What to do if wallet is lost or stolen - retrace your steps
Here is what to do if wallet is lost or stolen. First, if you think you just lost your wallet, retrace your steps from the day before or call the places you were to see if they found a wallet. If they did, great! If not then there are some things you will want to do next.
Make a list of all the things you had in your wallet. You probably have your driver's license, maybe your social security card, a couple of credit cards, your bank card, a picture of your girlfriend and some cash. If your wallet was stolen, you can forget the cash but think about this for a minute. Not only does the thief have all of your cards and financial stuff for your bank, they have your home address, too!
Depending on what type of thief they are they may come around looking to see what else they can get off of you. This is scary and dangerous so the first what to do if your wallet is lost or stolen, after you have retraced your steps and can not find the wallet is to call the police and make out a report that your wallet was stolen.
Then, you need to call the bank and tell them that you think your wallet was stolen so they can monitor your account for any fraudulent activity. Next, cancel all those credit cards and notify the credit bureaus immediately. They will flag your credit reports and monitor the situation from their end. They will contact you if there is any activity on those stolen cards and try to go after the person using them.
Next, you will have to pay the fee to get a duplicate driver's license and have the social security administration replace your social security card, if you carried it with you, which you should not be doing in the first place. It is much too easy for someone to get at your social security number in any case. Do not make it even easier for them by carrying it with you. You should just take it out and hand it to them if that is the case.
Then all you have to do is remember how this all felt and all the work it was to replace all this stuff and never let it happen again. If you are lucky enough to not have any fraudulent activity on your cards or accounts or they catch the guy that took your stuff before he can use it then thank your lucky stars.
Everyone has lost their purse or wallet at least once in their lives. It is a pain in the butt but it is not the end of the world. Just do what you need to do to get your stuff back and keep an eye on your credit report and rating and try to forgive yourself, as I said, this is not the end of the world. Keep these steps in mind and you will get things back to normal. Find comfort in the fact that you are not responsible for any of the fraudulent charges brought about by the use of your cards buy someone else and that you now know what to do if wallet is lost or stolen.
Article Source: Messaggiamo.Com
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