Credit articles
Showing page 7 of 19 - There are 545 Credit articles
|
Convert Your Car To Burn Water Run Your Car Partially On Water, Reduce Emissions/Global Warming! |
Affiliate Payload: Need I Say Mo $247,000 a Month. Are you Ready? |
Learn How I Earn $1000 to $3500 Every Day!!! This simple, but secret system is consistent, safe, legal |
-
- 2007-11-13 22:16:19 - How to repair your credit report
- A credit report is run on a buyer when he or she needs to buy something that will take a long-term loan, such as an automobile or a house. The credit report can come from one of three agencies ? Equifax, Experian, and Trans Union. Each of these three agencies uses their own techniques of arriving at a credit score and receiving credit information, so attention should be paid to all three. A credit...
-
- 2007-11-13 22:16:19 - What should i do if i?ve become a victim of identity theft?
- Identity thieves take advantage of everyday opportunities to discover your personal information and use it to commit fraud or other crimes. The good news is a victim of identity theft has more options today than ever before. According to the Federal Trade Commission (FTC), there are four important actions you can take to minimize the credit damage caused by circumstances beyond your control....
-
- 2007-11-13 22:16:19 - What is the fair credit reporting act and what you should know about it
- The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that information. What does this mean to you?When you make purchases on a credit card, make payments to your accounts, open new bank or credit accounts, borrow ...
-
- 2007-11-13 22:16:19 - What is a fico score and how do i make it work for me?
- Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called a FICO score. Named for Fair, Isaac & Co., a California-based company that developed the credit score, the FICO score is the most widely used scoring method to determine credit worthiness.Scores range from approximately 300 to 800 and are provided to lenders by the thre...
-
- 2007-11-13 22:16:19 - What happens when your credit is damaged? do you have recourse?
- The good thing about bad credit is that you can fix it. If you start now, over time, your bad credit can turn into good credit, and you could qualify for the loans you want at the rates you want. The most important aspect of rebuilding your credit after it has been damaged is showing lenders and creditors that you are serious about repaying your debt and that you can be a reliable borrower over a ...
-
- 2007-11-13 22:16:19 - What can happen to you as a victim of identity theft, facts & figure
- Is identity theft really that serious? Thousands of people every year are victims of this terrible crime. Thieves use your personal information to commit fraud or other crimes in your name and can cause significant credit damage. Identifying information taken without your permission, such as your Social Security number (SSN), credit card number, or your drivers' license, can be used to "steal...
-
- 2007-11-13 22:16:19 - What are the most common ways to commit identity theft or fraud?
- It's the number one source of consumer complaints at the Federal Trade Commission (FTC), and unfortunately, it's one of the simplest crimes to commit. Identity theft involves information from your daily life, from shopping, bill-paying, and even applying for a job. Thieves take advantage of everyday opportunities to discover your personal information, including your Social Security number (SSN), b...
-
- 2007-11-13 22:16:19 - Identity theft ? how can you prevent it happening to you?
- The nightmare of identity theft strikes an estimated 750,000 people every year. How can you keep from being one of them? While there is no guarantee that you won't become a victim, there are some steps you can take to decrease the risk and protect yourself.According to the Federal Trade Commission, some everyday tips to protecting your personal information include:? Not giving out yo...
-
- 2007-11-13 22:16:19 - How to evaluate and raise your credit score
- Why do some people get offers for pre-approved credit cards and others don't? What do car dealers know about your financial health that you don't know? The answer is your credit score.Your credit score is a number generated by a mathematical formula to estimate how likely you are to pay your bills. Based on the information in your credit reports from the three credit bureaus, Equifax, Exper...
-
- 2007-11-13 22:16:19 - Discover the parts of a credit report and what they mean
- So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? Your credit report is read and used by any number of people you deal with on a daily basis, from your landlord to your employer to a potential lender. Fortunately, it has gotten easier to order a copy of your report, but it's not so easy to understand what all thos...
-
- 2007-11-13 22:16:19 - Check your credit before shopping for that home loan
- Review Your Credit Score.Nearly every bank, credit union, and mortgage lender relies on a three digit score provided by one of the three major credit bureaus to help them make lending decisions. A credit score can range from the perfect 850 all the way down to the abysmal 300. Scores under 720 may not qualify for the best interest rates, so you should check your credit scores with all three...
-
- 2007-11-13 22:16:19 - Why is it important!
- Your credit is the most important thing you have other than your breathe. There are three types of people in this world. There are those who have excellent credit. Those who have OK credit and those who have bad or no credit. Yes each of the above individuals has there own trials to deal with. Let us start by defining what each of the above can and can not do.Someone with excellent credit c...
-
- 2007-11-13 22:16:19 - Do you know whats on your credit report ?
- It is important to know your credit rating for a number of reasons. Believe it or not there may be errors in your credit report, and it is essential that you repair them immediately.It is a common practice for a bank or lending institution to check your credit, and within minutes they will know more about your financial background than you will. Is this something that is appropriate and to ...
-
- 2007-11-13 22:16:19 - 5 things your credit card company keeps quiet about
- Credit Cards can bankrupt you if you let them run away from you. The various Credit Cards companies are in it for profit so they will not generally alert you to things you can do to save yourself money.Here are a few secrets that the card companies try to keep to themselves: Minimum Payments - If you only make the minimum payment appearing on your credit card statement, th...
-
- 2007-11-13 22:16:19 - Beginners guide to credit
- I remember back when I was 18 and completely oblivious to the concept of credit. It seems like eons ago! If only I had known then what I know now about credit. Hopefully, this short guide will be able to give you some ideas on how you can build a solid credit rating... even if you have to do it from scratch!!Everyone has to start somewhere, whether you are 18 like I was, or even 30, there i...
-
- 2007-11-13 22:16:19 - How to save money on your credit cards
- Credit card companies make their money on the 85% of us who fail to pay the outstanding balance each month. Even if you are not in a position to pay the balance each month you can still save some money if use your card wisely.The first and most obvious way to save money is to pay the balance each month. However if this is not possible then there are ways to save money. Moving money from cre...
-
- 2007-11-13 22:16:19 - 5 ways to prevent credit card late fees
- Paying a credit card late fee is the same as throwing your money away. Late credit card payments can also hurt your credit score. The payment tips and strategies here will show you how to prevent these costly fees.When credit card companies process credit card payments, every single detail is extremely important. Get even one of these small details wrong and you will have to pay credit card...
-
- 2007-11-13 22:16:19 - What is a fico score?
- A credit score is most commonly known as a FICO score. FICO stands for Fair Isaacs Corporation. It's a company that developed the credit scoring software used to evaluate your credit worthiness.Most lenders use the FICO score to determine whether they should extend to you a mortgage, car loan, credit cards and any other type of credit. The higher your score, the more credit worthy you are. ...
-
- 2007-11-13 22:16:19 - 5 steps you can take to get paid!
- There are always some companies that have past due invoices and can't seem to get them paid. They might be quietly waiting to get paid not wanting to contact the client for fear of appearing "desperate". Sometimes a big part of the problem is no response, it is bad enough when you are not getting paid, but when orders keep coming in and you are not getting any acknowledgement to your col...
-
- 2007-11-13 22:16:19 - Repairing your credit score and clearing derogatory marks on your credit report
- Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant thing you can do to raise your score is to change your financial habits. Chances are that if you h...
-
- 2007-11-13 22:16:19 - Trying to land a job? poor credit scores may hurt your chances
- Many employers are now looking at an applicant's credit report for hiring purposes. During an interview process a potential employer may request your written consent to access your credit report. A credit report is essentially your credit history created by CRAs (also known as credit bureaus). Debtors that grant (or deny) you credit make regular reports about your account status to CRAs. This info...
-
- 2007-11-13 22:16:19 - Which credit card?
- Bewildered by the sheer variety of debit cards and credit cards? Here is a breakdown of some of the main types of debit and credit cards available:Debit cardYou can use a debit card to buy goods and services. A debit card is very much like a cheque, unlike a credit card, you pay for goods straight away and the money comes out of your account quickly. The amount you spend using a debi...
-
- 2007-11-13 22:16:19 - 10 ways of reducing the risk of identity theft
- 1- Check your credit report regularly2- Secure personal information in your home, especially if you have roommates, employ outside help, or are having work done in your home.3- minimize the amount of information someone can steal, do not carry extra credit cards, your Social Security card, birth certificate or passport in your wallet or purse, except when needed. Always store your wa...
-
- 2007-11-13 22:16:19 - Watch out for credit repairs
- It is very easy to find a site that is neat, professional-looking, and one that offers a free three-agency credit report and free credit report without a credit card.This scam is too good to be true. Usually the only catch is an upfront charge to the consumer of $7.95 or something similar for each disputed item on your report. I was on the verge of signing up, but got a sneaking suspicion t...
-
- 2007-11-13 22:16:19 - How to protect yourself against credit card fraud
- In the high tech world of today, credit card fraud is an ever increasing problem.By 2005 it is estimated that the online payment industry will capture $12.5 Billion in revenue. This is up over 20% from 2004.In the United Kindom alone, credit card fraud cost companies £504.8 Million in 2004.With so many people shopping and paying online it is no wonder that c...
-
- 2007-11-13 22:16:19 - Ups delivers the goods, your identity
- Well now we add CitiGroup and UPS to the Identity Theft corporations who have allowed Americans identity to be lost. Each time we have another identity theft case, we find larger and large numbers being lost. We have hear of some of them; Petco, choice Point, LexisNexis and the Citigroup, where a UPS van was broken into and a tape was stolen with 3.9 million US customers personal financial data an...
-
- 2007-11-13 22:16:19 - Four tips how homeowners can rebuild their life after a foreclosure
- Let's face it, if you are facing the possibilities of losing your home due to a foreclosure and you think that you may never be able to purchase another home anytime soon. Keep reading.I am going to share with you four steps you need to prepare yourself for that transition down the road. First, if you lost your home because of a foreclosure or you're about to, don't give up. The worst thing...
-
- 2007-11-13 22:16:19 - Improving your credit report
- Even if you think you have a wonderful credit report, be wary of the error factor. Just as you receive mail with your name and address misspelled, your credit report can have errors as well. Whether it's human error, out of date information or even mistaken identity, errors occur more easily than we'd all like to think.Under the law, both the credit reporting agency and the organization tha...
-
- 2007-11-13 22:16:19 - Like it or not, you have a score to settle! part 1
- Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring. And, its impact on your financial future can mean more to you than a college degree.Why It's So Important:Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring...
-
- 2007-11-13 22:16:19 - How to survive in a plastic world, qualifying for credit card
- Let's face it, having credit is no longer a choice. "Don't leave home without it" is more like "can't buy a home without it." Your credit now determines the neighborhood you live in, the kind of car you drive and, sometimes, even whether or not you get a particular job.Credit cards are great financial tools and the convenience they provide is beyond questionThey a...
Forex AutoPilot
Automated Forex Trends Analysis Program. As Seen On Tv!
Stock Trading Robot
Read About How You Could Use This Robot to Earn Thousands of Dollars
Water-Fuel Car Conversion System
Discover How To Convert Your Car To USE Water And Gasoline, To Triple
Half Water Half Gas
Here's How You Can Increase Your Mileage by 60%
