Debt relief articles
Showing page 8 of 25 - There are 725 Debt relief articles
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- 2007-11-13 22:16:19 - Five major ways to save money
- There are two main roads to improving your personal finances: increasing income, and cutting costs.Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one.But cutting costs, that's a different story!You're in complete control in this area. And all it takes is some imagination and discipline-both of which are free....
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- 2007-11-13 22:16:19 - What the mail on sunday said
- Anyone considering Bankruptcy may have experienced fear after reading an article written in The Mail on Sunday with the headline "Bankruptcy cheats face crackdown". But, how much of what was written was in context of the reality of Bankruptcy as it is today?The article implied that since The Enterprise Act 2002 the rise in the number of people going bankrupt was due to them...
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- 2007-11-13 22:16:19 - Drowning in debt? tips and tricks for getting out of hot water with creditors
- Do you, like millions of other Americans, feel like you're sinking in an ocean of credit card debt? Well, fear not--there are many options for reducing your debt way before you have to be concerned about receiving notices or daunting telephone calls from debt collectors. The important thing to remember is to be proactive in handling your credit card debt. Unmanaged debt can ultimately lead to laws...
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- 2007-11-13 22:16:19 - Debt relief with this simple formula
- Is there a way to get out of debt without getting a second job or having to increase your income in some way? Can the average person take his or her current income and pay off his or her bills in a matter of a few years, including the car and mortgage payments?The answer is YES!!! You can do it without having to cut out all of your fun and extra-curricular activities as well. Now, you may n...
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- 2007-11-13 22:16:19 - Purchase your future now while it is still inexpensive
- Leaving school, getting a new job, or even a raise at your current one, has most people considering their next great purchase. Few think about the affect this could have on their future. Rather than pay down the debt they carry, many ponder, "What can I buy now"? The greatest purchase anyone can make is their future.Each year as you live your life, the proper choices would...
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- 2007-11-13 22:16:19 - What are the benefits and consequences of getting rid of debt the easy way
- We have all experienced getting so far in debt we don't know how we're going to get out. There are many different options that you have for quick relief with benefits and consequences. You can look at the overview and see which option is the best option for you.Consolidation1. BenefitsLower monthly paymentsNo worry of paying multiple debt collectors e...
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- 2007-11-13 22:16:19 - You can make financial resolutions anytime
- The New Year often brings with it a desire to right the wrongs in your life. From this desire springs the tradition of New Year resolutions. You should take advantage of this to change your financial situation.There is a good chance by the time many of you read this, you will have already made and BROKEN your financial resolutions. Those of you who have not already done so, know they are ha...
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- 2007-11-13 22:16:19 - Use a debt checklist to examine where you are
- A Debt Checklist allows you to look at items and areas of your financial life. You need to examine these to gauge how you stand. Even if you believe you are in good shape take a close look at these areas to be sure. Your Budget. Almost nobody likes this word, which is why so many people have problems with their finances and debt. You need to know how and where your money is...
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- 2007-11-13 22:16:19 - 4 simple ways to solve your debt burden
- Getting Behind Getting behind on your debts owed can be a very frustrating and trying time for you and your family. Depending on how far behind you are, there are other repercussions, such as your credit rating, that will affect you further down the road.Examine Why Why did you get behind in the first place? This is a very important question in helping you unde...
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- 2007-11-13 22:16:19 - Learn the 15 debt elimination steps you must take immediately!
- What Everybody Needs To Know...Learn The Truth About Debt Elimination in 2005!Here`s how we have been taught to charge, charge, charge and promised Easy monthly payments by advertisers who seduce us into debt. So its no accident that the credit, finance and loan companies end up with most of our money, while we end up with all of the bills.Debt Elimination tips shows how Millions of ...
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- 2007-11-13 22:16:19 - Learn the five key debt reduction steps you must take immediately!
- Step 1. The purpose of this first step is to bring you back to reality. You must know exactly how much money you owe and to whom you owe it.* Collect all of you unpaid bills and any other evidence of your outstanding debts.* List each outstanding bill on the same sheet of paper. In separate columns, include the invoice or account number, amount due, name of the creditor, and the date...
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- 2007-11-13 22:16:19 - Debt recovery can be easy
- OK, so you are up to your head in debt. You are stressed out, it is now affecting the way you function and absorbing most of your daily thoughts. You have no idea what to do.OK, first things first. Take a step back and try and look at things with a clear head. Your debt is manageable. If you have many bills and just can't afford them all, the first thing you should consider is a debt consol...
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- 2007-11-13 22:16:19 - Reducing debt before its too late - how to avoid the pitfalls of creeping debt
- Reducing debt usually isn't a high priority for people until they have already gotten into trouble with overspending. Using a few basic guidelines, and debt calculations, can help you see when your debt load is getting into the danger zone.Budgeting GuidelinesCreditors use budgeting guidelines when reviewing and approving credit. If your debt exceeds the financial communities recomme...
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- 2007-11-13 22:16:19 - How to get triple a credit in 25 days
- Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable.But the key question remains: "What does it take to achieve 'Triple A' credit?"First and foremost, it is important it is critical to point out where most people go wrong when it comes to their credit and credit re...
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- 2007-11-13 22:16:19 - Stop debt collectors
- Can you stop debt collectors ? . . .You better know you canYou can stop debt collectors under the law provided by the Fair Debt Collection Practices Act. If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor."If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collect...
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- 2007-11-13 22:16:19 - Tips to take control of debt collection
- Yes, debt collection tips can help. You may think you have no power when the debt collector comes calling, but think again! Creditors don't like losing out on the ability to collect money owed them. And most creditors will take steps to settle an unsecured debt to collect some money as opposed to no money.Tip 1 - Keep Communications OpenOnce you have your Money Management Plan on pap...
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- 2007-11-13 22:16:19 - The debt free lifestyle
- Many people have been taught that you cannot get ahead without debt. We are also inundated with advertising telling us we can have anything we want. All we need to do is put it on our credit card.We have become an impatient society, we want it right now. We have lost the ethic of working for what we want.It is not how much money you make; it is what you do with it. By living without ...
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- 2007-11-13 22:16:19 - Craving for financial freedom
- Have you ever felt trapped in a Rat Race and wished to retire quickly but rich?Have you ever felt that you are spending way too much time working with your boss at your office instead of with those you love? Your spouse, children, friends?Have you ever felt frustrated because you are so deep in debt that you think you won't be able to retire because as soon as you do, the money will ...
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- 2007-11-13 22:16:19 - Credit repair - understanding the basics
- What is Credit?Credit means that you are using someone else's money to pay for things. It also means that you are making a promise to repay the money to the person or company that loaned you the money.Whenever a person applies for a loan, mortgage, a credit card or for any other purpose for which he needs to borrow funds from a lending agency, the agency will check the financi...
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- 2007-11-13 22:16:19 - Debt is the master of souls
- Wholeness requires separation. In order for you to experience yourself as being whole, you spend most of your live experiencing being separated, trying to get back to wholeness.One of your most creative ways of moving away from happiness has been through consumer debt. Your fixation with spending, gives you little time to contemplate being whole, until it hits you in the face with a debt lo...
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- 2007-11-13 22:16:19 - Bankruptcy - the easy option?
- Incredibly, since the changes in the bankruptcy law in April 2004, debtors are more likely to petition for their own bankruptcy rather than their creditors! You would think that most people who have been threatened with the prospect of being made Bankrupt would be riddled with fear of the possibility. It is more widely referred to as the "Big B" rather than the dreaded word itself. Howev...
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- 2007-11-13 22:16:19 - Uk debt when moving abroad
- The idea of moving abroad to escape debt seems to be more of a common practice these days. People with failed businesses or swamped in debt seem to think moving abroad will give them a fresh start, free from debt and allow them to build a new life.It became obvious after reading some of the comments on various UK debt forums that there is divided opinions on this. Some people think running ...
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- 2007-11-13 22:16:19 - Debt consolidation and personal finances: learn the truth!
- An inability to manage credit, growing debt and bankruptcy are all major problems today. On an average day, over 8,000 people file bankruptcy in the United States alone. The Internet is rife with companies that promise help and salvation; to the uninitiated, their words and assurances prey upon those wanting a painless solution.The January post-holiday credit card bills are often the prover...
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- 2007-11-13 22:16:19 - Dont let the good times bury you
- It is vital to get rid of debt while things are going well. Yet the opposite is usually the case. Human nature is such that when we find ourselves living in good times, we let down our defenses. With our lives going great we seem to make the worst decisions. It's not hard to understand why this happens. We believe things will always be better in the future, "When I'm done with school,...
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- 2007-11-13 22:16:19 - Worried about debts?
- Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. But often,...
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- 2007-11-13 22:16:19 - Are you beating up on yourself about debt?
- When you hear the word "debt", whats the first thought or feeling that comes to you? For most people debt is "bad" or it becomes the "enemy" and is something that should be avoided like the plague.Having debt does not make you a bad person. The more a situation is judged as being bad, the worse it gets. It's the judgement that you have around debt, that will keep you feeling "stuck". It's t...
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- 2007-11-13 22:16:19 - Eight ways to consolidate debt
- Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard to find a consolidation loan at a lower interest rate. And if you're not careful, you can end up deeper in ...
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- 2007-11-13 22:16:19 - Debt and your dreams
- You may not realize what that credit card bill is doing to you?Bob is a 27 year old truck driver. He dropped out of college after one year and got a job. With hard work and good luck, he is making about $35,000 a year. Bob is passionate about remaining debt free. He drove his old car from high school until he could afford to pay cash for a newer one. He rented a cheap apartment until he sav...
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- 2007-11-13 22:16:19 - The effects of consumer debt
- Consumer Borrowing Consumer borrowing in the UK has now crashed through the £1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle their debt and what effect is debt having on families today?The National Consumer Council reports that 6 million families in the UK are already struggling to make ...
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- 2007-11-13 22:16:19 - How to get money when you are broke
- (Money You Don't Have to Pay Back) 1. One way to get money is to have a yard sale and sell itemsthat you are getting ready to toss away because you don't wantthem any longer. 2. You can always gather shells at the beach and polish and turninto jewelry. 3. Get cash surrender from life insurance policy. 4. Paint faces on rocks and sell as paper weights....