Finance articles
Showing page 41 of 44 - There are 1319 Finance articles
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- 2007-11-13 22:16:19 - Identity theft is a major problem: whose responsibility is it to protect the consumer?
- We have heard a lot about consumers' personal information getting into the hands of identity thieves. More and more people are taking steps to minimize their exposure to such theft by reducing information on personal checks, refusing to share social security numbers with just anyone who asks, being prudent in their use of credit cards, and shredding "junk" mail that might allow another p...
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- 2007-11-13 22:16:19 - How to choose the right bank for your online business
- You should thoroughly consider your business needs when selecting a financial institution or bank for your small/home business. You may want to consider the following points:- The types of products and services that are offered.- The bank's criteria for qualifying for a loan.- The minimum balances for accounts, interest rates and charges for account services.- Location ...
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- 2007-11-13 22:16:19 - When do you need a financial management company on your side?
- We live in a crazy world. Someone ought to sell tickets. It seems that people, especially those in the US, are always clamoring for products and services that they don't need and ignoring those that they do. Financial Management is a prime example. Companies that provide financial management services are often inundated with requests from potential clients that really can't benefit from their serv...
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- 2007-11-13 22:16:19 - College expenses: seven ways to save on an education
- Many people graduate from college owing thousands of dollars in student loans. It isn't uncommon for students to graduate owing $30,000 to $40,000. For people that get married shortly after graduation that means starting out with around $80,000 in debt. Thats a lot of debt for a young couple just looking to buy a house and possibly replace their aging vehicles.While you may not be able avoi...
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- 2007-11-13 22:16:19 - Are you ready to be fired?
- Your boss has just informed you that your department is being reduced by two and you are fired. After he leaves, what are you going to do? This is not about finding a job it's about being prepared for financial change. How you prepare for employment change is different for everyone. Being prepared for financial change is the same person to person.1. Build an Emergency Savings Account...
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- 2007-11-13 22:16:19 - First checking account ? when is it time?
- We all know that money doesn't grow on trees, but we all need it to survive. The use of cash will only go so far in life, as you can't send it through the mail. Checking accounts are relied upon to manage our finances and to send in payments for cable, phone, mortgages, etc. Even in this new era of ecommerce, it is still necessary to have the resources that a checking account provides.When ...
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- 2007-11-13 22:16:19 - Identity theft ? more tips on how it can be avoided
- Recent security breaches at several credit card companies continue to worry Americans, as stolen financial information can lead to identity theft. Identity theft occurs when someone obtains your Social Security number and/or other vital information and uses it to pose as you. By doing so, they can take advantage of your good credit history to open new credit card accounts or obtain loans. They get...
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- 2007-11-13 22:16:19 - Expenses a ? what are they and what can we do about them
- It is crucial as an individual who is striving for financial freedom to be able to recognize the different type of expenses in our lives. It is a proven theory that it is easier to cut your expense than trying to earn more income. In order to maximize profits, a manager will try to minimize expenses before trying to gain more revenue. And we can learn from that. By recognizing our expe...
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- 2007-11-13 22:16:19 - How to get ahead on a low income
- Do you struggle from week to week trying to make ends meet? Are you consistently going without things that you really wish you could afford? Well I have some possible and practical solutions to your dilemma:1. TIPS TO HELP YOUR BUDGET STRETCH FURTHER.There are many ideas that you could adopt to help your hard earned dollars buy more than you could before (or so it seems!)ÃÃ...
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- 2007-11-13 22:16:19 - Are you sick of the financial insecurity of fluctuating seasons and income?
- Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all levels of income earners and people of all ages.I am a farmer's wife and have lived through some good and bad seasons on t...
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- 2007-11-13 22:16:19 - How electronic checks work ? will paper checks eventually go away?
- Traditional checks probably won't disappear anytime soon, but processing checks electronically is sure to continue! Have you ever been asked to fill out your account and routing number when paying for something online or over the phone ? or have you provided a paper check to pay for something and it is given back to you after it is run through a machine? Did you scratch your head like I did the fi...
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- 2007-11-13 22:16:19 - How to balance your checkbook ? get a calculator and pencil and you are ready to go!
- Despite how easy it is to balance a checkbook, very few people take the time to do it and the few who do, don't always do it the right way. If you write down in your checkbook ledger what should be deducted and added, you are on the right track ? if not, start there and follow these nine easy steps to a balanced checkbook. Once you are comfortable with these nine steps, it is possible to balance y...
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- 2007-11-13 22:16:19 - How to place an online order for checks ? it is easy as 1-2-3
- If You Have an Existing Account and 5 Minutes, You Can Place Your Online Order that Easy!Ordering checks online has become very popular for a number of reasons. The main reason for the majority of people is because they can choose a fun design that fits their personality that is not available at their local bank. An added benefit is that buying checks online is much cheaper than going throu...
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- 2007-11-13 22:16:19 - Succession planning
- Have you ever thought about what you are going to leave your children when you pass from this earth? Wouldn't it be a great feeling to be able to give them a really good head start in life ? without actually spoiling them?It really doesn't matter how old you are, it's something that you need to be thinking about and planning for now. In the process of planning your inheritance and blessing ...
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- 2007-11-13 22:16:19 - Why you should seek professional help with asset management
- Everyone needs to maintain their lives. What I mean by that is that we all need to take certain measures to make sure that we have a home, transportation, food, entertainment etc.One of the hardest things for many is asset management. Why is asset management so difficult for many of us? The question has several answers.First we need certain things to survive, food, shelter, security ...
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- 2007-11-13 22:16:19 - Saving money on gasoline for your automobile
- The gas that we fill our tanks with every week adds up to be quite an expensive bill over the months and years. Thirty dollars a week in gas adds up to over $1500 a year.That's $1500 additional dollars needed just top drive something you already own (or making payments on).Small changes in your driving habits can save you hundreds every year. It's really not as difficult to increase ...
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- 2007-11-13 22:16:19 - Tips to save money at the supermarket
- Are you interested in saving money off your grocery bills? If so, then a few "Smart Shopper" tips are all you need to start saving hundreds off your grocery bills!However you must make a few changes in the manner you shop for groceries. If you are willing to do so, just follow these shopping tips and you'll be well on your way to saving a pocketful.Let's Begin ~~~~~~~~...
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- 2007-11-13 22:16:19 - Save money off your home utility bills
- Many don't realize that our basic utility bills provide the perfect money saving opportunity for practically every household!Especially with today's energy crisis so prevalent throughout many of the states, you've probably heard this term - conservation.Guess what, conservation really means "using less". Using less energy, means you are spending less money. Inevitably, conservation g...
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- 2007-11-13 22:16:19 - Debt management ? watch out for bank fees!
- During the last twenty years, banks have offered a number of improvements in the area of being customer-friendly. The old 9 AM ? 2 PM "banker's hours" are gone, replaced by a schedule that makes it easy for most people to visit when the bank is open. Automatic teller machines are ubiquitous, making it easier to obtain cash even when the banks are closed. And the debit card has made it ea...
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- 2007-11-13 22:16:19 - Budgeting tips to save real money
- Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that. Usually, if you just wait a week or two, the urge to buy that new gadget will pass. But, what should you do if you have already spent more than you have? The following are several...
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- 2007-11-13 22:16:19 - 10 tips to save money when dining out
- Here are some tips that can help you save money when dining out. Keep in mind that these tips are intended to help you save money when dining out at a restaurant type setting. In other words, these tips will not be related to fast food establishments for their food is already priced reasonably.10 TIPS TO SAVE MONEY WHEN DINING OUT1. If you can choose the time of day, br...
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- 2007-11-13 22:16:19 - Healthy eating on a budget
- It is possible to eat a healthy, balanced diet without breaking the bank! Here are some suggestions:-Eliminate junk food. You may have to do your grocery shopping alone, since children (and sometimes spouses!) are often the ones who request the junk foods. A trip to my local supermarket showed these prices for typical junk foods and beverages:-Case of name brand soft drinks ? $5.99...
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- 2007-11-13 22:16:19 - Take control and master your kitchen
- Those who keep a watchful eye on where their money is spent, have long conquered the kitchen woes. No last minute panic trips to the market. No longer needing the "give-the-kids-$20-for-fast-food" solution. This is no longer a problem or even a concern for the "Kitchen Master".You too can be a 'Master Of Your Kitchen'. All it takes is a little time and planning!Now you might b...
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- 2007-11-13 22:16:19 - 10 steps to improve your financial situation
- Here are ten steps you can follow to help improve your personal financial situation and inevitably save more money:1. Pay Yourself WeeklyThis may seem a bit odd, but this is an excellent way to start building a substantial savings. On a weekly basis, pay yourself $25-$50 and immediately put it in a safe place. You can even open a special savings account where this weekly "payd...
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- 2007-11-13 22:16:19 - Uk parents inactivity harming their children?s future university and mortgage savings
- The British government at the beginning of this year officially launched its Child Trust Fund (CTF) initiative in an effort to encourage parents and children to develop the savings habit and to teach children the value of saving their own money.Chancellor, Gordon Brown said, "The Child Trust Fund is designed to ensure that every child in our country has assets and wealth and that no child i...
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- 2007-11-13 22:16:19 - Planning your financial future
- Millions of people give a lot of thought to financial planning but get frustrated and give up before ever making any progress. Making yourself aware of the most common reasons people fail to make a viable financial plan is the first step in reaching your financial goals. The uncertainty of the stock market, social security, and the declining world wide economy have made appropriate financial plann...
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- 2007-11-13 22:16:19 - Budgeting: a tough love way to handle your household budget
- Developing and living by a household budget is by far the best way to get your expenses under control which, in turn, can mean a much less stressful life.However, many families find it very difficult to stick to a budget. It does take hard work and a lot of self-discipline, at least in the beginning. The good news is that most families find the longer they can stick to a budget, the easier ...
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- 2007-11-13 22:16:19 - Personal loans for homeowners ? one of the numerous rewards for being a homeowner
- You no longer look at the pictures of homes cause you yourself bought one. Well, you know how you got that, it was a huge investment. Now that you are facing some financial issues and you are thinking of taking a loan to cope with monetary crisis. Taking loans is a growing phenomenon. And this has a lot to do with the changing configuration of the current economic scene. Monetary and fiscal requir...
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- 2007-11-13 22:16:19 - Estate planning basics
- You have probably accomplished a great deal with your life. Over the years you have worked, planned and saved. Perhaps you have even made some sacrifices to achieve your current level of success. It's a sure bet that you will want to pass along your accumulated assets rather than hand them over for court costs, taxes or attorney fees.Estate planning is the relatively simple process by which...
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- 2007-11-13 22:16:19 - Dramatically improve your stock trading success
- Get Access to Realistic profitable strategies & discover the mindset to dramatically improve trading success.* Avoid those confusing "cookie cutter" technical analysis tips and tricks that you can read anywhere else for free.* Let us show you an effective & practical approach* Limit your risk and follow certain conditions* How and where to pick the best stocks* I...