Finance articles
Showing page 30 of 44 - There are 1319 Finance articles
-
- 2007-11-13 22:16:19 - The difference between wants & needs
- So you want to become wealthy? While there is no single road to getting there, it's a sure bet that one principle is in place for those who keep their wealth over a lifetime. Live beneath your means. Spend less than you make. Don't spend more than you can afford. It doesn't come any simpler than this. If you want to create wealth, you have to learn to do this. It doesn't matter if you make $10,000...
-
- 2007-11-13 22:16:19 - 10 ways to save $50 per month: the art of pinching a penny until it screams
- 1. Save up to 50% per month on convenience cleaner cloths by cutting them into half, i.e. dryer softener cloths, face cleanser cloths, etc.Savings: $5 per month2. Find more thoughtful gifts and buy when the item is on sale, shop for birthdays and holidays throughout the year not at the time of the events.Savings: $10 per month3. Bring your lunch to work once a week inst...
-
- 2007-11-13 22:16:19 - Learn how to bank like a banker
- The business of banking has changed dramatically over the last decade. Because the cost of doing business the old-fashioned way is no longer effective, banks are interested in changing their customers' behavior by encouraging electronic banking alternatives whenever possible. They have done this by charging high fees for services that were once free. If you pay $200 or more in annual fees for bank...
-
- 2007-11-13 22:16:19 - Stop losing thousands of dollars every day: six tips for creating wealth
- We all go to school for about twelve years, kindergarten through high school. Some of us go to college and then graduate school. Personally, I went to school for three years beyond college with law school and took financial courses after that was over. In all of that time, economics courses, accounting courses and even tax courses, no course or school ever covered what we are going to talk about....
-
- 2007-11-13 22:16:19 - Uncle sams snake oild
- Uncle Sam and his band of merry-men, better known as Congress, have been pushing snake oil on the unsuspecting public in the form of retirement plans. But wait, isn't a pension plan one of the perks we look to when shopping for an employer? Well, not all pension planning is created equal and in most cases, quite disastrous.Distributions from all qualified plans must begin no later than Apri...
-
- 2007-11-13 22:16:19 - How i made $122,000 and lost $132,000 - a lesson in assets vs liabilities
- This is a true story from my own experience that illustrates how buying assets for wealth creation works.Just over 3 years ago I found myself with $75,000 to spend or invest. My wife and I needed a new car as the old one was 8 years old and not as reliable as it used to be, so we spent $40,000 on buying the latest model.Our $75,000 was now reduced to $35,000.We now made the wi...
-
- 2007-11-13 22:16:19 - Do you want to live on macaroni and cheese when you retire or filet mignon?
- How Much Money Will I Need to Earn to Retire?This is the most common concern of people who are contemplating retirement. While most financial planners would tell you that you need to earn as much in retirement as you did while you were working, this isn't always the case. Much of this depends on your lifestyle.If you own your house and it is debt-free, you often need less income than...
-
- 2007-11-13 22:16:19 - Why do some people rake in the dough while others spin their wheels to no avail?
- Here's the truth: I have read hundreds and hundreds of books about personal finances, from the conventional world of financial planning, to the trendy how-to-get-rich programs to the New Age gurus of money.But here's what's missing from nearly all of them: VERY FEW of them even mention about our relationship with money.Whether you're aware of it now or not, you have a personal relati...
-
- 2007-11-13 22:16:19 - The 11 best money saving ideas of all time - part 2
- At any time in history, no matter what the current state of the economy, no matter what the current trends, no matter what the unemployment rate is or where interest rates lurk, some money-saving ideas stay true.Some of you may have heard of these ideas before, others may be entirely new to you. But whether you are familiar with these super secrets or not, it will be well worth your while t...
-
- 2007-11-13 22:16:19 - The 11 best money saving ideas of all time - part 3
- At any time in history, no matter what the current state of the economy, no matter what the current trends, no matter what the unemployment rate is or where interest rates lurk, some money-saving ideas stay true.Some of you may have heard of these ideas before, others may be entirely new to you. But whether you are familiar with these super secrets or not, it will be well worth your while t...
-
- 2007-11-13 22:16:19 - The 11 best money saving ideas of all time - part 4
- At any time in history, no matter what the current state of the economy, no matter what the current trends, no matter what the unemployment rate is or where interest rates lurk, some money-saving ideas stay true.Some of you may have heard of these ideas before, others may be entirely new to you. But whether you are familiar with these super secrets or not, it will be well worth your while t...
-
- 2007-11-13 22:16:19 - Don?t work for your money, make it work for you!
- Well, the New Year is around the corner and so are New Year's Resolutions! It's such a great time of year to consider what the past year has brought us and what we want to create in the coming year.To help you get started thinking about the coming year, we are publishing a series of articles on top wealth creating habits. This series of articles will feature simple and practical ways that y...
-
- 2007-11-13 22:16:19 - You deserve to retire early
- The fact is that most people continue to work for a living, because they don't have the means to live without that income. Do not get me wrong. You may enjoy doing what you do. If you do not have to worry about making a living out of this, could you do better, on your own terms?Perhaps work fewer hours and spend more time with your family? Perhaps choose to take a few days to travel, withou...
-
- 2007-11-13 22:16:19 - How much do you need to earn per hour to achieve your yearly financial goals
- Have you ever asked yourself what your highest income producing activity is?If you're like most people you probably go about your day-to-day business never really thinking about the moment to moment activities that consume your day.I'd like to walk you through an exercise that has helped me and my clients really stay focused on earning their highest possible revenue per hour.L...
-
- 2007-11-13 22:16:19 - Investors - what separates the good traders from the bad traders?
- There are many forms of investing online. While I can give you a list that is a mile long, these are the most common forms of successful investments. Some of the following know how to invest terms are:1. Option trading 2. Future trading 3. Currency trading 4. Stock trading 5. Future trading 6. Forex trading (or) foreign exchange tradingI want to start this invest...
-
- 2007-11-13 22:16:19 - Building wealth: a wealth building strategy is more than simply diversifying your investments
- Wealth - an abundance of values. Each of us determines what is or is not of value to us. He or she may not be wealthy even though they may have a great deal of money because they have no honor, no happiness.I measure wealth not only by the numbers but by holding it up against my happiness level at any given time. Building wealth is fine, but most people assume you are interested in building...
-
- 2007-11-13 22:16:19 - Gain more control of your 401k - what it can mean to your future
- Points to ponder as you consider what can be done to maximize your 401k returns:1.Are You Maximizing Your 401k Returns?2.Is Your Plan Working Efficiently?3.Do you need to Maximize Retirement Income?4.Do you want Simple but Powerful Strategy to Increase Your Retirement Wealth?For most people their 401k investment strategy is to "set it-and-forget it".This m...
-
- 2007-11-13 22:16:19 - Asset diversification is not boring?and will make you money
- OK, this article will start with the cheapest piece of advice you will receive this year. In fact, it will make you money. At the very worst it will stop you from LOSING all your money.Advice: In investment, diversify your portfolio.Repeat Advice: In other words, place your money in a variety of different investments.In case you missed it the first...
-
- 2007-11-13 22:16:19 - Virtual millionaire strategy exposed
- Let's begin this lesson with a definition of the term "Virtual Millionaire". This is an expression, known to the CPAs, but unknown to the general public. Why? It's because the bank does not want you to know. Here is why...Virtual Millionaire ? An individual that has zero debt and a passive or near passive income of at least 60,000 a year.For example, if you had $2,000,000 i...
-
- 2007-11-13 22:16:19 - Before there was wall street, there was gold.. & when wall street is gone, there will still be gold
- Paper burns and large companies can go bankrupt, but if you want a piece of the solid rock, go for Gold. Financial experts agree that the rising value of gold, which has climbed since 2001 to a 16 year high of $456 (U.S.) an ounce, is going to be spurred on in 2005. Precarious world situations, from political turmoil to flailing currencies, are taking a toll on the trade markets. The cry for stabi...
-
- 2007-11-13 22:16:19 - Wealth and your net worth
- Most people know it's important to keep and organize all of your vital financial information. But knowing you should and knowing how are two different things!Once you know the reasons for being very organized with your financial data (and keeping it all in a very safe place) I hope you will put organization on your net worth building to-do list (at or near the top).You need to be abl...
-
- 2007-11-13 22:16:19 - How to get paid instantly via stormpay? try online rewards programs
- E-currency is very popular on the Internet today. People use different electronic funding companies, such as Stormpay, E-gold, Paypal, Moneybookers and the list goes on. E-currency helps us to pay for online products and services; it also saves us a lot of time.The problem is ?- how to get paid instantly via Stormpay, E-Gold or any other e-currency that's out there?Online companies t...
-
- 2007-11-13 22:16:19 - Lesson 1 - why arent you wealthy?
- We will start the Financial Fitness System with the assumption that you are out of shape financially or you would not have decided to subscribe to the course. So, again, why aren't you wealthy? There are some exceptions, but for the majority of the world it's the same reason. You did not choose to be wealthy, that's it, end of story. We told you this would be simple!Now for those of you rea...
-
- 2007-11-13 22:16:19 - Ben franklin didnt quite get it right
- When Ben Franklin said "a penny saved is a penny earned", he didn't quite get it right. Actually, a penny saved is worth more than a penny earned. Do you find this statement shocking? I am about to prove to you that what I'm saying is true.Most people erroneously believe the best way to strengthen their financial health is to increase their income. On the contrary, saving money by cutting c...
-
- 2007-11-13 22:16:19 - Four pillars of creating wealth
- Some people in this world are thinking that their poor financial condition today is their destiny. They keep telling themselves that they'll never get rich in this lifetime. Are you one of those people? If you are, it's a good thing that you find this article, because I want to personally give you four pillars of creating wealth that are being done by many rich people in this world.These ri...
-
- 2007-11-13 22:16:19 - Endowments and endowment shortfalls - what you need to know
- Endowments and endowment mortgages have received a lot of bad press in recent years, amid concerns over falling policy values and accusations of endowment miss-selling.This article attempts to answer some of the questions and concerns you may have about the way endowments work, what's happening to them, and what you can do to ensure your mortgage is paid off at the end of the term if you ha...
-
- 2007-11-13 22:16:19 - The top 10 steps to extraordinary personal wealth
- I recently came across startling figures about the average American's finances. Only 4% of us have significant savings when we hit age 65, and a majority of Americans have less than $1000 in savings. Perhaps even more troubling, nearly one-fifth of us have a negative net worth, meaning that we owe more in debt than the total value of our combined assets. In a land of wealth and opportunity, and in...
-
- 2007-11-13 22:16:19 - The top 10 steps to becoming a millionaire
- There is perhaps no more important decision than to take charge of your own financial future. We live in a world of opportunity, and yet most Americans are buried in credit card and other debt. We are surrounded by people who are getting rich, but most of us are running in place. If you can read this, you are literate, have a computer, you are part of the "wired generation". You can become as fina...
-
- 2007-11-13 22:16:19 - Top 10 secrets of getting rich!
- As many people have observed, "Success leaves clues." If you want to achieve extraordinary success in the coming year, study the experts, do what they do, and modify their techniques to suit your particular situation. It's easy!Well, maybe not easy, but there are basic fundamentals. In the belief that we all need to be reminded of them regularly, here are some of the secrets that have helpe...
-
- 2007-11-13 22:16:19 - 10 wisdom-based wealth-building strategies
- "It's the business of your life?and you're the CEO!" Gala GormanImagine that you're Noah and God is telling you that you need to build the ark. You might suspect that Noah was a bit skeptical. Could it actually rain for such an extended period of time that a small ship would be required to survive the storm? According to the Bible, the answer is "Yes!"S...