Life insurance articles
Showing page 9 of 13 - There are 390 Life insurance articles
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- 2007-11-13 22:16:19 - Insurance for all your gadgets
- Personalisation, Digitalisation, Mobilisation, these 3 words represent your life today. Here in the 21st century our lives have become more and more reliant on mobile items. As we go through our days, keeping a mental log of everything we have and where we have it becomes more and more difficult. It is inevitable that some things get lost. In fact as stated in a recent research "Around 62,000...
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- 2007-11-13 22:16:19 - High risk auto insurance - how to lower rates
- How is your driving record lately? Do you have a large amount of speeding tickets or maybe a few car accidents on your driving record? High risk auto insurance generally means one thing for sure, higher car insurance rates. Even though high risk auto insurance rates are typically higher, there are a few things that you can do to reduce your costs now.There are other factors here as well. In...
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- 2007-11-13 22:16:19 - New concepts in car insurance - pay as you drive
- You can pay as you talk with a cell phone plan, so why not pay as you drive auto insurance? It sounds like a good idea; but would pay as you drive auto insurance work for you?The idea behind pay as you drive auto insurance is simple. Basically its this- if you do not drive very much, you will not pay high insurance premiums. Advocates for this type of insurance policy think that there are m...
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- 2007-11-13 22:16:19 - Online insurance quotes california auto
- Finding insurance quotes for California auto is now pretty easy. There was a time where finding auto insurance at a price we were willing to pay took a lot of driving and calling around. You'd select different agents that represented different companies, call them and repeat the process 4 or 5 times. Then you'd have to wait for a return call for the information. Insurance quotes for California was...
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- 2007-11-13 22:16:19 - Finding auto insurance comprehensive coverage
- You can go online to easily find and quote auto insurance comprehensive coverage.The definition could include basically (2) trains of thought. Often the term comprehensive merely applies to thorough physical damage in the event of loss to the vehicle itself. That's when auto insurance comprehensive coverage comes into play.The other thought relates to overall benefits that include bo...
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- 2007-11-13 22:16:19 - Msa or hsa: can i keep my msa or do i need to convert it into an hsa?
- The Medical Savings Account (MSA) is an older form of the Health Savings Account (HSA).You cannot open a new MSA. You cannot contribute additional money into your MSA.However, you can keep your MSA as long as you like. When you retire, it will automatically turn into an Individual Retirement Account (IRA) and you can withdraw money from it then for any reason (not just medical)....
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- 2007-11-13 22:16:19 - Health savings accounts (hsa): do i still submit my bills to insurance when using hsa money?
- The Health Savings Account (HSA) is becoming well-known as an incredible tool to reduce health insurance premuims and still provide good security for healthcare emergencies.This article is about submitting your medical bills while you are still under your insurance deductible, and what to consider before doing that.Generally, submitting your documentation to your insurance company ev...
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- 2007-11-13 22:16:19 - How much can my auto rate increase after one accident?
- Accidents almost always make your insurance rates increase. Whether or not the accident was your fault, your insurance company may have to pay for your involvement in it. Most 'at fault' accidents result in an increase in premium, because the accident will get rated against all of your coverages. When supply decreases and demand increases, costs get more expensive.If you did not carry enoug...
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- 2007-11-13 22:16:19 - Talking to your parents about insurance
- Who can you talk to about auto insurance? Insurance agents are a good source. However, due to their life lessons, their love, and their own financial responsibility, parents are an invaluable source to talk to about auto insurance.Auto insurance is risk transference. This means you are transferring the risk of financial loss from an accident to a company for the cost of a premium. You shoul...
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- 2007-11-13 22:16:19 - Give your auto policy a tune-up
- When you originally purchased your auto insurance policy, you purchased a certain type of coverage to meet your needs at that time. Since then you have probably experienced many changes in your life. Have these changes changed your auto insurance needs? Is it time to "give your auto policy a 'tune-up'"?As you probably already know, the term 'tune-up' is usually discussed with vehicles. A ne...
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- 2007-11-13 22:16:19 - Tips for first time insurance buyers
- The are many scary things in this world. Buying insurance for your first time should not be one of them. In the next few paragraphs, I will offer some tips which will hopefully remove the fear of first time auto insurance buying.First, you should research the definitions of the types of coverage out there. An educated decision is usually a good decision. Sometimes people experience problems...
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- 2007-11-13 22:16:19 - Consequences of late insurance payments
- Did you realize that it could cost you more than a late fee when you make your insurance payments late? That's right, not only will you incur a late fee in most cases but also you are jeopardizing your current coverage and possibly your future rates.Let's consider what is probably the worst-case consequence of making late insurance payments. If you cut it too close and send your payment too...
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- 2007-11-13 22:16:19 - Shopping options for auto insurance
- Shopping for car insurance can be a big undertaking. It can be daunting at times but is very important. There are now many ways to get yourself insured and the coverage you need.Smart customers know it pays to do a little research before buying car insurance. Just based on the price of the insurance rates today, why not take the time to check the rates with several companies. Researching co...
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- 2007-11-13 22:16:19 - Auto insurance basics
- Most people only think that insurance is something they need so they can get their registration and tag so they can drive. It is something that they need because their license will be suspended if they don't get it. It's just a bother to some because people think "I don't get into accidents, I am a careful driver."Often times people will call for insurance and say give me the cheapest insur...
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- 2007-11-13 22:16:19 - Your cars after-impact diminished value
- The(ACV)Actual Cash Value Policy DOES NOT insure the property itself but the VALUE of the property.Okay let's say the insurance company chooses to "Repair" their insureds damaged property (as is their option within their contract of insurance). HOWEVER, such an election DOES NOT relieve them of their contractual duty to restore the Pre-Loss VALUE of the motor vehicle.To wha...
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- 2007-11-13 22:16:19 - Auto insurance for young drivers
- The biggest worry of most parents today is their children growing up and beginning to drive. They dread having to add them to their auto insurance policy because of the increase in premium. Unfortunately, all children grow up and when they start driving this has to be done. There are several reasons why insurance for young drivers is so high.The first reason that premiums are high for young...
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- 2007-11-13 22:16:19 - Are accidents more likely to occur closer to home?
- If you are going to be involved in an accident, chances are it will happen close to your home. Progressive Insurance polled 11,000 of its policyholders who experienced accidents in 2001. They found that 52% were involved in accidents within five miles from there home and 69% were involved in accidents within ten miles from their home. Only 17% of those polled experienced accidents beyond twenty mi...
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- 2007-11-13 22:16:19 - What are the differences between a cancellation notice and non-renewal notice?
- OK, you take that stroll down to the mailbox excitedly as you do everyday hoping to find the catalogue with all that neat stuff you want to buy or to find that magazine you love to read or to find that big check Uncle Bob sent! Come on, you know you love getting mail and really look forward to this daily ritual. You know that Mr. Postman has brought you something fun along with those pesky bills....
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- 2007-11-13 22:16:19 - Tips on how to save when buying car insurance
- If you want to save money when you purchase your car insurance here are a few ways that can help you as you search for auto insurance.First thing you can do is comparison shop. It cannot hurt to call around to see what other prices are out there. If the price is higher you know you are where you need to be and if you find a lower rate you always have the option to change. You can use inform...
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- 2007-11-13 22:16:19 - The many benefits of travel protection plans
- Many people purchase insurance thinking I want full coverage and once I get it I will be covered for every event that may befall my vehicle. But then they begin to question if every type of incident is covered with full coverage. Some events that people question if they are covered for are: if my car breaks down what about towing costs or if I need a rental car does the insurance company pay? Towi...
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- 2007-11-13 22:16:19 - Types of auto insurance coverage explained
- A question you might ask yourself is: why must we carry auto insurance? Hopefully one answer you should hear is to protect yourself and your car. For those same reasons the government also requires you to have car insurance.The state of Florida requires you to carry at least the minimum requirements, which is property damage at ten thousand dollars and personal injury protection at ten thou...
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- 2007-11-13 22:16:19 - Do insurance premiums increase every year?
- Many people ask, "If I am supposed to get a renewal discount, why do my premiums seem to increase with each renewal?" The answer is not always so simple. Each year, new vehicles cost more then they did the previous year. It will probably cost more to fix a damaged vehicle than it did last year, or five years ago when you first bought your current policy. However, in many cases, your renewal premiu...
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- 2007-11-13 22:16:19 - Why should you shop around for auto insurance?
- How do you know if what you are paying for your insurance is a good deal? What is a good deal? Is choosing the cheapest company the best way to go? Does buying from the most expensive company mean you are buying the best coverage? Generally, a good deal is a state of mind. As long as you are happy, with the amount of coverage, you have and how much you paid for it, you got a good deal. For each pe...
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- 2007-11-13 22:16:19 - Car insurance discounts
- Trying to save money wherever you can is important to us all. Insurance should be no different. Do not assume that your agent knows everything about you and your vehicle. CarInsurance.com goes out of their way to find all the possible discounts that are available to each customer.Drivers should take advantage of all discounts that many providers offer, that can significantly reduce the cost...
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- 2007-11-13 22:16:19 - Carinsurance.com is available at all dealerships with internet access!
- You are ready to buy your first car. Researching the right vehicle can be a daunting task. You search for the right type of vehicle you need, the color you want, the type of interior. You have spent countless hours narrowing down the right vehicle for you. You find out what the MSRP (Manufacturer's Suggested Retail Price) is by using the following services:Offline: . Consumer Reports Ma...
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- 2007-11-13 22:16:19 - What to look for in good health insurance
- Health insurance is a kind of protection that provides payment of benefits for covered sickness or injury. Included in health insurance are various types of insurance such as accident insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance.Before sign the health insurance policy make sure that you have read thoroughly the benefit's...
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- 2007-11-13 22:16:19 - Car insurance advice for young drivers in the uk
- Over the course of the last ten years, car insurance for young drivers in the UK has increased substantially.This has caused many problems for new drivers with premiums averaging £1300 for a newly qualified 17 year old male driver.Young female drivers pay a lot less for their policies due to their reduced risk of being involved in an accident. EEC law is looking to...
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- 2007-11-13 22:16:19 - Health savings accounts (hsa): how do i tell a good one from a bad one?
- The Health Savings Account (HSA) is becoming well-known as an incredible tool to reduce health insurance premuims and yet provide good security for healthcare emergencies.But what should consumers watch out for? Are there good HSAs and bad HSAs?The answer is "not really." All HSAs are made to be quite similar, by federal law. They must conform to the national standards....
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- 2007-11-13 22:16:19 - Health savings accounts (hsa): do they vary from state to state?
- The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.Is this tool available in all states? And are HSAs in each state the same?The Health Savings Account (HSA) was passed in the U.S. Congress in December 2003. It was signed by Presi...
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- 2007-11-13 22:16:19 - Health savings account (hsa): useful for women in childbearing years?
- The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.But should a family with a woman in her childbearing years use an HSA?This is an excellent question!Obviously, a woman who is pregnant or might likely become pregnant needs...