Debt relief articles
Showing page 13 of 25 - There are 725 Debt relief articles
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- 2007-11-13 22:16:19 - Financial aid - when should i apply for?
- Many different types of financial aid are available to you in the form of scholarships, grants, and loans. With billions of dollars at stake, it is important to begin the search process early and to apply on time. Follow these guidelines for applying for financial aid:Three to four years before you plan to begin college?-Review your high school coursework and activities. Colleges wil...
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- 2007-11-13 22:16:19 - Debt consolidation: why and how this strategy often backfires!
- Debt consolidation solutions, has found that as good as it sounds, debt consolidation loans rarely save you any money.In fact, they usually backfire and you wind up with an even greater debt load than before.Why does such a perfect sounding debt reduction mechanism often trap you into futher indebtedness?Because it is a strategy based upon the premise that you can borrow your ...
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- 2007-11-13 22:16:19 - Debt consolidation loans: thousands now out of debt, who never thought they would be!
- A Debt consolidation loan: Is a personal loan you use to pay all your debts. You may odtain it from a finance company, bank, credit union, debt consolidation company, merchant association, debt pooling service, or nonprofit consumer debt service. You may also borrow from friends and relatives.A Debt consolidation loan: Lets you effectively shift responsibility for many debts to the responsi...
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- 2007-11-13 22:16:19 - Debt consolidation solution
- Debt Consolidation is a solution that solves your debts. Debt is a financial hazard. It occurs when you borrow money for some personal expenses and is unable to pay the amount back to the creditors on time. With this overpowering impact of consumer goods, individuals today are deep down in debts or prone to it. Debt has thus spread like a curse across the nation and become a threat for almost ever...
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- 2007-11-13 22:16:19 - How to get rid of debt problems step 4 -- how to get interest on your debts frozen
- The first thing to understand is that there is categorically no guaranteed way to get interest frozen.Each of your creditors has the right to refuse any change in the details you initially agreed.Therefore, all you can do is ask. Given that this is the case, it follows that your success depends entirely on what and how you ask. It will also be considerably influenced by how you have ...
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- 2007-11-13 22:16:19 - How to get rid of debt problems step 3 -- how to negotiate reduced payments with creditors
- First, make a list of your creditors (NOTE: you should only attempt to re-negotiate payments on your UNSECURED debts if you wish to avoid the risk that an item upon which a debt is secured could be re-possessed)Add to this list the outstanding balance owed to each creditor. It is essential that you are accurate with this balance. You should find the balance on the most recent statement from...
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- 2007-11-13 22:16:19 - How to get rid of debt problems step 2 -- how to prepare a financial statement
- Here is how to prepare a financial statement, for the purpose of negotiating reduced payments with your creditors.Secured/Unsecured debts. Before we get into the substance of this, let's ensure we are clear about the significance of secured debts.If the debt is secured, there is a risk that the item upon which the debt is secured could be re-possessed, if payments are not maintai...
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- 2007-11-13 22:16:19 - How to get rid of debt problems step 1 -- how to deal with your creditors
- However far you are along the road of financial/debt problems, the same principles apply to dealing with your creditors.However rude, intrusive, threatening the correspondence/telephone calls FROM your creditors, your correspondence/phone calls TO your creditors must be:* Calm * Brief * Factual * Relevant * To the pointYou must create the impr...
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- 2007-11-13 22:16:19 - Money problems?
- You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. But often, it can be overcome. Your financial situation doesn't have to go from bad to worse.Have you considered preparing a budget?The first step toward taking control of your financi...
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- 2007-11-13 22:16:19 - Burdened with debt?
- Too many debts? Having trouble paying your bills? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some time in their lives. Your financial situation doesn't have to go from bad to worse. If you are a homeowner why not look to release the equity tied up in your home, Why not consider a Debt Consolidation Loan to consolidate all your de...
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- 2007-11-13 22:16:19 - What is a debt consolidation loan?
- If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt the fastest way possible, then a debt consolidation loan could provide the answer.Are you feeling overburdened with debt? Are you paying out too much every month for your credit cards, store cards and loans? Then why ...
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- 2007-11-13 22:16:19 - Private student loans ? dispelling the myths
- Private Student Loans ? dispelling the mythsIf savings, grants, scholarships, and federal loans don't cover the cost of your education, it's time to turn to private loans. But young college students can't qualify for a private loan, can they? Wrong! This article addresses this and other myths about student loans that you may run into.I don't have any collateral, so I can't get a priv...
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- 2007-11-13 22:16:19 - Debt relief from debt consolidation
- If you are up to your neck in debt, there may seem like there is no relief in sight. In fact this is not necessarily the truth. There are ways to take all of your stifling bills and roll them up into one neat package by using debt consolidation in two very popular forms Home Equity Loans, Refinancing Loans, and a Consolidation Credit Card. All of these instruments provide the debtor with one thing...
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- 2007-11-13 22:16:19 - The burden of debt
- Over recent years personal debt in the UK has exploded. Since 1997 the total debt including mortgages was in the region of £940 million. Approximately 18% of that figure is unsecured credit, accounting for about £8000 per household.This is a staggering amount of money. With interest rates being raised several times last year, the strain of maintaining o...
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- 2007-11-13 22:16:19 - Bad credit debt consolidation loan
- Nowadays, many people can get into a bad credit situation if they do not keep track of their income and expenditure. Many young executives suddenly find that they are being offered credit cards by various companies. Those who are sensible will find a credit card that suits their needs, sign up, keep track of their purchases, pay off their credit card bills in full each month, and ignore offers fro...
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- 2007-11-13 22:16:19 - Debt consolidation loan
- Debt Consolidation of Different LoansDebt consolidation refers to the restructuring of a large number of unsecured debts into one low monthly payment, while eliminating interest and reducing the total amount owed to creditors. Debt consolidation has become popular with people as they cope with increasing amounts of credit card debt, home mortgage loans, car loans, and student loans, along w...
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- 2007-11-13 22:16:19 - Is a debt consolidation loan your best option?
- For many people the lure of easy credit has taken them into the forbidden zone of debt. Between debt on regular credit cards, shopping store credit cards, home equity lines of credit, mortgages and car payments it's no wonder consumers are finding themselves financially and emotionally drained as they float in a sea of debt.At a time like this with debt continuing to mount the decision to u...
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- 2007-11-13 22:16:19 - Reducing credit card debt
- One of the easiest "things" that can happen in life is the ratcheting up of a large credit card debt. For whatever reason, making purchases with credit cards seems easier than spending cash to obtain a product or service.Maintaining high levels of credit card debt is not prudent. The interest rates associated with most credit cards is high. In fact, many people have managed to rack their ca...
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- 2007-11-13 22:16:19 - Pay off debt now: 5 steps to getting your finances in order
- In our world of dizzying change, nothing is more true than the time honored statement that circumstances always change.No where is this more true than with financial issues.Have you ever borrowed money, or charged up the VISA card at Christmas, all the while telling yourself that you would pay everything off with a coming tax refund or bonus?Sound familiar. And then what happe...
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- 2007-11-13 22:16:19 - Consolidate all your debt into one monthly payment
- Are you feeling overburdened with debt? Are you paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient repayment through a consolidation loan?Consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lo...
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- 2007-11-13 22:16:19 - Credit cards debt consolidation
- Consolidating credit card debt is never easy. Too often people run up their debts without even realizing it until it is too late. If you are one of these people, don't feel bad or trapped, or that there is something wrong with you. Credit cards are the hardest bills to consolidate because the interest rates are so high. But not any more. We are here to help you get your monthly payments to a bear ...
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- 2007-11-13 22:16:19 - Open the cash vault inside your home
- Believe it or not, many people do not understand equity and the power it provides.In its purest form, equity is money. With regard to real estate (specifically, your house or other investment property), equity is measured in terms of the value of the property minus what you owe. So, if your home is valued at $100,000, and you owe $40,000 on it, you have $60,000 in equity (actual money that ...
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- 2007-11-13 22:16:19 - 16.4% apr $5,000 auto loan...help!
- Are you the victim of a high interest rate auto loan? If so, the following email discussion may help you. Read on:DEAR LoanResources.Net:I was very impressed with your article entitled "8 Point Checklist, Evaluating Online Lenders."I have tried several sources to refinance my auto. I only have 2 more ...
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- 2007-11-13 22:16:19 - The pros and cons of debt consolidation loans
- You are swimming in debt. You have 4 credit cards maxed out, a car loan, a consumer loan, and a house payment. Simply making the minimum payments is causing your distress and certainly not getting you out of debt. What should you do?Some people feel that debt consolidation loans are the best option. A debt consolidation loans is one loan which pays off many other loans or lines of credit....
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- 2007-11-13 22:16:19 - Mexico: online ordering?dont!
- I got it into my head sometime in December 2004 that I wanted order a laptop computer. I thought I would get one from the hugely popular computer company that allows you to call their 800 number and custom order what you want. Presto, like magic, it appears at your doorstep in days.Since I live in Mexico, I was forced to order from their online site-in Spanish. The company designed this sit...
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- 2007-11-13 22:16:19 - The art of giving great service
- Sales is tough to get right, and depends on retaining those customers, yet people do it badly and unprofessionally all the time. It's really not difficult to learn the art of good service, and if you get it perfect, you will see those rewards.Let's look at an example of service from my point of view:I usually buy a sandwich from one place only. I always go there, as I get top service...
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- 2007-11-13 22:16:19 - Learn to anticipate your customers needs
- This morning I was having breakfast with my good friend Diane at one of my favorite breakfast nooks. I enjoy the atmosphere there although I've been less than pleased with the customer service so far.This morning when we decided to go to breakfast, my mouth started watering for their delicious scones. They usually have 3-4 kinds available such as chocolate chip, blueberry and cranberry. I h...
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- 2007-11-13 22:16:19 - Customer service for huge profits
- Customer service is the most vital asset for Business either it is online or offline. It's the critical factor which determines if your business has a future or not. There are two vital components to every interaction you have with a customer1) The purchase or transaction 2) The relationshipIn order to distinguish yourself among your competition, providing just good service is not en...
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- 2007-11-13 22:16:19 - Is your food establishment clean?
- Is your restaurant, bar or hotel clean? I mean really clean. I don't mean "do you stick to all the rules and regulations?". I mean, do you and your staff really care about cleanliness and hygiene?Just complying with hygiene regulations will almost certainly result in you breaking them. By meeting standards that are higher than the minimum you will probably comply with them. But is this enou...
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- 2007-11-13 22:16:19 - What type of software is this?
- The other day while at the book store, I came across some accounting software CDs strewn with other CDs and books in garage sale box.How can any self respecting businessman (even a small one at that) pick up a copy of this cheap sale accounting CD from the box for his business to use? He'd think "what type of accounting system is this that would end up in a garage sale?"...and he's not even...