Life insurance articles
Showing page 12 of 13 - There are 390 Life insurance articles
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- 2007-11-13 22:16:19 - Health insurance plans and their differences
- Health insurance plans have changed dramatically over the past ten years, and American's currently have several different options to choose from- including HMO's, PPO's, fee-for-service plans, MSA's and major medical. There are two main categories of health insurance plans that each of these policies is classified as; managed care plans and indemnity care plans. The differences between each of the...
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- 2007-11-13 22:16:19 - Choosing buy-to-let property insurance
- Risk is an area often overlooked by landlords, but failing to protect the main assets of your business, which often have borrowings secured against them could lead to ruin.Landlords often fail to understand the types of insurance risks that they are exposed to and are unaware that insurance coverage for buy-to-let investments is very different to the standard household insurance policies th...
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- 2007-11-13 22:16:19 - Cure the insurance blues by lowering the cost of your premiums
- Does the current amount that you pay on your insurance premiums keep you awake at night? If so you're not alone. In today's fast paced society many people are looking for ways to save money unfortunately this can lead to scrimping and watching where you spend every penny you make. Not only is this difficult it can also be a real pain in the neck and lets face it ? what's so fun about not spending ...
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- 2007-11-13 22:16:19 - Are you sure that heirloom oriental rug from your aunt hilda is really insured?
- Gone are the days of the cinder block and wood plank bookcases. You've come along way from that old reliable jut rug and CDs (or in some cases, actual vinyl albums) stored in milk crates. That's the way it is with first apartments, and sometimes second and third apartments too. It's what you were able to afford when you first set out own your own. And it was fun, sort of. But today's a new day, an...
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- 2007-11-13 22:16:19 - Group term life insurance and the options available
- Group term life insurance is more affordable than individual life insurance policies because the costs to the insurer are lower. They have less paperwork to handle, and are guaranteed multiple accounts from one sale - which is their incentive for offering this type of policy.A group term life insurance policy offers life insurance coverage to all the employees of a particular organization, ...
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- 2007-11-13 22:16:19 - Inside-information regarding your motor vehicle accident insurance claim
- Here's some "Inside-Info" you must know so you won't be taken advantage of on your motor vehicle accident insurance claim and also: SO YOU CAN COLLECT EVERY DOLLAR THAT'S OWED TO YOU !The following 8 are just "The Tip Of The Iceberg":#1. There are situations where you can collect for your "Lost Wages" even if you were paid by your employer and/or collect...
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- 2007-11-13 22:16:19 - Buy life insurance online and save
- There are many ways to research and buy a life insurance policy, but the fastest and most affordable way is to buy life insurance online. This way, you can supply the most accurate information and compare the greatest number of different quotes and terms to find the perfect life insurance policy for you.By buying life insurance online versus many of the traditional methods, you can compare ...
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- 2007-11-13 22:16:19 - How to shop for individual health insurance
- If you find yourself in the position of shopping for an individual health insurance policy, there are certain things you'll want to keep in mind. Whether you are coming out of a job that covered you before, or are at the end of your COBRA benefits, or simply have never had coverage before there are things you can do to get coverage on yourself and your loved ones.The basic thing to know is ...
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- 2007-11-13 22:16:19 - Car insurance no claims bonus explained
- No Claims Bonus is a term used to describe the number of years you have had Car Insurance without making a claim. Put simply, if you have had Car Insurance for 4 years and you have not made a claim in that time, then you have 4 years No Claims Bonus. No Claim Bonus is probably the single biggest factor affecting the cost of your Car Insurance premium. Every year that goes by without you making a c...
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- 2007-11-13 22:16:19 - Young driver car insurance
- It has become increasingly difficult to get young driver car insurance in the UK. The reason behind this is because the statistics for young drivers having a car accident are not very good. By definition, young drivers have very little experience of driving and thus have a greater chance of having a bump in their vehicle. Car insurance companies are obviously in business to make money and are unde...
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- 2007-11-13 22:16:19 - Underinsurance can spell disaster for homeowners
- Insurance is meant to give homeowners peace of mind, but an increasing number of policy holders are putting themselves at risk by neglecting to insure their home and contents adequately.There is often confusion over the difference between guaranteed and extended replacement value insurance. Guaranteed replacement means that if the home is destroyed or severely damaged, the insurance company...
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- 2007-11-13 22:16:19 - What answers to questions for a home insurance price quote will i need to know?
- Lets face it, finding the best home insurance price quote can be an aggravating task if you're not fully prepared with answers to the common questions that most insurance companies will ask. This article outlines the questions that an insurance agent will ask you when you're requesting quotes for home insurance. Having this information handy will make finding house insurance easier and save you va...
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- 2007-11-13 22:16:19 - Choosing the best life insurance option for you
- Life insurance in the UK is becoming more and more popular with many people now realizing the importance and the benefits of a good life insurance policy. There are two main types of popular life insurance, both of which offer a range of invaluable benefits to UK consumers.Level Term Life InsuranceLevel term life insurance is the most popular type of life insurance policy with UK con...
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- 2007-11-13 22:16:19 - Disaster decision - do you need insurance?
- The expenses involved with owning a home can be overwhelming at times - routine maintenance, repairs, seasonal preparations, improvements. Not to mention taxes, fees, and all those monthly bills. Some homeowners, in trying to reduce their expenses, wonder if they really need disaster insurance.Disaster insurance is typically defined as additional homeowner's insurance to cover events like h...
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- 2007-11-13 22:16:19 - How to take the guesswork out of buying term life insurance
- Protecting your family is the single most important thing any individual can plan for during his or her life. Buying life insurance can be confusing, and a frustrating process. As an insurance agent, I am well aware of the details a customer must know to make the decision easier. In this article, I will offer practical advice on how to simply purchase life insurance.Look for a company that ...
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- 2007-11-13 22:16:19 - Accident insurance claim personal injury insights
- There's nothing that has a greater impact on evaluating a personal injury insurance claim than the damage done to your body, the medical bills that are a direct result of that injury and the "pain and suffering" you were forced to deal with.Besides botching up your body (and sometimes your love life) what else does the injury mean to you? It means a ton of financial expense's, inc...
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- 2007-11-13 22:16:19 - Insurance adjusters how they work and how they think
- Here comes the insurance adjuster. Is he overly friendly? If so, watch out! It's OK to be hospitable. Be good-tempered and cordial - - but beware! Never forget he's paid to save his company as much money as he can. That's the name of his game.DON'T SIGN ANYTHING: Don't overestimate the good will of the adjuster. They're trained to investigate accident cases in such a way, if at all possible...
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- 2007-11-13 22:16:19 - How to negotiate a settlement with an insurance claims adjuster
- You and I. M. Strong, the adjuster from Granite Mountain Insurance, are sitting at your kitchen table in an attempt to settle your motor vehicle accident claim.Strong is all wound up and on the offensive, rambling on and on about how your injuries weren't serious. His typical pitch usually goes something like, "Look, I've been at this a long time. I've talked to people like you, day in and ...
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- 2007-11-13 22:16:19 - Insurance claim - medical insights and expenses
- There's nothing that has a greater impact on evaluating a personal injury insurance claim than the damage done to your body, the medical bills that are a direct result of that injury and the "pain and suffering" you were forced to deal with.Besides botching up your body (and sometimes your love life) what else does the injury mean to you? It means a ton of financial expense's, inc...
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- 2007-11-13 22:16:19 - Accident factoids
- Accidents, personal injuries and insurance claims are here to stay. No matter how far into the 21st Century American's elect to drive (unless by the beginning of the 22nd Century we're all zipping around in our own personal space ship) motor vehicle accidents will continue to pile up; with no end in sight!There are more than 200,000,000 licensed drivers in the United States. ...
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- 2007-11-13 22:16:19 - Insurance claim: collecting your lost wages
- A couple months ago you were toolin' on down the avenue, minding your own business, when out of nowhere, this fumbling, stumbling man by the name of Freddie Fuddle flew through a Stop Sign and plowed into you with a gigantic, rip-roaring, screeching broadside. You were wearing your seat belt but it was still a thundering crash that wrenched and whipped you around the inside of your motor vehicle s...
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- 2007-11-13 22:16:19 - Medical bills - evaluating your personal injury insurance claim
- The value of a personal injury claim has a direct relationship to the amount of your medical bills. Why? Because a claim with medical bills of $500.00 is worth three to five times more than a claim with $100.00, or less. And that's a fact of life in the world of insurance claims.The adjuster will reason if you were hurt badly enough to run up $500.00 in medical expenses than it's correct to...
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- 2007-11-13 22:16:19 - Six crucial insurance claim possibilities
- There are DOZENS of insurance claim possibilities which will increase the dollars awarded you in the settlement of your personal injury insurance claim. Some of them rarely see the light of day but some do. The six I've listed below are crucial for you to be aware of as you prepare to go to war with Adjuster Henry Hard-Nose regarding the value of your loss. They are:(1) EMOTIONAL REACTIONS ...
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- 2007-11-13 22:16:19 - Outside pressures on the typical insurance adjuster
- Insurance adjusters are not without outside pressures they must deal with every day of their work life. It would be advantageous for all readers to be aware of the most important of these because they could put money in your bank.The first of these is your State Department Of Insurance. Every state has a Department, or Commissioner, or Bureau of Insurance that overseas the antics of all Ins...
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- 2007-11-13 22:16:19 - Motor vehicle accident insurance claim guide
- This is a FREE Insurance Claim GuideYour "Motor Vehicle" can be a truck, car, motorcycle - - you name it! If it's powered by a motor and has one, two, three, four (or even more) wheels this "Guide" is for you.The information below is a bare-bones "Guide" for those who have had such a motor vehicle accident. It details the basics of how one should with th...
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- 2007-11-13 22:16:19 - Handling your motor vehicle accident with your own insurance company
- This "How To" article is crucial, up-to-date information concerning what to do if your insurance company is giving you a hard time (regarding your own motor vehicle accident claim with them) and you're positive it's "Legit". If there's some problems with whatever position they've taken regarding your Property Damage Loss (or any other coverage-questions they may be ducking/stal...
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- 2007-11-13 22:16:19 - Insights into your med-pay insurance coverage
- While Legal Romantics would like to characterize the trial of a lawsuit as a "Search For Truth" that's not a reality!Cases are decided on the evidence. When reviewing cases before them, judges invariably use the phrase, "The evidence shows", rather than, "The truth of the matter is". That first phrase is a reality that filters from the courtroom down to the obj...
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- 2007-11-13 22:16:19 - Gain an advantage over your competition by controlling the cost of your health insurance
- As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personally and professionally. Employers continue to face the major challenge of controlling the cost of their health insurance and other employee benefit programs. Organizations that can best get a handle on the cost of their employee benefit programs have an excellent opportunity to gain...
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- 2007-11-13 22:16:19 - What is meant by automobile insurance standard coverage?
- Automobile insurance standard coverage is the basic amount of insurance coverage that is required by law in order for an individual to legally operate a motorized vehicle. You can simply it even further with the blanket statement as being the mandatory amount of auto insurance coverage a driver must possess.The most important part of anyone's car insurance policy is the liability coverage. ...
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- 2007-11-13 22:16:19 - Will online automobile insurance quotes really save me money?
- If you're looking to save money on your auto insurance then online automobile insurance quotes are definitely something you want to look into. But there are more benefits to shopping online besides saving money. Receiving you car insurance quote online is fast, extremely easy, and exceptionally convenient. Generally speaking the quotes you qualify for are generated within minutes and usually there...