Mortgage articles
Showing page 12 of 23 - There are 669 Mortgage articles
-
- 2007-11-13 22:16:19 - Remortgage debt consolidation - the new recourse for credit crunch
- Shakespeare once said about human nature 'with nothing shall be pleased, till he be eased with being nothing'. It is human nature to not be satisfied with anything for long. With the expansion of technology, so many multi-utility items are available which everybody wants to accumulate. The real issue is that our relationship with these modern gadgets is short and we need to make purchases frequent...
-
- 2007-11-13 22:16:19 - Remortgage to release equity by improving interest rate
- You have been paying on your mortgage for quite sometime and you think that your money serves no purpose except paying for your loan. This you already know. The thing you don't know is that there is latent money in your mortgage that needs to be harvested. Now you probably ruminating between mortgage repayments and personal finances, where is the place for latent money? There certainly is! Unbolt ...
-
- 2007-11-13 22:16:19 - Sound financial standing entails capital raising remortgage
- Raising capital is integral for growth and expansion of an individual in more than one way. Every project and venture is meant to contribute in some way to the augmentation of human beings. Our decisions about finances are in one way or the other affect our own personal growth. Raising capital can be an expensive, time consuming, difficult process with an obscure success rate. But with remortgage ...
-
- 2007-11-13 22:16:19 - Zero down payment mortgage ? can it be done?
- "I've been renting for years now; I've always paid my rent on time. I'll start a savings account soon, so I can buy a house": sound familiar? How much is in that savings account now? Just as I thought, not enough, you went on vacation, found a car you had to have, or WOW; look at the flat panel T.V. on the wall that you're renting, etc, etc. There's a secret that your landlord doesn't wa...
-
- 2007-11-13 22:16:19 - What is a reverse mortgage?
- Simply stated, a reverse mortgage is a loan that enables homeowners (age 62 and older) to convert part of the equity in their home into a tax-free income without having to sell the home, give up the title, or take on a new monthly mortgage payment. More and more homeowners are using this to supplement their retirement income, pay for health care, modify their home, or just get some cash for emerge...
-
- 2007-11-13 22:16:19 - Repayment remortgages is the cure for outdated endowment policy
- If bulls and the bears of the stock market have no effect on your mortgage plan then you must apply for endowment to repayment remortgage. An endowment mortgage is a financial product offered mainly in the UK. Endowment mortgage comprise of an interest only loan secured on your mortgage and an investment in the stock market. As against an ordinary repayment mortgage, the customer pays only the int...
-
- 2007-11-13 22:16:19 - Option arm mortgage loan - is this really for you?
- What happened to the days of a 15 or 30 year fixed rate mortgage loan? Ultimately this is the safest and most popular mortgage loan product in our industry, but new mortgage products are hitting the market, and we in the mortgage business are using them to our advantage; ever heard the radio advertisement saying, "buy a $200K home for $643.28 per month; call XYZ Mortgage Company to apply"...
-
- 2007-11-13 22:16:19 - The truth behind pension mortgages
- A pension mortgage may seem lucrative at the first sight. However, they seldom are, if the customers who took pension mortgage are to be believed.Nevertheless, before delving into the ill consequences of the mortgage, let us observe why pension mortgages seem lucrative. The most eye-catching feature of pension mortgages, which lures people, is that the pension mortgage requires to be paid o...
-
- 2007-11-13 22:16:19 - Flexible mortgages - offering relief from the fixed mortgage
- A pension mortgage may seem lucrative at the first sight. However, they seldom are, if the customers who took pension mortgage are to be believed.Nevertheless, before delving into the ill consequences of the mortgage, let us observe why pension mortgages seem lucrative. The most eye-catching feature of pension mortgages, which lures people, is that the pension mortgage requires to be paid o...
-
- 2007-11-13 22:16:19 - Unlock your home loan piggy bank
- With the recent sharp increase in property values your current home could be a pot of gold.Property prices have increase about 20% - 30% over the past year but according to economists this current boom will not continue or much longer despite recent changes in property taxes announced in the budget speech.Home Loan investmentsYou could get a health profit by selling your home ...
-
- 2007-11-13 22:16:19 - Home or investment property equity: be sure the bank gives you all that you deserve
- Home equity is your own personal money machine. If you want financial freedom, a home equity loan is probably the best way to achieve it. You can pay down credit cards, pay off cars, both at high interest rates, or you can actually use your home equity to invest and build the money into a fortune. The biggest problem people run into with home equity is that they don't have enough of it. Sometimes,...
-
- 2007-11-13 22:16:19 - How to find a mortgage with bad credit
- Shopping online for mortgages ought to be trouble free, even should you have poor credit or no credit score. You can nonetheless find a bad credit lender that can facilitate you. The internet has expanded the international marketplace in a way never before possible, granting people looking for financial products such as loans unlimited choices. Whenever you shop for a loan online you are utilizing...
-
- 2007-11-13 22:16:19 - Refinancing online - get the best refinance home loan you can get
- When going to refinance or get a mortgage loan quote, the internet can be a useful tool to shop around for the best interest rate. The reason the internet is a good place to start applying, is because most mortgage applications online do not typically pull your credit with the first application. Most of the time, the application will ask you to describe your credit. Once you have received an initi...
-
- 2007-11-13 22:16:19 - Why get pre-approved for a mortgage?
- One of the most important steps in the home buying process is getting Pre-Approved as early as possible.The Pre-Approval process involves you speaking with a Mortgage Lender about your financial situation, what you'd like to accomplish, and any concerns you have. Armed with that information, a Mortgage Lender can obtain an approval from a lender up to a specified loan amount and provide you...
-
- 2007-11-13 22:16:19 - Option one mortgage loans ? getting an option arm or option one mortgage loan
- Have you heard about or been interested in finding out more about option one mortgage loans? They are becoming very popular, but its important to understand how they work before you apply for one. I will describe, in this article, an overview of the most common type of option ARM mortgage loan or option one mortgage loan.How do they work? Option one mortgage loans are basically inter...
-
- 2007-11-13 22:16:19 - Self employed mortgage loan ? getting a mortgage when you?re self employed
- Being self employed has many benefits. When you are self-employed, you can write off all of your deductions on your taxes. You have the potential to make more income than someone who is employed by someone else. You have the freedom to be your own boss. One of the few times when being self employed has some drawbacks is when you go to get financing for a home or a major purchase. But, here are som...
-
- 2007-11-13 22:16:19 - Home mortgage loan pre-approval online ? keys when applying for a mortgage online
- Applying online for a mortgage is very fast and easy. Just make sure of a few things before you start to look for places to apply to. Here are some tips to keep in mind when searching for a mortgage company to help you online:1. Apply with many different brokers, but make sure the online application or inquiry that you fill out will not allow them to pull your credit - If they ask yo...
-
- 2007-11-13 22:16:19 - Bad credit home financing - get the mortgage loan you want even with poor credit
- Having poor credit alone cannot hold you back from getting the home loan you want. Buying a home that is everything you want in a home, is a very exciting experience. The blemishes on your credit history will not alone keep you from getting the home you want and the home you deserve.Here are some things to keep in mind when moving forward in the application process to get your home loan:...
-
- 2007-11-13 22:16:19 - Doing a california refinance online
- Californians are passionate people. I know. I have lived in California my whole life: From the smoggy basins of Los Angeles, to, well, the smoggy basins of Sacramento. I've traveled highway 101, I've smelled the glory of the Redwoods, and I've experienced the confusion of the Terminator becoming governor. Without turning into a pop-song, I've done it all California-style, and that even includes, m...
-
- 2007-11-13 22:16:19 - California bad credit mortgage
- California is a beautiful place to live There is no doubt about that. But, to live in California you must pay the price, which is sky high real estate prices. Renting, as opposed to buying in California, can save a little bit of money. However, renting has the disadvantage of not building any equity. As home prices in California continue to rise, you may want to be a homeowner and take advantage o...
-
- 2007-11-13 22:16:19 - Buying a home after bankruptcy - get a mortgage loan after bankruptcy
- If you have a recent bankruptcy on your credit and are looking to get financing for a home, there is hope. Buying a home with bad credit will just put more emphasis on the other two factors needed to get a mortgage loan, which are; income verification and a down payment.After bankruptcy most lenders want you to wait at least 2 years from the time of the bankruptcy discharge before they will...
-
- 2007-11-13 22:16:19 - Non-conforming home loans vs conforming loans
- The simple definition of a "non-conforming home loan" is: You have a job and can make the payments. Your credit is used only to determine your interest rate and the loan amount to value of the home ratio. This ratio is referred to as your "LTV" or "Loan To Value". There are many lenders who will lend to borrowers who are in foreclosure or who are currently in a bankruptcy.Borrowers who are ...
-
- 2007-11-13 22:16:19 - Home mortgage refinancing ? what?s in your contract?
- Are you one of the millions of Americans who will be refinancing their home mortgage loan this year? When you sign your contract and the other papers for your refinance, will you know what your signing?Your Contract: This one is simple, but I would guess very few people do it. READ THE ENTIRE CONTRACT. It seems that usually the home mortgage refinancing contract is written with the preparer...
-
- 2007-11-13 22:16:19 - Self employed mortgage loans - a survival guide
- When you're self employed you have numerous advantages. As you are a free agent, you will write off every deduction you can on your tax return. You acquire the potential to earn extra income much more so than someone who is employed by someone else. The best part is that you are the gaffer, the boss! On rare occasions, being freelance has some drawbacks. One is when you go to get finance for a pro...
-
- 2007-11-13 22:16:19 - How to shop around for the cheapest mortgage deal online
- Before you start shopping around for a mortgage, you need to establish exactly what you want so that you do not waste your time looking at deals that will not save you money. You should also learn how to compare mortgages or choose what features of the finance package are important to you.The first step is to ask your friends or family for recommendations of potential mortgage lenders. Then...
-
- 2007-11-13 22:16:19 - Home mortgages: up, up and away!
- Refinance NOW-before it's too lateIf you haven't found the time to refinance your existing home mortgage, it's time to take action-like yesterday! Every time Alan Greenspan, Federal Reserve Board Chairman, opens his mouth, you can bet that the federal funds rates will rise by at least a quarter of a point, or by 25 basis points in investorese. What that means to you is that home mortgages w...
-
- 2007-11-13 22:16:19 - Home equity line of credit or second mortgage loan online - things to do with your homes equity
- If you are wanting to get a home equity loan, rates are still low enough that you may want to make use of that equity in your home. Do you need some ideas on what you could do to multiply your equity or make some extra money off of the capital that could be available to you?Here are some suggestions of ways to put the equity to good use when you go to take out a home equity or cash out refi...
-
- 2007-11-13 22:16:19 - Cash out refinance mortgage loans ? home equity, 2nd mortgage or cash out refinance loan
- There are some definite benefits to doing a cash out refinance. Just make sure that overall you are not going to be spending more money in fees and interest doing a cash out refinance as opposed to a home equity loan. When you do a cash out refinance, you are refinancing your entire loan. Let's say you owe $300,000 on your home and you want to get $10,000 in cash out. If in refinancing your rate w...
-
- 2007-11-13 22:16:19 - Interest only home loan ? is it right for you?
- There are many benefits to interest-only mortgage loans. There are many situations where an interest-only mortgage loan could be best for you.Here are some of the situations where an interest only mortgage loan might be beneficial to you:1. If you are in a situation where your income is sporadic and would rather have the option of paying as little as possible sometimes and then payin...
-
- 2007-11-13 22:16:19 - Home equity loans ? there?s gold in that there house
- To paraphrase an old familiar quote that goes "there's gold in them there hills, you could say, there's gold in that house. As Martha Stewart would say, "it's a good thing".A home equity loan can be a very good thing if you formulate a plan and stick to it. Home equity loans are becoming much more common and most banking companies have specific re-financing plans available fo...