Finance articles
Showing page 43 of 44 - There are 1319 Finance articles
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- 2007-11-13 22:16:19 - Stretching your grocery dollars
- Shopping for groceries is an inevitable fact of our ever busy lives. We may imagine that we are saving time by dashing in, roaming the aisles and throwing whatever looks good into the cart. Most often, what we end up with is repetitive, nutritionally unbalanced meals and ballooning grocery bills. Or worse, frequent fast-food stops and pizza calls. Brighten your meals and save time and money by pla...
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- 2007-11-13 22:16:19 - Your dry cleaner?s double standard
- Women are charged more for dry cleaning services. Don't fume, find a better way. While it is true that the practice is unfair it is also true that we have options for keeping our clothes clean and holding onto more of our cash. Try some of these tactics to stem or stop the unfair flow of your dry cleaning dollars.? Examine labels before you make a clothing purchase. Go for easy care (read m...
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- 2007-11-13 22:16:19 - The benefits of banking online
- How many drawers did you have to look through to find a bank statement the last time you needed one? Chances are you did not lay your hands on it as readily as you would have liked. If that is a familiar scenario in your home, help has arrived in the form of online banking. Even if you are among the most organized, online banking offers convenience you can't beat.Consider online banking wit...
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- 2007-11-13 22:16:19 - Saving money - are you doing enough?
- It is estimated that we, as consumers, waste an average of 30% of our paychecks on items we don't need or pay way too much for the items we buy. Since 1990, spending is up 30% and debt is up an astounding 80%. What this tells us is, the average consumer is not only buying more but putting much more of a strain on their parcheck, forcing most to overextend themselves with their credit cards....
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- 2007-11-13 22:16:19 - How to survive the grocery shopping blues
- If you are the normal consumer, then you've probably experienced the Grocery Shopping Blues. Most supermarkets use this trick to their advantage to squeeze more money out of their customers and turn a tidy little profit for themselves.Grocery shopping should be a pleasant experience, but too often, consumers let it get the best of them and they end up getting frustrated. It doesn't help tha...
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- 2007-11-13 22:16:19 - How to reap the rewards with rewards programs
- Recently, many of these loyalty rewards programs have come to the realization that they must change how they put these programs together if they are going to increase their share of the market.One way that has changed over the years is how reward programs have started linking up with various partners to offer more types of rewards for it's members.Competition between programs is fier...
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- 2007-11-13 22:16:19 - Eight ways to sink yourself financially
- 1. Don't focus on your finances.The reason most people get into debt is because they don't spend enough time focusing on their finances. You need to get a grasp of where you're at financially, keep track of your income in relation to expenses and spending habits.2. Failure to develop a good financial planNo one would imagine going on vacation without planning for it. Yet when ...
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- 2007-11-13 22:16:19 - University: a course in personal finance
- Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered abandoning their studies due to the financial strain they have encountered, and it is not surprising that many prospective students are finding the n...
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- 2007-11-13 22:16:19 - The origins of check writing
- People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?In ancient times the most popular form of money exchange was the trade. However, some point along the long line of history people started realizing they had a surplus of goods that was best stored somewhere other than their home....
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- 2007-11-13 22:16:19 - Banks are more than just a place to park your money
- If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in that shopping plaza and you'll see yet another one, just waiting to offer their services to you. Now drive down the road a few blocks and you'll probably see yet another bank on the corner. With all the banks to choose from these days, it can be too ...
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- 2007-11-13 22:16:19 - Understanding and controlling your finances
- Have you ever wondered what it would be like to be able to have complete control over your finances?If you are like most normal people, you have a job. You go to your job every day. Every week or two weeks or month you get a pay check for some amount.You have taxes. The government, in an effort to make your life easier, lifts something like a third of your pay check without your havi...
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- 2007-11-13 22:16:19 - The changing shape of family finances
- Super-mumsIt seems that the proof of maternal efforts is no longer found in the pudding ? it's in the spending. Women are increasingly outsourcing personal grooming tasks and the pressure of looking good, feeling healthy, maintaining a tight ship and IQ level has meant that housecleaning and gardening are again fashionable methods to promote the family brand; housewifery is now a career, wi...
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- 2007-11-13 22:16:19 - Can you afford not to look after your personal finances?
- Investing is a subject a lot of people don't want to think about. And there is good reason for that. Investing seems scary. It either sounds like something only the rich do or something that only a skilled professional can do. But the truth is that investing is something that everyone can and should do-as soon as possible.Why should you start now?Think about this. There are two ways ...
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- 2007-11-13 22:16:19 - Grocery savings - your kitchen is a goldmine!
- Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings accounts.If you haven't figured it out already, your kitchen is a Goldmine. There are numerous ways to reduce the grocery budget and free up funds to use in other areas.How much should you be spendin...
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- 2007-11-13 22:16:19 - Im broke, how can i afford...
- I'm still amazed every time someone comes to me complaining that they don't have any money to put into their business and that they're broke.I mean what have you been doing with your money man?!?Plain Truth: If you don't have any money you won't make it my friend? it's that simple. You have to at least have some money. Say $200-$500. I don't care what the self-styled slick gurus tell...
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- 2007-11-13 22:16:19 - Whats the truth behind your finances?
- Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the Internet. The staggering truth is that of these only 5% are genuinely financially free! You may well see lots of expensive cars driving on our roads and big houses inhabited by the seemingly wealthy, but these houses and cars are not yet paid for.N...
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- 2007-11-13 22:16:19 - The wright place - finances
- Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.A recent guest on the show Karen Franks, explained how important your credit is and how you should check on it often. 'At least twice a year", says Karen Franks. Checking our credit is one important proactive way w...
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- 2007-11-13 22:16:19 - Know thy finances
- The first step to financial success lies in knowing your financial situation at any given time. There is an anecdote attributed to John D. Rockefeller--that as a child he was given a monthly allowance from his parents, but upon stipulation that he had to save 10% of it, give away 10% to charity, and account for the rest of it. While his parents required that he record down to the penny where he sp...
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- 2007-11-13 22:16:19 - Kundalini lessons - money
- I've been going through and interesting growth period lately that I thought I'd share, as some of the lessons were pretty profound (at least for me).I've written before about my awakening and the joys and tribulations since, and I've also mentioned that it's an ongoing process which, as far as I can tell, doesn't really end til you shuffle off this mortal coil. Then you get to come back and...
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- 2007-11-13 22:16:19 - Organizing your finances - thinking outside the (shoe) box
- If you're like most people, your personal financial records are most probably kept in less than "Good Accounting Practices" standards. For example, stashing old ATM receipts and hanging on to a stub showing what you paid for a pack of mints two years ago (cash, of course), might be filed with your paycheck stubs, credit card statements ? paid and unpaid alike ? as well as a few tax forms...
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- 2007-11-13 22:16:19 - Money matters: strengthen your marriage by putting finances in order
- Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage. Having enough to spend, and to do the things each wants to do, is important to both parties. When couples are not ...
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- 2007-11-13 22:16:19 - A fresh start for family finances in 2005
- While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances, experts note.1. Build a BudgetIf you haven't already done so, create a realisti...
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- 2007-11-13 22:16:19 - 5 ways to absolutely destroy your finances!
- Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This is a reductio absurdum argument, meant to spur an opposing realization.)#1: Buy everything, yes, everythingY...
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- 2007-11-13 22:16:19 - How to draw a personal budget that works
- Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs. Planning your personal financial affairs through prioritization of needs and budgeting in...
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- 2007-11-13 22:16:19 - More money? my cup runneth over...but im still thirsty
- Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably would get worse instead of better.It's a strange phenomenon. It seems the more money you have, the m...
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- 2007-11-13 22:16:19 - Save money on your clothing budget. tame the closet monster!
- Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing acquisition. Freebies, thrift stores, yard sales, consignment shops, and clearan...
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- 2007-11-13 22:16:19 - Budget planning - its elementary my dear watson
- Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic zone". ' The "plastic zone" is a scary place. But you're not alone. There are ...
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- 2007-11-13 22:16:19 - Budgeting your savings - did you let your piggy bank get away?
- I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding that "piggy bank" should be an important part of your budget!The most successful financial plans...
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- 2007-11-13 22:16:19 - Top 10+ ways to jumpstart your new year?s finances!
- Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access. Mp>* Set up a folder to collect all the important 2004 tax documents which will be arriving soon. Su...
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- 2007-11-13 22:16:19 - Money saving tips. maximize savings on everyday items!
- Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on sale and use a coupon during purchase. That's it! Using this formula I almost always come out ahead. When ...
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