Life insurance articles
Showing page 8 of 13 - There are 390 Life insurance articles
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- 2007-11-13 22:16:19 - Insurance in northern ireland: historic difficulties
- No doubt most readers will have heard of the Northern Ireland "troubles" or possibly seen some of those ghastly images from the seventies, eighties and early nineties on your television screens. Thankfully the worst of those dark days seem to be over. Unless you are a Northern Ireland resident you probably won't be aware of the impact the "troubles" has had on insurance premium...
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- 2007-11-13 22:16:19 - Insurance glossary of terms
- Assured - Those insured under the terms of an insurance policy.Benefit - The money paid to the policyholder when a claim is made.Bid Price - The selling price or cash-in value of your unit holdings.Bonus - Relates to a with-profits policy. The amount of money added to the benefit payable under the policy. The amount is dependent upon the profits mad...
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- 2007-11-13 22:16:19 - Photography insurance-insurance for the photographer
- Part and parcel of establishing your own photographic business is establishing your own legal entity. This means establishing yourself for taxes. This is broader than the scope of this article, because every country has it's own business rules. Also every state in federal countries has different legal rules. The first thing you need to do is register your business according to your local rules, if...
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- 2007-11-13 22:16:19 - Finding health insurance for self-employed individuals: a guide for the freelance newbie
- With a rise in those looking to venture out on their own in the business world, health insurance for self-employed workers is a priority. At first glance, obtaining health insurance for self-employed individuals may seem difficult and quite overwhelming. However, with research and education, finding the right policy can be done with ease.Self-employed insurance is for those who own a privat...
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- 2007-11-13 22:16:19 - Filing auto insurance claims: the basic steps to take
- An automobile accident can be a terrifying event for anyone, even when there are no injuries sustained. However, it is still necessary to take proper action after the collision to make filing auto insurance claims as simple as possible. Filing auto insurance claims may seem demanding at first glance, but following the correct steps can ensure success.Be sure to carry your insurance card wit...
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- 2007-11-13 22:16:19 - Filing homeowners insurance claim forms: what steps to take
- Filing a homeowners insurance claim can be done with ease if the proper procedures are followed correctly. Periodically reviewing your insurance policy and keeping up to date with what your duties and responsibilities for your specific plan are will assist tremendously when filing a homeowners insurance claim.First things first when filing your homeowners insurance claim. If a crime has bee...
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- 2007-11-13 22:16:19 - Health insurance for the beginner
- When it comes to your family, selecting the right health insurance plan could be one of the most crucial decisions you ever make. There are so many choices, but in a sense, for your loved ones there will never be enough. With plans changing from year to year, costs going up and down, it is a good idea to do a bit of research before finally purchasing your policy. It may take a little longer to aqu...
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- 2007-11-13 22:16:19 - Homeowners insurance at a glance
- At first glance, homeowners insurance may seem perplexing and quite overpowering. Understanding your policy is crucial to know what you are actually purchasing, and also an extremely important part of owning a home. A homeowners insurance policy provides financial security against disasters, as well as insures the home and the possessions kept within.A basic homeowners insurance plan consis...
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- 2007-11-13 22:16:19 - Saving on auto insurance: the road to reduction
- The road to saving on auto insurance is something that every consumer travels at one time or another. And the quest is really not as difficult as it may appear. Saving on auto insurance can be a snap if you know the right places to look, and the best avenues to shop around.Here is a great way to save of auto insurance: driving safely. Driving with caution is one of the number one ways to ke...
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- 2007-11-13 22:16:19 - The ups and downs of temporary health insurance
- If you're a recent college graduate, or in between jobs, temporary health insurance may be just what you are looking for. As the name suggests, this short term health plan covers from one month up to a full year. And with a very inexpensive price tag, most consumers are thrilled to have finally found a viable health care option. While there are benefits with temporary health insurance, there are a...
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- 2007-11-13 22:16:19 - Saving on home insurance: tips for cutting costs
- Everyone is searching for a way of cutting costs, a method to lower their overall monetary expenses. Saving on home insurance is a reasonable, viable option when choosing to take control of your finances. There are several discounts available; the variety of practices used in saving on home insurance can be endless.Something you can easily do yourself to save on home insurance, is to be cer...
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- 2007-11-13 22:16:19 - What you need to know about auto insurance
- Let's be realistic, everyone needs to have auto insurance. Aside from the fact that almost every state requires it, it is only logical for a driver to see that his vehicle is properly insured. Auto insurance offers property, liability and medical coverage. A full policy consists of six separate types of coverage. A majority of states will insist that you purchase all but a few of these kinds of co...
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- 2007-11-13 22:16:19 - Health insurance, what does it mean?
- Your health insurance policy is an agreement between you and your insurance company. The policy lists a package of medical benefits such as tests, drugs and treatment services. The insurance company agrees to cover the cost of certain benefits listed in your policy. These are called "covered services."Your health insurance policy also lists the kinds of services that are not covered by your...
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- 2007-11-13 22:16:19 - Entrepreneurs, fill in the gaps of your homeowners policy
- Business Owners Policies for the Self-EmployedWho needs a business owner's policy?Simple, anyone that runs a business from their home should have one. A comprehensive coverage homeowner's policy will cover economic losses caused by damage or legal liability but, once a home business is discovered any economic loss that can be associated to your business is your problem. Some homeowne...
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- 2007-11-13 22:16:19 - Insurance: a necessity for peace of mind
- There are many choices for insurance. Insurance is a policy where you pay in a certain figure, that you do not usually get back, and pays out in the event of a certain situation. The details vary according to the type of coverage.Health insurance was invented to help with your medical care. You will typically pay in a certain amount every month called premiums and you may have invest a cert...
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- 2007-11-13 22:16:19 - Life settlement overview
- A "Life Settlement" is a lump sum settlement paid to the owner of a life insurance policy by one of many funding sources in exchange for the ownership of the policy. Never before have non-terminal policyholders been able to receive capital in excess of their policy's cash or surrender value to increase their wealth. A Life Settlement can usually provide anywhere from 2 to 5 times the cas...
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- 2007-11-13 22:16:19 - The surety bond domino effect
- I have written many articles about the hard surety bond market. To my surprise many want to know more details as to how we got to where we are at. Like all industries the surety bond industry is heavily influenced by the economy. We can all remember the strength of the US economy at the end of the millennium; it seemed that businesses were flourishing with prosperity everywhere you turned. By the ...
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- 2007-11-13 22:16:19 - Home insurance: premium protection in case mishap takes a rain check
- My whinstone house my castle is, I have my own four walls.This is truth for every home owner. Your home, your castle, your prized possession, your territory - which is certainly more than four walls. You would do anything to protect it against damage and injury. Damage and injury? Is that too dark a statement? Perhaps. But it is also very probable. Mis-happenings and accidents are things th...
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- 2007-11-13 22:16:19 - Why dont insurance companies reward us for being healthy?
- Insurance is always a gamble, a bet actually.You are betting that you'll eventually get sick or hurt. And your insurance company is betting that you'll stay healthy.If you stay healthy your whole life, but still pay into insurance, that's great for the insurance company. Actually, it's great for you too, because you got to be healthy for your whole life. But you still lost the bet....
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- 2007-11-13 22:16:19 - What is consumer-driven healthcare?
- Consumer-driven healthcare is a label that we've put on a movement in America to change the way decisions are made in our healthcare system. Instead of insurance companies making all the decisions about how people will receive their healthcare, consumers are taking back the power over their own lives.Likewise, the days of a patient totally putting their lives into their doctor's hand...
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- 2007-11-13 22:16:19 - Medical bankrupticies: what you can do to protect yourself
- First the bad news: about 2,000,000 personal bankruptcies each year are caused by unexpected medical expenses. Of all those people, 1,500,000 have (or had) health insurance before they ran into difficult financial straights.But wait a minute. Isn't the whole idea behind health insurance - security? The financial security that comes from knowing that you're covered if something goes wrong wi...
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- 2007-11-13 22:16:19 - An intro to auto insurance
- Although premiums, policies and prices vary widely, the mandate does not. Automobile insurance is an unavoidable expense of driving. Ideally, you will never have use for your auto insurance. In the event that you do; however, you will considerably improve your satisfaction with the claims process by doing thorough research before policy inception.Begin with an understanding of auto insuranc...
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- 2007-11-13 22:16:19 - Who else wants to understand travel insurance policy language?
- Aren't all travel insurance plans basically the same?No. When you read travel insurance policy language, remember that as with any legal document, the definition of the terms is what governs the working of the policy (including payment of the claim). I create hypothetical travel scenarios for training purposes. This includes contacting our travel insurance suppliers' claims departmen...
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- 2007-11-13 22:16:19 - Insurance or assurance - do you need reassurance?
- Insurance versus assurance: what is the difference?Should you care?Yes!!The world of finance is extremely complicated and there are many factors to consider when choosing any financial protection product.When looking for a policy you need to know what you are looking for and what is on offer in order that you get the right cover for your needs.One thing th...
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- 2007-11-13 22:16:19 - Reducing soaring insurance claim costs
- With the soaring rise in claims to insurers from their customers, millions of pounds are being lost on a day to day basis throughout the industry in regards to personal property insurance. A new system in the UK provides insurance companies with an easy and effective method to reduce their personal property claims by over 80%. With fraudulent insurance claims costing the industry over ÂÃ...
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- 2007-11-13 22:16:19 - Health savings account (hsa): how do i invest it?
- The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.A Health Savings Account is an investment. You may not have thought of it that way, but it is.When you open your HSA, your insurance agent or financial advisor will ask you "...
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- 2007-11-13 22:16:19 - Consumer driven health plans [ cdhp ]
- Do you know that skyrocketing health care costs have been draining the federal government and employer's exchequers over the last couple of years? The health care costs account for 15.5 percent of U.S GDP and is the most expensive benefit paid by employers, seriously affecting their competitiveness in the global market. Health care spending is projected to top $1.9 trillion in 2005, about twice th...
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- 2007-11-13 22:16:19 - Health savings account (hsa): do i lose it at the end of each year?
- The Health Savings Account (HSA) is an amazing tool to reduce healthcare expenses and insurance costs. But do you lose it at the end of each year, like with a Flexible Savings Account (FSA)? Thank goodness, no! You do not lose your HSA money at the end of each year. Health Savings Account were created specifically to be BETTER than their predecessors, Flexible Savings...
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- 2007-11-13 22:16:19 - Health savings account (hsa): what happens to it when i retire?
- The Health Savings Account (HSA) is a great tool that is going to help us all reduce our health insurance costs and avert the current healthcare crisis in America. But what happens when a person retires? What use is an HSA then? Your HSA transforms itself at that moment you turn 65, when you officially become eligible for Medicare. Your Health Savings Account, which will have served you a...
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- 2007-11-13 22:16:19 - What to do when you suffer an injury on the job?
- For over 30 years I have been representing injured workers in workers compensation proceedings and there are some basic errors that injured workers make time and time again.First, it is common for injured workers to ignore a serious injury for a day or even for a couple of days. This can be a serious mistake because the workers compensation insurance company will often deny a claim that is ...