Credit articles
Showing page 2 of 19 - There are 545 Credit articles
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- 2010-07-28 21:28:39 - Prepaid credit cards - control your credit card spending
- Prepaid credit cards have been available for over ten years but people did not recognize them. These cards came in spotlight when people started falling in debt traps due to credit cards. Lenders offered plastic money to each and everyone person without noticing their financial capability. As a result, people spent money to get luxurious goods and services; they did not use it wisely. Now, people ...
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- 2010-07-25 11:32:53 - Free credit score - are they really free
- Credit score plays important role in life as far as financial condition is concerned. As per experts, in order to get smooth financial life individual has to achieve particular score. Good credit score make your financial life easier. You can get easy approval of any loan, mortgage, re-mortgage, credit card, or other financial transaction from any top most bank in UK. Credit rating also determines...
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- 2008-02-03 10:04:17 - Cash payday loans - fill your empty money vase with instant cash
- Cash Payday Loans - Fill Your Empty Money Vase With Instant CashBy Tom Dikkin
Particularly, loans are especially useful when one is in urgent need of money to take care of his unanticipated expenses like a sudden car repair, children's tuition fees, small home repairing, or unforeseen medical bills. In such situation cash p...
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- 2007-11-13 22:16:19 - How to improve your credit rating
- So you got into debt, had problems but you got yourself back on your feet through hard work and sacrifice and how are you rewarded? A Bad Credit Rating.You would be forgiven for thinking thats not fair and why did you bother sorting yourself out if your hands are still tied when it comes to applying for anything financial? There are ways to improve your credit rating and get back on track c...
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- 2007-11-13 22:16:19 - Rate tarts losing ability to cherry pick
- A "rate tart" is someone who switches from one zero per cent introductory credit card deal to another to avoid paying interest; however they may be set to become something of the past. Recently a number of the major credit card companies, including Egg, Barclays, the Royal Bank of Scotland and MBNA have introduced transfer charges for people who want to shift their outstanding credit car...
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- 2007-11-13 22:16:19 - How to use your credit card for ultimate financial advantage
- Using a credit card wisely is an important step in building a great credit rating. If you're trying to re-build your credit or if you're young and just starting out, pay close attention the next time you receive a new card offer in the mail or online. When you're trying to build a positive credit history for yourself, using the right credit card makes sense. Making small purchases and then making ...
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- 2007-11-13 22:16:19 - My credit card application was rejected! now what?!?
- No doubt, you've probably gotten literally hundreds of credit card applications in the mail and online, and each and every one of them has said that you've been "Pre-Approved".Of course it's natural that this would lead us to believe that the application process is simply a formality. After all, you've been approved already so no worries, right? Wrong! Many of the offers that say you're "pr...
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- 2007-11-13 22:16:19 - What you didnt know about your credit card numbers
- Have you ever really looked at your credit card and tried to figure out what that huge string of numbers really means? Do these card issuers have so many customers that your account number has to be 16 digits long?You may be surprised to know that all those numbers you see actually do stand for something, and it's not just who you are. Let's take a look.Most of the major credit card ...
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- 2007-11-13 22:16:19 - Sound advice for first time credit card users
- If you are just entering the world of credit cards, there is important information you will need to know in order to manage your credit and your finances effectively. Establishing good habits and a good credit history now is the foundation for a solid financial future. Applying for a credit card in your own name can help you establish a sound credit history and will be a valuable asset in applying...
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- 2007-11-13 22:16:19 - Grants, loans, free credit cards and credit repair: the whole truth and nothing but the truth
- You got creditors calling you everyday. You could lose the car or house. Your teetering on the edge financial ruin - then you see an ad that may safe your butt! Typical headlines say something like "Millionaire reveals Hidden Cash Sources, or help for people in debt up to their eyeballs!"HOW DESPERATE ARE YOU? IF YOU'RE IN TROUBLE, GET HELP. PROFESSIONAL LEGAL HELP!It's available fre...
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- 2007-11-13 22:16:19 - Credit card traps: how to spot them on the spot!
- They arrive in your mail - a conspicuous looking mail piece from some "official looking" bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card.Of course, you don't have to have any credit. You can even have bad credit or have just filed bankruptcy or even be rated as a "slow payer."It doesn't matter because these companies want to give you a second chance...
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- 2007-11-13 22:16:19 - A no-brainer way of getting credit and credit cards
- What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit rating was, because the credit bureaus who keep track of borrowers wouldn't tell the borrowers anything! But that's been changed th...
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- 2007-11-13 22:16:19 - Do you know the top five credit card mistakes?
- When you're dealing with credit cards, you're playing with fire. Unfortunately, there are plenty of people out there who don't realise that, and make all sorts of dangerous mistakes with their credit cards every day.Here are what I consider to be The Top Five Credit Card Mistakes Paying Your Credit Card Late If you don't set up any kind of automatic payment, then it can...
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- 2007-11-13 22:16:19 - Credit card expenses are killing your budget!
- Do you know the costs associated with your credit card? Do your really know? Many people assume they do but aren't aware of the hidden fees that many credit card companies are charging you month after month. In fact, if you don't keep a close eye on your credit card, you may end up paying hundreds of extra dollars per year-without ever knowing it! And if you're trying to budget your money, those h...
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- 2007-11-13 22:16:19 - Various types of credit cards - part 2
- Several different types of credit cards offer several different options, depending on what your needs are. Some are geared toward individual consumers while others are set up in ways that work best for small business needs. To know what type of card fits your needs, let's review a few of your options.Business Credit CardsA business credit card offers the business owner the opportunit...
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- 2007-11-13 22:16:19 - Saving money with credit cards
- Having a credit card is a wonderful convenience for those times when you don't have immediate access to your cash. It can allow you to purchase something on time for which you can pay later, thereby giving you the ability to afford something NOW that you'd have had to save for later. But buying on credit will also cost you money - in that way it's no different than taking out a loan to buy somethi...
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- 2007-11-13 22:16:19 - Credit card disclosure table ? do you understand it all?
- In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances. The most common fees are listed below. To get a better idea of what your credit card may cost to use ov...
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- 2007-11-13 22:16:19 - Its your credit - take care of it!
- Thanks to the Fair and Accurate Credit Act, American consumers can receive a free annual credit report from each of the three major credit bureaus-Experian, TransUnion and Equifax. You can order your free credit report by visiting www.annualcreditreport.com or calling 1-877-322-8228.Monitoring your credit report regularly will ensure that you can clear up any incorrect information and preve...
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- 2007-11-13 22:16:19 - Finance - money, money
- Finance is a big word for some of us. It's a little scary. Maybe you immediately go to thinking about "high finance." That's even scarier. But what is the field of finance really about? Money. Okay, so money can be a scary word, too, but it's a little more manageable because we use it more often. In fact, money management is what finance is all about. It can also mean raising the money f...
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- 2007-11-13 22:16:19 - Different types of credit cards and features - part 1
- Just as there are too many credit card companies to count, there seems to be just as many different credit cards, all claiming to offer you the best possible deal. Since no two people are alike, not all programs and incentives will work the same for everyone. Finding the one that works best for you is key to maintaining responsible credit card use.Types of Credit CardsOne of the more...
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- 2007-11-13 22:16:19 - Preventing credit card mess
- Credit card debts problem is extremely common today. It is usually the first sign of longer term financial troubles. How to manage your credit cards so that you will never fall into credit card mess? There are four pillars in preventing credit card debts problem.First pillar: Proper credit cards administrationOne of the best practices in managing your credit cards is to segreg...
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- 2007-11-13 22:16:19 - Addressing bad credit card debt
- Spending HabitsSo you've just got your credit card. The first thing you need to be wary about is that a credit card is very easy to use - afterall you can shop in stores, via catalogs and online with your credit card. As it is so easy to buy things with it you can find that you actually spend more than you are able to afford. As well as this, many people find that spending with a cre...
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- 2007-11-13 22:16:19 - Boosting your credit score to get the best credit card deal
- Making Your Credit Rating Work For YouOne of the basics of getting the most competitive credit card deal in the market is to ensure you have the best credit record possible. Few of us are lucky enough to be earning a six-figure salary, and many people are likely to have other financial undertakings that a potential lender will want to take into account. None of this, however, should preclud...
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- 2007-11-13 22:16:19 - Reward credit cards: get the best rewards card incentive program
- A good credit reward card can contribute to your retirement account, offer gas rebates, score theme-park or vacation tickets or take thousands off the price of your next auto purchase. Rewards at hotels, airlines, and retailers bring more to the possibilities but, adds to the confusion. Here are some tips to find the best reward programs for you to increase your buying power.Who should a...
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- 2007-11-13 22:16:19 - Low interest credit cards have many advantages
- When credit cards are used wisely they can be very beneficial to the consumer. A low interest credit card can be exceptionally beneficial. Many people use the same credit card that they have had for years. Some people still have the very first credit card that they ever received and just simply have never thought to switch to a card with a lower rate. There is a degree of comfort in habit, but sho...
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- 2007-11-13 22:16:19 - Which credit bureau should i use to check my credit report?
- There are three main credit bureaus in the United States; Equifax, Experian and Trans Union. Each bureau collects your personal and financial information which is then sold to lenders such as banks, credit unions, credit card companies, mortgage and auto loan lenders. Your credit report is the product of this collected information. Lending and credit companies use your credit information to determ...
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- 2007-11-13 22:16:19 - What is on your credit report?
- Your credit report is a very important piece of the puzzle in your financial picture. It contains a historical record of your personal and financial information including a listing of your current and past debts and the timeliness of your payments. The information contained on your credit report is looked at by many people including lenders, credit card companies, landlords, telephone and cable co...
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- 2007-11-13 22:16:19 - Why your credit score is important
- Your credit score can either haunt you or reward you. It all depends on how you handle your credit and payment activities. Your credit score determines what interest rates you will pay and if you are even approved for a loan or a credit card at all. In addition, your credit score can play a factor in renting your next apartment or getting hired from a potential employer.Your credit score is...
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- 2007-11-13 22:16:19 - Credit verus debt
- Secured and unsecured debt - what's the difference?It's easy to just think that debt is just debt, but in reality, there are different types of loans, and it's important to know what which type you have.You will need to understand the differences in order to be a good money manager, or, if the worse happens and you find yourself turning to credit or debt counseling, you'll need to un...
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- 2007-11-13 22:16:19 - Rebuild & keep good credit ratings by understanding your credit cards
- Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed. Prepaid Credit Card spending limit is the amount of money you loaded to the card. There are no interest or finance charges on a prepaid car...