Life insurance articles
Showing page 4 of 13 - There are 390 Life insurance articles
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- 2007-11-13 22:16:19 - Tips for lowering your auto insurance quote
- Do you have many claims? If so, you should do all you can to reduce them or even endeavor to file no claims at all. Why do I bring this issue up in an article about lowering your auto insurance quote? Because the number of claims is the single factor that to the highest degree influences the cost of your insurance premium. Let me give you an example: Let's say you have 5 years of no claim. Most co...
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- 2007-11-13 22:16:19 - What does buildings insurance cover?
- You will find that your lender will insist that you have this cover when you take out a mortgage. The lender, remember, owns your home until you have paid off the mortgage. However, because they don't live in it, you are responsible for it, thus you need to insure the building. Should the property fall down, the lender wants it to be covered for the catastrophe.But buildings insurance cover...
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- 2007-11-13 22:16:19 - Finding fast life insurance
- Since the widespread growth of internet usage and database building it's never been easier or quicker to find fast life insurance. There was a time not long ago that the project could drag out forever. The process began with phone colds and lots of dialog between you and agents about various policies, options and underwriting requirements. Today fast life insurance is possible.You simply ki...
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- 2007-11-13 22:16:19 - Finding life insurance quotes for adult children
- Shopping for life insurance quotes for adult children isn't any different than it is for adults or seniors. Underwriting issues can vary a little but essentially life insurance quotes for adult children follows the same routine.Where we do see a difference is in qualifying. Some companies don't allow you to buy more than (2) times what the adult parent has, other companies may use other mul...
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- 2007-11-13 22:16:19 - About online term life insurance rates
- Online term life insurance ratesHow simple it is today finding online term life insurance rates. At the click of your little mouse, fingers on the keyboard off we go into the world of cyber space. Never before have we had it so good having a vast resource like the internet to help us find online term life insurance rates.There are hundreds of companies that sell those products but th...
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- 2007-11-13 22:16:19 - Health insurance options for entrepreneurs
- One of the most important benefits employed people enjoy is health insurance coverage. It is also the single most costly expense for self-employed entrepreneurs. So what can you do to reduce ever increasing costs of health care coverage? Here are a few tips.1. If a medical bill seems excessive, try negotiatingYour doctor or the office manager who handles billing will probably be flex...
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- 2007-11-13 22:16:19 - The best rates on life insurance
- Finding the best rates on life insurance is not difficult any longer. With a few simple key strokes you open up a vast array of services on the internet to help you find the coverage's you want and the best rates on life insurance.Without outside influence and distraction you'll be able to examine and think through your final choice. There's not any major difference in the base rates that c...
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- 2007-11-13 22:16:19 - About accidental death dismemberment insurance quote
- We don't hear much about getting an accidental death dismemberment insurance quote as no one is really pushing or promoting the coverage as agents make very little money on it and is not worth promoting. They are looking for the larger ticket items with high commissions that being regular life insurance instead of offering you accidental death dismemberment insurance quotes.Generally speaki...
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- 2007-11-13 22:16:19 - Finding a discount car insurance broker
- Discount car insurance brokerTimes past finding a discount insurance broker was important and offered you access to many different outlets for your needs. Today that's no longer the case as finding a discount insurance broker doesn't really provide you with any benefits or advantages as it once did.A simple matter of typing in what you're looking for into the search box on the intern...
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- 2007-11-13 22:16:19 - Independent insurance agents unite! insurance and financial discussion forums are all the rage
- The online discussion forum has emerged as the medium of choice for many Americans. Most recently, forum platforms like vBulletin, Infopop, and Snitz have enabled the novice webmaster to host and moderate their own forum. One of the areas that needs this type of medium the most is the Insurance and Financial Industry.To give you a little background, the online discussion forum is an updated...
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- 2007-11-13 22:16:19 - Life insurance leads, insurance leads, and the online lead generation business
- I've long wanted to write an article about Internet Leads (Life Insurance Leads, Health Insurance Leads, Homeowner's Insurance Leads, etc) and why they are a waste of money, time, and a drain on the Insurance Industry. Thank you ezinearticles for this powerful resource in communication!Insurance Agents all over the USA are getting solicitations every single day for one new lead program or a...
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- 2007-11-13 22:16:19 - Underwriting life insurance for diabetics and diabetic life insurance information
- Life Insurance Companies differ in their "underwriting philosophy" when it comes to diabetes. Offering life insurance for diabetics can be risky if the underwriters are not fully trained. Underwriters at the insurance companies that are fluent in underwriting diabetes have the ability to look at all of these factors and determine if the company will accept them as a risk. Moderately controlled dia...
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- 2007-11-13 22:16:19 - California catering truck insurance
- Catering truck insuranceNot many agents/brokers write catering truck insurance as they don't have a contract with companies that will write that type of coverage. There's a certain type of knowledge needed to write the risk with catering truck insurance properly. There are basically (2) categories of operators:They are, hot trucks and Mobile Food Preparation Vehicles (MFPV), which al...
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- 2007-11-13 22:16:19 - Term life and whole life insurance
- Which type of policy is best for you, term or whole life? The answer depends on several factors, including:Your Needs. If you need coverage only until your children graduate from college, for example, you might be better off with a term life policy.Cash-value insurance is better suited for long term needs, such as planning estate taxes and providing lifetime security for your spouse....
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- 2007-11-13 22:16:19 - Used car insurance
- Every state requires that drivers carry liability insurance. The liability coverage section of an auto insurance policy provides financial protection from liability claims against you when you (or certain other people) cause an accident that results in bodily injuries to other people and/or damage to their property. Every state has mandatory minimum levels of coverage in this area. The rationale b...
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- 2007-11-13 22:16:19 - Home insurance rates in northern ireland
- A recent survey took the most popular type of home in the UK, the three-bed semi, and compared the quotes given by insurance companies for different postcodes around the country. Northern Ireland came in top for buildings cover with an average of £119.The premiums are affected by such variables as the amount of subsidence in the area, and the size and rebuild costs of the...
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- 2007-11-13 22:16:19 - An introduction to uk home insurance
- Unlike motor cover, home insurance is not a legal requirement in the UK. It is, however, a vital precaution against unforeseen bills caused by incidents such as natural disasters or break-ins. It is a false economy to avoid home insurance premiums in order to save cash in the short-term because in case of misfortune you will be left without a leg to stand on and could be faced with some of the hef...
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- 2007-11-13 22:16:19 - 10 tips to save on healthcare insurance
- Americans shopping for their own healthcare insurance can substantially cut premiums by following 10 simple steps, according to leading insurers.Answer Financial Inc. (http://www.answerfinancial.com), cites the following cost-saving measures:Comparison shopYou can save money by comparison shopping and exploring various options such as higher deductibles. The lower your deducti...
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- 2007-11-13 22:16:19 - Hidden ways to cut car insurance
- Consumers are countering rising gasoline prices and other vehicle operating costs by capitalizing on lower auto insurance rates, according to leading insurers.Auto policy costs and regulations vary significantly from state to state, but there are a number of areas that consumers are able to control and adjust to optimize prices and quality. Answer Financial (www.answerfinancial.com) has 10 ...
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- 2007-11-13 22:16:19 - Why boat insurance is a necessity
- Boat insurance is necessary for all boat owners who live on or really value their boats. If it is something that you feel you must replace then you need to insure it. If you live on your boat it is absolutely necessary that it be insured. Who would want to lose their home?Also most boats are financed in the beginning. The lending company will insist on insurance in those cases just as they ...
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- 2007-11-13 22:16:19 - Dont just accept your car insurance renewal quote
- UK car insurance companies make substantial profits every year because a large number of existing customers just accept the renewal quote from their car insurance provider.Many people assume that because their first years premium was competitive they will continue to get good value for money from the same insurer. In fact, as an existing customer renewing your car insurance, you could be pa...
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- 2007-11-13 22:16:19 - Need low-cost temporary family health insurance?
- Many families will find themselves without medical coverage at some point in their lives. So, what do you do if you find yourself in this situation? Here are some thing that you should consider when purchasing quality, low-cost temporary family health insurance.Low-cost temporary family health insurance is available for those under 65 and who are in generally good health. It also usually co...
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- 2007-11-13 22:16:19 - Senior life settlement-uses and applications
- In a recent article in the National Underwriter (April, 2005) a Senior Life Settlement is depicted as an ingenious financial planning option available to consumers by providing access to secondary life insurance market through life insurance valuation ? a new trend, tool in the financial advisory services industry unlocking opportunity for many.Sound investment practices require diligence a...
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- 2007-11-13 22:16:19 - Why boat insurance doesnt help a lousy sailor
- For thousands of years men have sailed the seas. From the earliest trips by the discoverers and settlers of the Americas, Australia and the Pacific Islands, through Odysseus' voyage to Troy and beyond to the time of Swashbucklers in the Caribbean mankind has made exciting voyages to the far corners of the world.In those early days hard cold steel and brass protected the men and their ships....
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- 2007-11-13 22:16:19 - Why boats are a pleasure... but you still need boat insurance
- One of the greatest pleasures that a man can have is owning his own boat. It goes back to the days of adventure on the high seas when a man was absolute monarch of his realm as a captain of his ship.Today there are very few places that the average man can be master and commander of his own destiny. But owning a boat is not without risk or expense. At one time cannons and carronades protecte...
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- 2007-11-13 22:16:19 - Risk retention groups rrg
- In response to a hard insurance market in the mid 1908's, Congress passed the Liability Risk Retention Act of 1986. The legislation was intended to simplify the regulatory process for affinity groups such as doctors, real estate developers etc, who wanted to find an alternative to the and unavailability high cost of certain types of insurance coverage. The Act created two new legal statuses: Risk ...
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- 2007-11-13 22:16:19 - Alternate risk transfer (art) - insurance strategies
- Risk ManagementAlternate Risk Transfer is a fancy way of saying alternate methods of insurance and risk management, of which there are many. From the most basic alternative of going without insurance (self-insuring) to so-called "program business captives", there are a wide variety of strategies from which to choose.To understand why ART strategies are so popular it is important to u...
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- 2007-11-13 22:16:19 - The life insurance plan online
- Thank goodness the internet age has arrived helping us to find a life insurance plan online. Manually quoting policies was very time consuming and frankly discouraged the broadest recommendations because of so much work involved. Today finding a life insurance plan online is actually quite easy.You'll be able to research different kinds of coverages, amounts, underwriting requirements and e...
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- 2007-11-13 22:16:19 - Poor call centre performances driving motorists online for insurance
- In their efforts to cut costs more and more finance companies are looking to use offshore call centres to provide their customer services and administration. This is especially prevalent in the insurance industry, where it seems as if there is a newspaper announcement of previously UK based services migrating abroad every day. As more insurers use offshore call centres, recent research from Swinto...
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- 2007-11-13 22:16:19 - Tips for choosing a life insurance company
- More than 150 insurance companies offer thousands of life insurance products in the UK.Choosing the right company and right product from this bewildering choice is challenging. Fortunately, there are some common sense guidelines that will help you narrow the field to a more manageable selection of companies and products.Looking at the Cost The UK life insurance business is...