Debt relief articles
Showing page 2 of 25 - There are 725 Debt relief articles
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- 2009-03-05 02:09:43 - Have you debt problems
- In this fast life living time everyone have problem according to Debt and fortunately we have solution.
Fair Deal On Debt CIC
Are you or anyone you know? In debt?
Worried about money?
Heading towards a crisis?
Looking for a solution?
Fair Deal On Debt CIC is a non- profitable organisation. We are an independent, ethical,
com...
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- 2008-01-07 21:32:03 - How to reduce your debt in 2008
- How To Reduce Your Debt In 2008By Steve Hill
A new year is once again upon us which gives up the perfect opportunity to think about how to improve our lives. A new year, a new start. Debt will be a major thinking point for many families, especially after the expensive Christmas period. The attitude of pay now buy later has ...
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- 2007-12-06 19:18:28 - How to get out of debt - infos
- There are many companies providing loan to pay off your debt, infect at very low rates. These companies also take guarantee of your money given to borrower. The credit given by the banks and institutions is used against paying off the debt. The funding of credit is a business which involves a risk of incurring bad debts if proper concern is not taken. These institutions ascertain the creditworthin...
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- 2007-11-13 22:16:19 - Deal with all your debts with care!
- Lots of people take a large ammount of loans and suddenly they discovered that they're in debt and life seems pretty gloomy for them, in this situation please don't despair. Most people have been there and know just how easily it can creep up on us. Most of us try to ignore it until it becomes such a crisis that we go into panic and don't know what to do now.The first thing to do is to talk...
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- 2007-11-13 22:16:19 - Debt reduction, a necessary endeavour
- Massive debt is something many Americans face. Debt reduction is now becoming more and more of a necessity. Even a low amount of debt can cost you a lot in the end and it can take a very long time to pay off. An example: Let's say you have $4000 in credit card debt and your interest rate is 14%. If you only make the minimum payment each month, it will take you 21 years to pay it off and you will h...
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- 2007-11-13 22:16:19 - Out of credit card debt - without filing bankruptcy
- To be out of credit card debt is your dream and you're tired of the redundant advice to live within your means. Look no further.Most people that give advice about how to get out of debt, have absolutely no clue why things are the way they are. None of them have ever looked to the source of the financial debt problem in this country, but they sure like to give advice about the superficial, g...
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- 2007-11-13 22:16:19 - Eliminate your credit card debt, but how?
- Can a debt consolidation loan eliminate your credit card debt? A consolidation loan might (or might not) be the key. There are several things you must consider when making the choice to consolidate debt using a debt consolidation loan.First, is a debt consolidation loan your best choice to eliminate or substantially reduce your debt? There are other options available to you, including credi...
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- 2007-11-13 22:16:19 - Credit counseling or bankruptcy: which is best for you?
- People often get to a place where they simply can't pay their bills, especially in today's economy which is not particularly sympathetic toward the poor or even the middle class. Inflation has impacted nearly every facet of daily life including food, gas, rent, clothes, utility bills and more. At the same time, salaries, especially in the lower ranges, have utterly failed to keep pace. When you ge...
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- 2007-11-13 22:16:19 - The last debt solution should be bankruptcy
- A debt solution like bankruptcy should really only be used as a last possible solution. The problem with this solution of debt problems is that it includes a lot more than simply eliminating debt. When someone declares them self bankrupted, all debt collection actions against that person are prevented. The court grants an "automatic stay", which - with a few exceptions means that creditors cannot ...
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- 2007-11-13 22:16:19 - A history of money and banking secrets that banks dont want published
- A History of Money and TradeTo start with a history of money and debt, we must go back many years ago when people used to trade their wares for the things they wanted and needed.In place of money or Federal Reserve Notes, you could trade a well made pistol for a cow, which you could eat or trade a remainder of for other items like clothing.It didn't take long for people...
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- 2007-11-13 22:16:19 - Should you join a cccs - consumer credit counseling service for debt relief and financial freedom?
- Do You Need to Join a CCCS - Consumer Credit Counseling Service?Are you in a "debt hell"? If you are unsure, ask yourself these questions:Do you have bill collectors calling you and home and at work, leaving annoying messages?Are you afraid to open the door in the morning because you are afraid that the Sheriff's office has left a court goody for you?...
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- 2007-11-13 22:16:19 - The first step to getting out of debt: make the commitment!
- These days, getting into debt is easy.Unfortunately, getting out of debt is not so simple for most people. But you can do, if you go about it the right way.The first - and by far the most important step ? to getting out of debt is to MAKE A COMMITMENT!Personally, I spent years telling myself how much I wanted to get out of debt. But then something would always happen - a big e...
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- 2007-11-13 22:16:19 - Iva information
- If you're thinking about an IVA, it is essential to get the best information possible. This is because although an IVA can be a manageable way to resolve your debt problems, it can also represent a commitment of up to five years. Getting good IVA information is an important part of deciding whether you want one.This article provides IVA information and an overview of the IVA process to help...
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- 2007-11-13 22:16:19 - Tips for saving money
- Still living from pay to pay? Or envying those great wealth accumulators and wondering how they did it? Every month you make a resolution of saving some dollars from your paycheck, but only end up breaking it. Looking for some magic formula for saving money?Well, there’s no magic formula—only some simple rules to be followed with determination and persistence.Have you eve...
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- 2007-11-13 22:16:19 - Credit counseling ? signs that you may need help
- Credit counseling is a viable option for those who are feeling the stress of being overwhelmed by debt. Credit counseling primarily offers assistance with working out a credit and debt repayment plan for an individual to gain control of their finances by creating a structured budget for an individual to follow. Credit counseling offers an individual the option to repay their debts, if needed, thro...
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- 2007-11-13 22:16:19 - Learn how to get out of debt
- Debt is becoming number one problem in the United States Today. The average American family has at least $8,000 in credit card debt and most college students who just graduate from college have $3,000 to $5,000 credit card debt in their first year after college.I love what the founder of the wisdom center Dr. Mike Murdock says about debt, he says that "Bad debt is a sign of lack of financia...
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- 2007-11-13 22:16:19 - Debt management - is it the right choice for you?
- Debt Management plans offer credit counseling clients a different and new approach to tackle their finances. Finding out if a debt management plan is right for you can take some time. However looking into the pros and cons now will help you know if entering into a debt management plan is right for you.ProsConsolidated Monthly Payment ? Debt Management Plans consist of one monthly pay...
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- 2007-11-13 22:16:19 - Iva advice
- An IVA (individual voluntary arrangement) is an alternative to bankruptcy introduced by the government as part of the Insolvency Act 1986. This article provides an overview of IVAs and suggests what readers should watch out for when looking for IVA advice.What Is An IVAAn IVA is an alternative to bankruptcy introduced by the Insolvency Act of 1986. It enables individuals facin...
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- 2007-11-13 22:16:19 - Iva: individual voluntary arrangement
- What Is an IVAThe IVA (Individual Voluntary Arrangement) was introduced by The Insolvency Act of 1986 as an alternative to bankruptcy which benefits both the debtor and the creditor. An IVA enables people facing financial difficulties to come to a formal agreement with their creditors rather than having to face bankruptcy.The IVA represents an exciting new opportunity to those...
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- 2007-11-13 22:16:19 - Debt help and advice for the uk
- At some time or another during our lives most of us will overspend and get into debt. Sometimes we can get our finances back on an even keel by cutting down on a few luxuries.It's a fact that there is now much greater and easier access to credit than there ever has been before. What people often forget is that, once they use that credit, they have taken on a debt. British consumers now owe ...
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- 2007-11-13 22:16:19 - How to protect yourself: debt collections
- So you are getting collection calls? You're desk is full of unpaid bills. You dread answering the phone. You are having trouble sleeping at night because you are worrying about a bunch of bills. You feel depressed. Does any of this sound familiar? If it does then, maybe this article can help you.First of all you need to realize that you are not the only one. You are not alone. Then you need...
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- 2007-11-13 22:16:19 - Bankruptcy - is it the right choice for you?
- Bankruptcy is one of the tougher choices we as adults face in today's society where it is the norm to be in debt, albeit some more so than others. Credit card offers materialize whether you are looking for credit or not. All with their own perks and benefits may sound tempting enough to open and start charging. After all that free toaster oven, or the free airline perks might go a long ways! Or on...
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- 2007-11-13 22:16:19 - Bankruptcy ? bankruptcy myths
- Bankruptcy has long been a big question mark in the eyes of the consumer. After all they don't teach us about bankruptcy in school. More often than not, a person's view of bankruptcy is largely developed by either their parents or close relatives personal views or dealings with bankruptcy, or a persons view is based on what they see as far as ads etc. regarding bankruptcy. Too often these ads are ...
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- 2007-11-13 22:16:19 - Bankruptcy 101
- Bankruptcy still remains a mystery in the eyes of many consumers. This article will review the facts of bankruptcy as per written law.Some of the information in this article refers to a manual called "Bankruptcy Basics" published by the Administrative Office of the United States Courts and written by Leonidas Ralph Mecham, Director.What, When and How Does a Debtor Discharge...
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- 2007-11-13 22:16:19 - Life on a debt management program
- Signing up for a debt management program is easy; it's a matter of finding a company you feel comfortable with that is difficult. There should be no pressure added from the company you speak with, joining a DMP is your decision and you should feel like you are in a partnership with the company, meaning you both have control over your financial situation. Below you will find information on debt man...
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- 2007-11-13 22:16:19 - Individual voluntary arrangements- a new alternative to bankruptcy
- This May, the Department of Trade and Industry in the UK found that there were 10,091 bankruptcies in the first quarter of 2005. This represents an increase of 24.5% on the corresponding quarter of last year.Bankruptcy can leave an individual feeling ashamed, depressed and out of control. Furthermore, for many the stigma of bankruptcy can be too much to bear.However, there may be an ...
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- 2007-11-13 22:16:19 - Debt free living - 5 tips to get out of debt
- A few times I wonder what sort of credit system moved the global economy 200 years ago. If the intention of getting into a business is meant to 'help' fulfill the needs and wants of someone, I don't see how credit card salesmen can drove more people into debt and backruptcy. Clearly most people fail to have a good understanding of the increasingly sophisticated (and complicated) terms and conditio...
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- 2007-11-13 22:16:19 - Debt relief -- why most programs have a 75% failure rate
- Debt consolidation, equity loans, credit counseling, debt management plans, even Chapter 13 bankruptcy ? it doesn't matter which of these debt programs you're talking about. They all suffer from one fatal flaw, the number one problem that causes most people to fail at eliminating their debts through these techniques. Can you guess the problem?It's probably not what you're thinking. It's not...
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- 2007-11-13 22:16:19 - The new bankruptcy law -- how will it affect debt negotiation?
- In April 2005, Congress made sweeping changes in U.S. bankruptcy law that will go into effect on October 17, 2005. It's called the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005," and it means big trouble for Americans struggling with debt problems.What effect will the new bankruptcy law have on the practice of Debt Settlement (also called Debt Negotiation)? Will creditors...
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- 2007-11-13 22:16:19 - Debt settlement -- why the critics are wrong
- After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. That's the date the new bankruptcy law goes into effect, and it means a rude awakening for many consumers seeking a fresh start in bankruptcy court.It used to be that 7 out of 10 people filing personal bankruptcy were granted Chapter 7 status, where the unsecured debts ...