Debt relief articles
Showing page 12 of 25 - There are 725 Debt relief articles
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- 2007-11-13 22:16:19 - Debt consolidation: a way out?
- When you are living paycheck to paycheck and it seems everyone is getting a piece of the pie except for you, debt consolidation may help you free up a little bit of cash each month. Debt consolidation is usually a great option if you are paying several minimum payments per month on high interest credit cards or loans. If you are behind on any payments, debt consolidation may save your credit, or a...
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- 2007-11-13 22:16:19 - The benefits of debt consolidation
- It is quiet easy to get into financial difficulty having a home mortgage, a car truck or SUV loan and credit card repayments. There are now considerably more individuals than ever before with greater debts than they can afford. If you are in financial trouble due to credit card debt, then a debt consolidation loan may be the best solution.A debt consolidation loan will not reduce the amount...
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- 2007-11-13 22:16:19 - Debt consolidation ? more options for reducing credit card costs
- Borrowing money against your credit cards has always been among the most expensive ways to borrow money, and when you fail to pay your bill in full each month, borrowing is exactly what you're doing. You're not alone; the average American household now carries more than $8000 in credit card debt. It's easier to accumulate credit card debt than other types of debt for the following reasons:...
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- 2007-11-13 22:16:19 - Debt consolidation ? options for reducing credit card costs
- Americans are using credit cards more than at any time in history, and credit card companies are reaping record profits. One of the reasons that the credit card industry is so profitable is that so many of us use our credit cards unwisely.If you have good credit, you can get a credit card with a reasonable interest rate; say 10% or so. You can keep that rate by paying your bill on time. On...
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- 2007-11-13 22:16:19 - Debt consolidation ? options for reducing your debt
- Studies show that Americans are now saving less than ever before. Along with that, Americans are carrying a heavier debt load than ever. It's easy for a home loan, a car loan and a few credit card bills to get out of hand, and many people are struggling with more debt than they can easily pay. To make matters worse, new bankruptcy legislation will make it harder than ever to file bankruptcy for th...
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- 2007-11-13 22:16:19 - Shake off the chains: credit card debt elimination is easier than you think!
- Feeling like you're on the brink of financial disaster? You're not alone. Millions of people allow impulsive lifestyles to rule their pocketbooks. Don't let past mistakes sabotage your future! Credit card debt elimination is easier than you think.How many times have you been in this situation? You're enticed by a new credit card offer with an 8% introductory rate. You activate the card, sta...
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- 2007-11-13 22:16:19 - Debt and bill consolidation - signs you need to consolidate your debt
- If your debt is becoming difficult to get on top of, here are some questions to ask yourself to help you determine if you need some help managing or consolidating your debt. If you answer yes to any of these questions, you should probably consider applying for a debt consolidation loan or seeking help from a debt management service.1. Do you borrow from one credit card to pay another?...
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- 2007-11-13 22:16:19 - Use caution when entering into debt-consolidation loan
- To the person drowning in debt, a debt-consolidation loan looks a lot like a lifesaver. But agreeing to such a loan without understanding it completely could be a serious mistake.Here's the way it's supposed to work: You pay off all your small, high-interest consumer debts with the proceeds of a new, low-interest loan that has a lower payment than the total of the smaller payments. In theor...
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- 2007-11-13 22:16:19 - Debt consolidation can ruin your credit
- Yes, Debt Cosolidation isn't a good idea and I'll tell you why. I've done research of my own and found out some disturbing information.You've seen those long drawn out commercials full of promises to get you ouy of debt. They use words like "non-profit" and "conseling". To get you suckered in, then they got you. You call and you have 5 bills that are overdue. Remember the words "non-profit"...
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- 2007-11-13 22:16:19 - Alternatives to filing bankruptcy
- Deciding to file for bankruptcy is a decision that should not be taken lightly. Too many people opt for this decision before finding out what other alternatives are available to them. Filing for Bankruptcy should be your last resort if possible. We have listed some alternatives for you to consider below:Make a SettlementIf the debit you owe is manageable and will not hinder your ever...
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- 2007-11-13 22:16:19 - Debt consolidation with free government grants? one scam to avoid
- Have you ever seen a commercial or an ad promising "free government grant money?" According to these ads, the government and other organizations give away nearly one half a trillion dollars each year, and all you need to do is apply! The ads go on to state that the money can be used for anything, including debt consolidation , st...
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- 2007-11-13 22:16:19 - Debt consolidation when you find yourself overwhelmed with bills, bills, and more bills
- Many of us find ourselves overwhelmed with bills, bills, bills. Going to the mailbox only to find yet another late payment notice may have become a daily trauma. Your spending patterns and lack of budgeting has brought you to this point, and you know it is no one's fault but your own. Yet, what can you do about it? Bankruptcy? Give up? Perhaps you've looked at a copy of your credit report and real...
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- 2007-11-13 22:16:19 - Debt consolidation -- choose your credit counselor carefully
- Recently passed by Congress, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 will require people who are filing for bankruptcy to first undergo mandatory credit counseling. This is probably not a bad idea; after all, many people with problem debt could probably benefit from credit counseling. A good credit counselor can assist clients with problem debts in establishing ...
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- 2007-11-13 22:16:19 - Bad credit debt consolidation loans
- Are you looking to consolidate credit card or other debt? Do you have bad credit history? There are many options available online nowadays to help you consolidate your debt. Whether you are wanting to consolidate credit card debt or other kinds of debt, it can be overwhelming searching online to find the best ones for your situation. Here is a short overview of what kind of debt services are avail...
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- 2007-11-13 22:16:19 - Debt consolidation benefits
- If you've ever been in a situation where you needed money that you didn't have, you probably already know about loans and credit cards. Here is a brief Explanation on What both are:Loans A loan is a type of financial aid which must be repaid, normally with interest. Interest rates depend on the type of loan, the length of the loan and other relating factors. Loans are normally pa...
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- 2007-11-13 22:16:19 - Re-mortgages ? there?s help for bad credit ratings on the way
- As any report on the subject will reveal, million of UK consumer are staggering through life under the weight of poor credit scores as a result of County Court Judgements being issued against them.Of even greater concern is the fact that many don't even realise they're in a bad credit spiral until they have their application for a standard mortgage turned down.In many cases, individu...
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- 2007-11-13 22:16:19 - Debt consolidation: its all in the planning
- If you're like thousands of other people who find themselves deeply buried in debt, facing a daily barrage of creditors and bills, and wondering how on earth they are ever going to dig themselves out of this hole, a debt consolidation re-mortgage could be your best bet.By consolidating all of your bills into a single, easy to make, monthly payment you are able to get a handle on your debt b...
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- 2007-11-13 22:16:19 - Debt consolidation mortgage - decode its apparent complexity
- Someone great once said that 'if it isn't the sheriff, it is the finance company'. Do you feel the same? Has the piling up of bills forced you to take several loans? Do you live in constant dread that someone would soon come to claim his money. The problem is that you don't ever seem to have the money. All you earn goes in paying the interest rate on various loans while the loan amount remains int...
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- 2007-11-13 22:16:19 - Cutting your monthly outgoing with debt consolidation
- With consumer debt on the rise, many people have found themselves burdened with crippling monthly repayments on a variety of loans. This can make life very difficult, and can often means seriously compromising on your quality of life. Taking out a debt consolidation loan can help to ease this problem by enabling you to wrap up all of your loans and credit cards into one loan. By doing this, you wi...
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- 2007-11-13 22:16:19 - How do i know a good credit card debt reduction strategy when i see it?
- Credit card debt reduction is an important part of the debt reduction process. The way credit card debt reduction works is if you have five credit cards, you need to keep track of and pay 5 bills every month.Once you enter a debt consolidation program all your accounts will be consolidated into one account. So now, you'll need to pay only one bill each month.Sometimes it can even hel...
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- 2007-11-13 22:16:19 - No-cost student loan consolidation
- No-Cost Student Loan ConsolidationA no-cost student loan consolidation ? doesn't that just sound too good to be true? Think about it. You have just accrued thousands of dollars in debt through student loans after 4 years of college, or possibly even more. Then, a company offers to take all of your loans off of your hands, put them into one central loan, and do it all for free! Well, while i...
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- 2007-11-13 22:16:19 - Going debt consolidation way!
- We are aware of the fact that it is easy to get into debts, but on the contrary overcoming it is very complicated. Now give an end to your fear of lenders as more and more companies in the UK are offering solutions to tackle debts of individuals- both home owners and tenants. The buzzword these days for purging debts is debt consolidation. Debt consolidation pertains to clubbing of many outgoing p...
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- 2007-11-13 22:16:19 - Stafford loan consolidation
- Stafford Loan ConsolidationA Stafford Loan, which can help to finance your way through a college or university, comes in two forms:Subsidized Stafford LoansA subsidized Stafford Loan, which you can receive based upon your specific financial aid. When a Stafford loan is subsidized, you are not required to pay any interest on the loan while you attend school. The federal governm...
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- 2007-11-13 22:16:19 - Whats the difference between debt settlement and debt consolidation?
- The Debt Settlement process involves negotiating with your creditors to settle your debt for amounts significantly less than you currently owe; typically debt settlement can settle your debts for 40-60% of your current balances. This will save you sizable amounts of money on debt principal and interest. It also provides you with the opportunity to pay-off your debts faster.Debt Consolidatio...
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- 2007-11-13 22:16:19 - What is the difference between unsecured and secured debt?
- A secured debt is a debt in which the creditor maintains a security interest in an item or piece of personal property such as a house or an automobile. With secured debts, if you fall behind on payments, the lender can repossess the property that originally secured the debt. An additional drawback to secured debt is the fact that you may remain liable for the deficiency balance owing on the debt a...
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- 2007-11-13 22:16:19 - Debt consolidation - just lump it all together!
- In a world where people use credit as much as they drink water, it is no surprise that so many people need debt consolidation loans. Debt consolidation loans sound like a good way of getting your debt cleaned up, but are they? If you need help getting out of debt, consider all your options before choosing. You will be surprised to learn what is available to help you.Whether you need to cons...
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- 2007-11-13 22:16:19 - Overwhelmed by student loan debt? consider a consolidate student loan
- A consolidate student loan is the perfect solution for people who need help managing their debt. If you have several different loan payments but want to make only one payment per month, you should apply for a Federal Consolidation Loan.With loan consolidation, your lender will combine your present loans into one single loan. If you do decide to get a consolidate student loan, you will pay i...
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- 2007-11-13 22:16:19 - What is a debt consolidation program?
- Debt consolidation programs are devised to get you out of debt in the quickest and most inexpensive manner possible. When you sign up with a debt consolidation manager they will work with your creditors to combine all your debt and lower your monthly payments. It is a debt settlement arrangement that works by lowering your interest rates and forgiving your late fees thereby lowering your monthly p...
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- 2007-11-13 22:16:19 - Shocking facts - what debt settlement companies dont tell you
- If you're thinking about using a debt consolidation or debt settlement service to help you get out of debt faster and save money on your monthly payments, make sure you do your homework before choosing a company. There are definitely shams and scams out there.First let me say that debt consolidation is *not* the same as debt settlement/negotiation, which most people don't realize.Deb...
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- 2007-11-13 22:16:19 - Reducing debt through lower interest loans
- It happens to the majority of us, credit card debt accumulates and before we quite realize it, we are carrying a debt load that is far beyond our means. When this happens, we need to take immediate positive steps to knock down the debt as quickly as possible. One of the most efficient ways to do this is to reduce the amount of interest we pay by shopping around for a better rate and having our bal...