Debt relief articles
Showing page 11 of 25 - There are 725 Debt relief articles
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- 2007-11-13 22:16:19 - Get out of debt
- It is said that a pet tiger cub can become dangerous if it tastes blood. It will stop at killing no one, not even the people who brought it up. Similarly, once we get the taste of money and the freedom of purchasing through credit, we seem to know no bounds. What do we land up with? Heaps and heaps of debt.Most of us feel rich at the beginning of the month and end up feeling like worms at t...
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- 2007-11-13 22:16:19 - What your mama never told you about debt consolidation services
- When someone is extremely deep in debt, and he or she has no other options to prevent bankruptcy, debt consolidation can be his or her savior. Debt consolidation can also be a very wise choice for someone who has many debts on high interest credit cards. Debt consolidation, quite simply, is the process of taking loans and debts and bringing them into one low-interest loan that can be paid off over...
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- 2007-11-13 22:16:19 - Consolidating your government student loans
- A Consolidation Loan allows you to combine your federal student loans into a single loan with one monthly payment, which can be significantly lower than the payment required under the standard 10-year repayment option. Under the Federal Family Education Loan (FFEL) Program, banks, secondary markets, credit unions, and other lenders provide the Consolidation Loans. Under the William D. Ford Federal...
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- 2007-11-13 22:16:19 - Debt consolidation ? how to protect your credit accounts from theft
- Last week, a security exploit at CardSystems Solutions, Inc, a credit card processor, may have allowed thieves to obtain as many as 40 million credit card numbers from unsuspecting victims. The theft was brought about though a virus introduced into the CardSystems that allowed external hackers to obtain access to the account information. Adding to the problem was the fact that CardSystems wasn't s...
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- 2007-11-13 22:16:19 - Debt consolidation: how it works
- As long as consumerism flourishes most of us will be tempted to overspend thus creating a financial bind. While some people do manage to get themselves out of debt others, for a number of reasons, including job loss, divorce or hospitalization cannot. In these instances bankruptcy may seem the only way out, but for homeowners there are other options. Debt consolidation is one such option.Ho...
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- 2007-11-13 22:16:19 - Guide to debt consolidation loans
- Here is a useful guide to Debt Consolidation Loans. A Debt consolidation loan is a loan used to repay several other loans. A Debt Consolidation Loan is a low cost loan secured on your home. It frees up the spare capital (equity) in your home to repay your store card and other debts. It can reduce both your interest costs and your monthly repayments, putting you back in control of your life....
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- 2007-11-13 22:16:19 - Debt consolidation refinance loans - a great way to lower your bills
- For millions of homeowners, refinancing is the perfect way to consolidate debts. You can consolidate your debts, eliminate outrageous interest rates and fees, and make one low monthly payment. Credit cards, medical bills, and unsecured loans can all be combined into one monthly payment when you apply for a debt consolidation refinance loan. The time has never been better to apply due to the curren...
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- 2007-11-13 22:16:19 - Thinking beyond debt consolidation loans
- Planning to devise a permanent solution to the problems of debt? The chances of success, to be exact, are lesser, given the features which characterize the debts. Debts are the result of the disequilibrium in the relationship between income and expenditure. Whatever be the income of a person, they seem inadequate to suffice the unlimited expenses. Thus debts are bound to emerge again and again....
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- 2007-11-13 22:16:19 - Debt consolidation solutions
- Millions of Americans are finding it hard to pay their bills and dig themselves out of debt. Many are turning to debt consolidation for help. While the biggest problem seems to be credit card debt, other debts such as; tax debts, medical bills, student loans and personal loans can all be included in a debt consolidation plan.Debt consolidation is a simple process that can be done over the I...
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- 2007-11-13 22:16:19 - Debt consolidation ? discipline is required if consolidating with home equity
- Debt consolidation is a popular topic these days. The average American carries nearly $10,000 in credit card debt and credit card debt of $100,000 is not all that unusual. New legislation that takes effect in October 2005 is going to make it harder for those with problem debt to file for bankruptcy, so many people are trying to find ways to consolidate their debt instead. One of the most popular w...
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- 2007-11-13 22:16:19 - Is consolidating loans right for you?
- Consolidating loans makes sense but only if you can pay a lower interest rate than what you're paying now. This is especially true if you are consolidating mortgage loans. Be aware of your total overall costs to avoid getting deeper in debt than when you started.Have you ever asked yourself why should I consolidate my bills? The simple answer is to reduce your monthly payments and save thou...
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- 2007-11-13 22:16:19 - Online debt consolidation services - lower your monthly payments now
- Consumers looking for a way out of debt may want to consider the services of a debt consolidation firm. If you are spending more money than you can reasonably afford each month on paying credit card bills, medical bills, or other types of unsecured debt, a debt consolidation firm may be able to help you become debt free much faster than you ever expected. Instead of making several large monthly pa...
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- 2007-11-13 22:16:19 - Pay off debt - get out of debt and lower your monthly payments
- Debt consolidation can be confusing, especially if you have never considered contacting a debt consolidation company before. A debt consolidation company can give you free advice on reducing your monthly payments and show you the path to becoming debt free. High interest rates and the various fees charged by creditors can leave the average consumer unable to meet their monthly financial obligation...
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- 2007-11-13 22:16:19 - Debt consolidation - free information about consolidating debt
- Millions of consumers across the globe are searching for a way out of debt. Credit card bills, loans, and other unsecured debts have left many people unable to meet their monthly expenses. If you have found yourself in this position, don't feel alone. High interest rates and late charges can make paying down your credit card balances nearly impossible. Debt consolidation companies can help you pay...
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- 2007-11-13 22:16:19 - When your bills are piling up here are 6 different ways to consolidate
- When it comes to debt consolidation some people dream of day when all their bills will disappear. Next to hitting the jackpot, a debt consolidation loan is some times the only way out for a debtor. No more playing "pick the bill out of the hat" to see who gets paid, all you have is one affordable check to write each month and pretty soon the balances quickly disappear. WAKE UP! Come back to realit...
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- 2007-11-13 22:16:19 - Perks and pitfalls of debt consolidation
- Whether you want to pursue debt consolidation in order to make a good financial situation better or to pull yourself back from the brink of bankruptcy you will want to consider the good and bad things that may result from the choices you make.Perks and Potential Benefits of Debt Consolidation1. Debt consolidation should lower your monthly payments, and preferably your interest rates ...
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- 2007-11-13 22:16:19 - What is debt consolidation?
- Debt consolidation may be the answer for anyone drowning in a sea of unpaid bills. Debt consolidation lumps all of your unsecured debts including credit card bills, doctor, dentist, veterinary, and other service provider bills ? any bills that are not secured by collateral or property such as an automobile or a house ? into one monthly payment.Types of Debt ConsolidationThere are sev...
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- 2007-11-13 22:16:19 - Debt consolidation ? can you negotiate with your credit card company?
- The average American household has nearly $10,000 in credit card debt, and many people are only able to make the minimum payment of 2% of the balance. Even 2% is $200, and by paying the minimum payment, you could be paying on the balance for decades before you finally pay it off. Since new legislation will make it more difficult to file for bankruptcy, it may occur to savvy debtors to try to negot...
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- 2007-11-13 22:16:19 - Debt a glossary of terms
- Bankruptcy - Having been legally declared financially insolvent. There are two types of bankruptcy - liquidation, in which your debts are cleared (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts.Collateral - Property acceptable as security for a loan or other obligation.Collection Agency - A compan...
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- 2007-11-13 22:16:19 - Debt consolidation mortgage: home solutions for integrating arrears
- Credit card debts, auto loans debts, secured loans debts, unsecured loans debts ? debts of all sorts and types registered against your name. It is hardly a very promising situation. Debt is an obligation from which you can't turn away. It is obviously not something you aspired for. But it is surely something with which you have contemplated an annulment. If you can't decide on the procedure consol...
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- 2007-11-13 22:16:19 - 10 pointers on college loan consolidation
- Should I consolidate my college loans or not?1. Still in school, yes! Rates are low, but they're scheduled to go up. Your college loan payments will then remain as manageable as possible when you leave school. If you have graduated, or will be graduating this May or June, yes! Graduates can lock in historical low rates, and reduce their monthly payments more than half. You can lock in a rat...
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- 2007-11-13 22:16:19 - Debt management - how a debt consolidator can reduce your debt
- A Debt consolidation program starts with evaluating your financial situation. This process involves an in depth analysis of your financial standing. That analysis will help you to evaluate whether it is better to file for bankruptcy or go for a debt consolidation program. A debt consolidation analysis will estimate the debtor's potential savings through the program.When a deal is finalized ...
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- 2007-11-13 22:16:19 - What is debt consolidation?
- Here is a useful guide to what is Debt consolidation. For some people with credit problems debt consolidation may be an answer. Debt consolidation is borrowing enough money from one lender to pay off all your debts. When you consolidate:You make only one payment each month, to the new lender.You will usually pay out less money each month.You usually pay more money in finance c...
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- 2007-11-13 22:16:19 - Benefits of a debt consolidation loan
- There are many benefits in choosing a Debt Consolidation Loan, some of which are listed below:May be able to reduce your monthly payments.Can take off some of the pressure you may be under from your existing creditors.You will have only one creditor to deal with.Lower monthly repayments than unsecured loansAbility to borrow more money over a longer period of time...
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- 2007-11-13 22:16:19 - Debt consolidation ? consolidate your student loans now!
- The Federal student loan program has benefited thousands of college students in the forty years since it was introduced. Interest rates for the program have historically been quite competitive, and the program has allowed many people to acquire a college education who otherwise might not have been able to afford one.At the moment, interest rates on Federal student loans are the lowest in hi...
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- 2007-11-13 22:16:19 - Why choose a debt consolidation loan?
- Are you wondering why choose a debt consolidation loan? If you are one of the many people who continually struggle to cope with an ever increasing amount of debt the solution could well be within your reach.Are you feeling overburdened with debt? Are you paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient re...
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- 2007-11-13 22:16:19 - Debt consolidation: friend or foe?
- Debt consolidation has become big business in this country over the last several years. Consumers with the good conscience to avoid filing for bankruptcy are turning to debt consolidation in hopes of saving their credit and getting out of debt sooner. But is it really necessary to turn to a debt consolidation company? Critics of the programs offered through most debt consolidation companies would,...
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- 2007-11-13 22:16:19 - Before considering debt consolidation
- If you believe in the good in people then you probably also believe that few people take out loans, or other forms of credit, with the intention of skipping the bill. With credit counseling, debt consolidation, and even bankruptcy on the rise, it's a little hard to believe in the good in people. But at least many are making that last attempt at making good on their debts through debt consolidation...
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- 2007-11-13 22:16:19 - Debt consolidation confusion
- Learning about debt consolidation can be quite a confusing venture for your average person. There is plenty of conflicting information to be found about debt consolidation. If you have explored debt consolidation as a solution to your financial stress then this is probably not news to you.There are new debt consolidation companies added to the mix everyday. Some debt consolidation companies...
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- 2007-11-13 22:16:19 - Debt consolidation made simple
- If you have considered debt consolidation then you are probably a little overwhelmed with the mass amount of debt consolidation companies there are to choose from. With some of these debt consolidation companies, it's hard to even find out what debt consolidation is all about. It seems you have to commit to sharing your entire financial history, as well as sitting through a high pressure sales pit...