as a beginner. Foreclosure occurs when an owner is unable to meet the financial obligations due a lender on their home. In some cases, this may occur years into the mortgage; which means the amount ...
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- 2007-11-13 22:16:19 - Types of financing for your mortgage
- When financing a home purchase, the kind of mortgage you choose determines your monthly payment and the interest rate you get on your loan. There are four main ways of financing the mortgage for your home: 30-year fixed rate, 15-year fixed rate, adjustable rate, and interest only. Each of these mortgage financing options has its pros and cons, your credit union can help you find the right financin...
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- 2007-11-13 22:16:19 - How to find the best mortgage
- The purchase of a new home is one of the most important decisions you will ever make, and finding the best type of financing for you is crucial. Mortgage financing is a very competitive industry and lenders are currently offering extremely low interest rates and a variety of flexible loan programs. Financing your mortgage can be stressful and time consuming. It is important that you educate yourse...
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- 2007-11-13 22:16:19 - What the bank won?t tell you about mortgage refinancing
- So you have a mortgage, and you need to refinance to get your interest rates low. Most people simply walk into their bank, ask to refinance, and then end up paying more money long term than they would have otherwise. Some banks would like everyone who is refinancing to remain ignorant, but I am here to tell you what banks don't want you to know. Refinancing can be very beneficial, but one has to u...
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- 2007-11-13 22:16:19 - Basic tips for first time home buyers
- The first time you purchase a home is an exciting experience. You are anxious to call the place yours and maybe a little worried about how the whole thing will play out. Knowing a few basic tips for home buying is important and will help eliminate your fears altogether.Here are some to consider.Find a reputable Realtor to help you. When you call a real estate company, make sure the p...
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- 2007-11-13 22:16:19 - How to choose your mortgage loan
- Are you excited about purchasing your first home? Or maybe this isn't the first, but you should be excited anyway! It's a big step and a big decision. Finding the right mortgage loan is key. The key to saving yourself money and probably a few headaches down the line.Here are some helpful hints on finding a good mortgage loan.First, consider the home you are planning to purchase. Know...