Finance articles
Showing page 39 of 44 - There are 1319 Finance articles
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- 2007-11-13 22:16:19 - Students investing in their future need to manage their finances today
- With the A-level results coming out, the long wait for UK school leavers hoping to go to university will soon be over. All the hard work that has been put into achieving the grades required will now pay off and the fun and freedom that is student life can begin. This may have been the case in the past, but the notion that university life is socially and financially responsibility free is now lamen...
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- 2007-11-13 22:16:19 - Five secrets for long-term financial success
- Future financial success is not a guarantee that any one of us can rely upon, no matter how wealthy we are now or intend to become.There are however five future proofing financial steps that we can take to protect our current financial status, improve our future financial prospects and secure our long-term financial success.1) Know The Different Between Good Debt & Bad Debt...
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- 2007-11-13 22:16:19 - Financing collectibles for fun and profit
- With the advent of the internet and especially auction services like those provided by Yahoo and E-bay, serious collectors have much larger arenas in which to buy and sell their wares. This provides the opportunity for quick discovery of hard-to-find items that previously might have taken years to find.Depending upon the rarity of the collectible and the owner's awareness of its value, pric...
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- 2007-11-13 22:16:19 - Debt management ? more ways to save on gas consumption
- The price of gas continues to climb, and with continued uncertainty in the Middle East, they will probably continue to do so. In California and elsewhere, prices for some grades of gas have now reached the previously unthinkable three dollars a gallon. Granted, that is lower than the inflation-adjusted prices of early 1981, but that doesn't make anyone feel better when they've just paid nearly $10...
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- 2007-11-13 22:16:19 - Accessing funds you never knew you had- household utilities and mortgage expense reduction plan
- For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money. Most of us have had our eye on pursuing a stock, invention patent, greater education or a small business only to have our goals cut short because of lack of funds. The fact is we may ha...
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- 2007-11-13 22:16:19 - Improving your financial position
- If you want money you need to learn how to control it. You need to improve your financial education and build your discipline. I am going to reveal to you how you can do both. Let me ask you a very simple question. Do you want money? Of course you do!Everybody wants money. You might think my next questions are even sillier, but I'll ask them anyway. Would you like to have money all the time...
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- 2007-11-13 22:16:19 - Government grants - beware of scams
- As the saying goes: "Buyer Beware". If you see ads claiming you qualify to receive a "free grant" for education, to start a home business or to payoff unpaid bills, be wary. Scam artists will claim your grant application is guaranteed to be accepted and approved, and you never have to repay the money. But the Federal Trade Commission (FTC) warns that these grant offers are often a scam. The grant ...
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- 2007-11-13 22:16:19 - One income source is not enough!
- My personal opinion is that in today's new economy, it is wise to have multiple income streams. Reliance on one income source poses a risk to individuals, entrepreneurs, and even large corporations. A single-source income stream, rather it comes from a job, a million-dollar customer, or a highly targeted market segment can dry up for any number of reasons.I live in Michigan where many peopl...
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- 2007-11-13 22:16:19 - Save on food - ten tips
- To save on food, be an opportunist. Buy what you like, but buy on sale. Do you need oranges every day? Buy them when they're cheap, then buy grapefruit or orange juice when it's on sale. Opportunism is the key to low-cost living in general. You get everything you like, and lots of variety, because everything goes on sale once in a while. Here are ten more ways to get cheap food.1. Stock up ...
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- 2007-11-13 22:16:19 - Saving dimes can go a long way
- On the other hand, there are those people who are saving dimes and every other cent. Perhaps its because they hate the clutter of change but want to get rid of it instead of letting it accumulate elsewhere or still rely on the fact that change has value and should be used accordingly. For those who find it hard to save, start with a small piggy bank and contribute any lose change to that bank and ...
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- 2007-11-13 22:16:19 - The magic of compound interest
- Christians are called to be good stewards of God's resources. A steward can be described as someone who manages the resources of another. "The earth is the Lord's and all that is in it, the world and those who dwell therein"-Psalms 24:1 (The New English Bible). To effectively manage God's financial resources, it helps to have some understanding of modern day financial concepts, strategie...
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- 2007-11-13 22:16:19 - Budgeting -- the critical flaw that causes most budgets to fail
- Budgeting. It's a word we're all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that most of us start out with the best of intentions, but an unexpected expense comes up and busts our budget. Then we give up and go back to juggling our finances and worrying about having too much month left at the end of the ...
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- 2007-11-13 22:16:19 - Resources to help you learn about and protect yourself from identity theft
- There is a new bill that is being passes, it is a very weak bill but if passed, it will prohibit using a social security number for identification purposes. This bill should take affect in 2006.If you feel you have been a victim of identity fraud, contact the Department of Justice, consumer protection division. They offer mediation with identity theft; they also have a hot line for consumer...
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- 2007-11-13 22:16:19 - 10 steps to take if you are a victim of identity theft
- There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information. The Boston Globe and Newsweek have both covered Identity theft this month telling us how important it is for us to educate ourselves on preventing and protecting ourselves fro...
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- 2007-11-13 22:16:19 - Credit card debt ? watch your credit report and your bill
- Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer. Lenders examine the report, along with the associated FICO score, to determine whether a consumer is worthy of receiving additional credit or loans. What many c...
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- 2007-11-13 22:16:19 - Avoiding a nightmare on renovation street
- You've decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it cost and will we get our money back?Unless you're in the building industry, most people are fairly naïve when it comes to making decisions about renovating. Poor choices can be costly, especially if you over-capitalise and sp...
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- 2007-11-13 22:16:19 - The good and the bad of money management
- Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.Pay your bills on time to avoid late fees.Don't wait until the red bill turns up! Make notes of due dates in your diary and remember to allow extra time for postal payments to reach the recipient.Pay more than the min...
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- 2007-11-13 22:16:19 - Basic bank accounts failing the basic needs of consumers
- The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will reveal thousands of different products. Unfortunately many of these accounts are not accessible for anyone with either a poor or even no credit history.Research carried out for the National Consumer Council (NCC) reveals "that the ...
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- 2007-11-13 22:16:19 - 10 money-saving tips
- 1. If you have your haircut every 3 weeks, try going 4 or 5 weeks in between haircuts. If you pay $10 for a haircut, you could save $70 a year by having a cut every 5 weeks instead of 3.2. Buy only generic basic types of cold cereal, if your family must have it. With fall and cooler weather coming, it's a good idea to introduce hot cereal. It's usually the best buy and by using the microwav...
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- 2007-11-13 22:16:19 - How to save for a down payment
- Saving for a Down Payment is hard work, so it's a good idea to really want to own your own home by the time you begin your Savings Account. It's difficult to turn down a weekend in the Bahamas (or Downtown at the Clubs!) when you don't have a definite goal.Step One: Get a Job! This will definitely help you to find the money to save! ha,ha!Step Two: Keep the Job -- longevity on the Jo...
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- 2007-11-13 22:16:19 - Why live frugally
- What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper and may you die with the most toys. However, for me, I find little value in the things around me.When I was a teenager, thi...
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- 2007-11-13 22:16:19 - 7 simple ways to save money
- Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes ? a good thing ? but saving money on everyday items. Here are seven simple ways you can save money:1. Use Appliances That Are Energy Efficient. Chances are your old refrigerator or washer is a pig on fuel. When shopping for ...
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- 2007-11-13 22:16:19 - Money matters - really!
- One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter. In fact, money matters the MOST! Why? Most people do not have a clue about their own financial destiny.You know you want to own a home and save some money toward retirement but have you PLANNED what it is you are saving each month and how that money wil...
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- 2007-11-13 22:16:19 - Strategies for success
- Holy Shenanigans! More STUFF?Loosing one's business due to lack of personal control is a sad thing. I've watched many people do just exactly that. Recently, a friend told me that her only money is in her business account and she's been using it rather freely. The business is losing money. It's going under, because it can't support itself. She has another income, but she's not living within ...
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- 2007-11-13 22:16:19 - Bankruptcy chapters explained
- Chapter 7The potential chapter 7 debtor should understand that a straight bankruptcy case does not involve the filing of a plan of repayment as in chapter 13, but rather envisions the bankruptcy trustee's gathering and sale of the debtor's nonexempt assets, from which holders of claims (creditors) will receive distributions in accordance with the provisions of the Bankruptcy ...
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- 2007-11-13 22:16:19 - I want to buy a home - now what?
- If you were to ask 100 women "What would you like to achieve financially?" Buying a home or apartment is usually one of the answers. Some women think that they can never own a home - which is not true! In fact, there are so many success stories of home buyers who never thought they would get there. In addition, homeowners tend to have greater financial success in the other areas of their finances ...
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- 2007-11-13 22:16:19 - Save money on groceries: part i
- One universal of humanity, no matter who you are or where you come from, you have to eat. Unless you grow your own food, you will have to go to the grocery store to get it. That means money. Here are two very simple but highly effective methods for saving money on the food you buy.Save Money on Groceries: CouponsWhile you can find them everywhere, people rarely use coupons. If you ar...
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- 2007-11-13 22:16:19 - Benefits of personal finance software
- In this age of information, keeping track of your finances does not mean an archaic jumble of ledgers, calculators, and papers filled with calculations in chicken scratch. Now everything can be taken care of on your computer through personal finance software.Personal Finance Software: Organize Your FinancesYour finances are complicated. You have money coming in and money going out. Y...
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- 2007-11-13 22:16:19 - Reporting identity theft
- Would you know what to do if you suspect that your personal information had been stolen and used by thieves to open new accounts? It's important that you take the right actions to clear your name as quickly as possible.In 2005, the laws were changed to allow anyone to review their credit report yearly without having to pay a fee. You can also get a free credit report if you were denied cred...
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- 2007-11-13 22:16:19 - Top 10 ways managing your money is just like riding a bike
- An avid cyclist and bike racing fan, I sit transfixed during the many hours of Tour de France coverage every July when the race rolls around. This year, during some of the less-than-scintillating early miles of the sprint stages, my mind wandered a bit, and it occurred to me that there are some interesting parallels between winning the Tour de France and winning at personal finance. Havin...