Credit articles
Showing page 1 of 19 - There are 545 Credit articles
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- 2011-10-11 02:31:36 - Identity theft - credit card fraud knowledge is your weapon
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Do you know what information is important to protect so you do not become a victim of identity theft credit card fraud? I guess the first answer is obvious, your credit card information. Your statements come in the mail right?
So what you want to do is get to your mailbox as soon as the mail carrier delivers, if possible. Believe it or not there are people out there who wil...
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- 2011-10-10 05:04:36 - Can a credit card company sue you for nonpayment you bet
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Personal debt is at some of the highest levels ever recorded, and it shows no signs of slowing down. The sluggish economy isn't helping the situation, either. Much of this debt is beyond the control of consumers. They have lost their jobs, are hit with medical emergencies, or just need to provide the basics for their families. If this sounds familiar, you may be wondering if a credit card ...
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- 2011-10-06 13:01:00 - Basics of bad credit mortgage loans - be careful
- It will probably come as no surprise to you that the average credit score has been dropping as the economy is suffering. A lot of people are just "getting by" and go about their lives in as normal of a fashion as they can. However, this can be a big problem if they are interested in buying a home. There is some good news, though, in the form of bad credit mortgage loans. These second chance or sub...
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- 2011-10-05 04:01:31 - Bad credit refinance - heal thyself
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Even if you have bad credit, refinance on your existing home is still possible. I know it may be hard to comprehend, you thought you were stuck right where you are; because no one wants to help any one who is down. Usually they do all they can to keep you down. Well, things have changed these days because interest rates are so low your lender may be willing to help without causing too much...
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- 2011-10-04 14:20:32 - Credit repair tips for getting out of the hole
- When someone goes through a rough patch financially it can affect their credit rating, and even though they may have been unavoidable circumstances, you might find yourself with a low credit score. Unfortunately when some people see that they have a low credit score, they just give up and think that there is no way out. To be successful in life and to be able to reach your goals it is important ...
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- 2011-10-04 03:13:46 - Credit card judgments - what you need to know
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It's no big secret that the economy could be doing better. The sad thing is that the poor economy is having a negative impact on a lot of people. Unfortunately, even the most hardworking and honest of people are now finding themselves in financial trouble, due to no fault of their own. If you have credit card debt that's starting to pile up, and you are not able to make payments on it, the...
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- 2011-10-03 15:32:58 - Buying a house with bad credit is possible
- Believe it or not buying a house with bad credit is possible. I did it myself. All the mortgage company wanted to know at the time I bought my house four years ago was if I had enough income and could make the monthly payments on time.
Credit is important but it isn't all a bank or mortgage company is interested in. You can even qualify for 100% financing. Bring up all your positive...
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- 2011-10-01 16:10:05 - Your credit score meaning - knowledge is power
- What actually does credit score mean? We all know that credit scores are important when we want to buy a home or a car or take out any other type of loan. But what is the actual credit score meaning? A credit score is a rating that is compiled based on your credit history and it allows a lender to determine the risk of lending you money.
You should know firstly that credit score ...
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- 2011-10-01 02:44:13 - The basics of the credit score calculator - yes basics again
- Your credit rating is very important when it comes to applying for loans or credit. Without a good credit score you may find yourself not qualifying for a loan at all, or if you do qualify it will likely be at a very high interest rate. Those people that have a good credit score can easily qualify for loans and loans that have low interest rates reducing the amount of interest to pay back. ...
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- 2011-09-30 07:35:34 - Is home loan refinance right for you
- Have you been thinking about home loan refinance lately? If so, then you are not alone. A lot of people are interested in restructuring their agreements so they can save money, or in some cases, save their home.
One of the most common places people look for such refinancing options is online. This helps them to more readily compare various rates and allows them to start the loan pr...
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- 2011-09-30 04:56:31 - Try our credit repair secret tips
- Many people don't realize that if you have got a low credit score there are some credit repair secret tips that can help you undo the damage and increase your score. Debt collectors don't really want you to know these tips otherwise they would have less work, but you do have rights and debt collectors do have rules that they have to follow.
The first step you need to take to improv...
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- 2011-09-29 03:50:42 - Bad credit home loan financing - dont lose hope
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There was a time, not all that long ago, when it was fairly simple to receive bad credit home loan financing. One of the major providers of such a service was Countrywide. Unfortunately, they were giving loans to high risk borrowers and eventually Bank of America took over. Countrywide were such big players in the market that their absence makes it more difficult to get bad credit home loa...
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- 2011-09-29 02:55:06 - Bad credit home mortgage - knowing ins and outs
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You are really worried the bank will not approve your request for a bad credit home mortgage. Just like most people you have always known you wanted to buy a house so you saved and saved and have a really good down payment. The only problem now is a couple of years ago you got into that accident, were hurt and couldn't work for 3 months. You got a little behind and your credit score took a...
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- 2011-09-29 02:38:16 - What is the average american credit score
- Your credit score can greatly affect your life either in a positive way or a very negative way. Your credit score is what will determine if you will be approved for a loan or credit and it also plays a very big role in the amount of interest that will be charged by your creditors. Your credit score can even effect your employment. Only a small change in your credit score can make a huge differe...
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- 2011-09-27 03:50:31 - Bad credit - mortgage second loans are not impossible
- Bad credit, mortgage second loans are not impossible to get, though you will need to be willing to jump through a few additional hoops and shop around a little more. In some ways the current economic downturn is a good thing. It has brought to light the fact that anyone can be affected by a job loss or illness. The sheer magnitude of what has been going on has forced banks to reconsider people wi...
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- 2011-09-27 03:35:20 - Bad credit - mortgage refinance is not impossible
- You may believe that if you have bad credit, mortgage refinance is something your mortgage company considers impossible. You may think this because you are embarrassed and feel guilty about getting into financial trouble. You may just be surprised though. Your mortgage company may very well be willing to help you out of your bad situation since interest rates have recently plummeted to an all time...
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- 2011-09-27 02:49:44 - What is the beacon credit score - find it on line
- If you are an American adult then you will likely know all about good and bad credit scores and the most commonly used FICO score. Two of the three big credit bureaus, Equifax and TransUnion, both use the FICO score algorithm when they are calculating credit scores. Equifax uses the Beacon credit score which works a little different to the FICO score. The Beacon score will consider different as...
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- 2011-09-26 02:40:15 - 3 credit score reporting agencies know them
- Credit reporting agencies, otherwise known as credit bureaus, will collect information that is relevant to your credit history and they may sell it to businesses. There are a number of credit reporting agencies in the United States with the three main agencies being Experian, Equifax and TransUnion. Almost every lender and creditor will report their recorded information to one or all of these th...
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- 2011-09-23 03:13:51 - Maintaining or beating an average credit score - use the odds
- 690 is about the average credit score for Americans. If you are considering a purchase that will require you to take out a loan then you might want to know what your current credit score is. How you rank in terms of credit can make a huge difference as to whether you will be approved for a loan and how much interest you will be charged. Most people think that if you have debt then that is bad f...
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- 2011-09-12 06:12:55 - Credit repair secrets that may be helpful
- It can be quite beneficial to know a few credit repair secrets when your credit score is lower than you would like. A lot of hucksters will promise to fix your credit for you, but they are limited to how much they can really do on your behalf. That doesn't mean you have to just let your score stay low, though. With that in mind, here are some things you can do to start bringing your score back up....
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- 2011-06-20 23:56:45 - Adverse credit tenant loans- live the way you want
- Bad credit can play vital role in your personal and financial life. Lenders simply say “no” to you whenever you apply for tenant loan. Are you really tensed with this situation? Non-availability of home and poor credit rating can create big trouble in your life. Now, you do not need to face any disappointment. Lenders have introduced adverse credit tenant loans for UK residents. Under...
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- 2011-06-20 23:29:03 - Unsecured bad credit loans- avail instant cash for urgencies
- Every two UK residents out of five have the bad credit history and 45% people are living as a tenant. Many of these people search money in market for numerous causes like debt consolidations, home improvements, wedding, business, education, holidays, credit card payments, hospital expenses and many more. Few years back, it was almost impossible for bad credit holders to obtain cash especially when...
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- 2011-06-20 23:18:56 - Quick payday loans- instant cash for unexpected financial urgencies
- Most of the time, you feel that there are more than 30 days in a month especially when your payday is still away. Salaried people can fall in monetary crisis anytime because they can tackle known expenses but can not handle unexpected expenses. If you are in the same problem, then go with quick payday loans. These are short term loans. Consumers can get easy and instant fiscal aid with the help of...
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- 2011-06-14 04:32:29 - Free credit score- why do you need it
- Generally, people do not find it as a nice idea for spending hard earned money to get information about credit score. But, we can not forget that credit history plays vital role while deciding the interest rate and APR on loan amount or credit cards. Without scoring system, lenders have to face lot of problem while choosing the good borrowers. It is mandatory to keep a close eye on score and try h...
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- 2011-06-06 05:10:38 - Free credit score- helping to improve credit rating
- Due to recession, lenders and banks have changed the rules and regulation completely. It has become very important for UK citizen to keep a close eye on credit score to get financial products and services easily. Current bad market situation does not allow people to spend money to checkout credit history or score. In order to solve this problem, many credit bureaus and finance companies came with ...
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- 2011-06-04 00:01:52 - Quick funds to address your emergency needs
- Uncertainties exist in each and every sphere of life. But the worst comes to the fore in the form of financial uncertainty. If for any reason, you have to take care of some emergency needs and at the same, if you are not having the funds, then what is the best option available to you? Definitely, you will look for ways to arrange the funds, but it may also take some time. However, there is a way t...
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- 2010-10-19 21:16:49 - Bad credit mortgage rates - tips for lowering rate
- Bad credit mortgage rates are generally going to be higher than if your credit was good or excellent. The exact rates available will change daily and the exact rate you can expect to get will depend on your specific credit score. Some 'bad' scores are still worse than others. The number you have will be the determining factor.
There are some things that you can do that will not onl...
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- 2010-10-14 00:41:46 - Business credit report
- Just like a personal credit report there is also a business credit report for your business. There is plenty of free access to the credit report for your business which can provide you with important information you can use to make vital business decisions.
An accurate report can help you to decide whether or not you want to do business with a certain company and possibly what price...
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- 2010-08-15 16:00:46 - Free credit score- it is a reality
- John, I have no money to get credit score, what to do now? Are you seeking for finance but not sure about the score? If you are facing the same situation, then do not worry now. Free credit score can help you a lot while arranging the money for your different purposes. Credit ratings are most important aspect in UK, if you are looking for secured loans, unsecured loans, business loans or even a jo...
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- 2010-08-06 18:51:16 - Free credit score- what is the reality
- Are you planning to get free credit score check with the help of internet? Many people get confused while taking the online free help for credit history. Numerous websites offer free credit check and it is normal to worry but really unnecessary. Credit bureaus do not consider it hard information, as you are checking the score just to know about the current financial situation. There will be no ded...