Business loan articles
Showing page 13 of 15 - There are 430 Business loan articles
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- 2007-11-13 22:16:19 - Filling out the loan application
- 1. Property information. The application begins with a section on the property. Questions as to the type of loan sought, the terms of the loan, location and legal description of the property, the property's value, and the manner of taking title must be completed. This information is used to determine how much security for the loan will be provided.2. Borrower information. The next section o...
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- 2007-11-13 22:16:19 - Federal housing administration (fha)
- FHA loan programs:FHA AccessFHA Cal GoldFHA Rural GoldFHA Mutal Mtg. InsuranceFHA 203 (k)FHA 203 bFHA 251FHA Title I programFHA MIP RefundThe Federal housing administration was created by Congress in 1934 as part of the national housing act. The purpose of the act, and of the FHA, was to generate new jobs through increased const...
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- 2007-11-13 22:16:19 - Refinancing your auto loan
- Refinancing your loan is one of the best kept secrets around for saving you money, but most people never think of it. Whether refinancing your home or car the process is the same. When refinancing car loans, you pay off your current car loan with a refinancing car loan from a different lender that has a lower APR. The beauty of this is that by refinancing your auto loan you lower your monthly car ...
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- 2007-11-13 22:16:19 - Seven tips for credit-enhancing your business loan
- What are the avenues available to businesses with weak credit profiles or to companies pursuing credit transactions that are perceived as too risky by credit providers? Many companies apply for credit at banks, finance companies or equipment leasing firms and are routinely rejected due to the high degree of perceived credit risks. When approaching a credit provider, it is helpful to understand wha...
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- 2007-11-13 22:16:19 - What is a personal loan?
- Personal loans can be divided into two categories: secured personal loans and unsecured personal loans. Homeowners can apply for a Secured personal loan (using their property as security), whereas tenants only have the option of an unsecured personal loan. Below is a more detailed outline of both types of loans:Secured Personal Loan:A Secured personal loan is simply a loan that is se...
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- 2007-11-13 22:16:19 - Auto loan buying tips
- Have you ever felt like you bought an auto and financed it and don't really know if you got the right price or financing arrangements after it was all over? Well, don't feel alone. This is a common experience for many people who make auto purchases.Guidelines for negotiating the car price can be found elsewhere, but we want to share some helpful tips on getting that vehicle financed at the ...
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- 2007-11-13 22:16:19 - Hidden bank loan charges that would make a pick-pocket envious
- There can be more to a bank business loan than making interest and principal payments. Your firm may get a great rate on its new credit line or term loan but you may cry on the way home when you discover the hidden fees and charges.Even seasoned borrowers can be caught off guard. Borrowing costs can be boosted by thousands of dollars and the effective rate on the loan increased by many basi...
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- 2007-11-13 22:16:19 - Finance your home business: six ways under your nose
- There are lots of ways to get additional capital to expand a home-based business. But before you look outside for financing, leaving the decision about your company's progress and merits to someone else, consider these six ways under your nose to finance your home-based business:Personal SavingsSavings are easy to tap and involve no paperwork.The negatives: if you use the mone...
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- 2007-11-13 22:16:19 - Home loans in the uk
- Owning a home is the most important dream of any person. It is one of the basic necessities of life as stated by Maslow in his 'Theory of Hierarchy of Needs'. People generally desire to have a home which not only gives them shelter, but also should be the expression of their artistic tastes, and an object of pride. Owning a home is a matter of spending of life's savings. For some- belonging to the...
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- 2007-11-13 22:16:19 - Law practice finance
- How do you finance a growing practice? It is impossible to have a successful practice without good cases and managing good cases to a successful conclusion requires money for working capital. So, how does a growing practice secure the working capital it needs?Historically, growing practices in need of working capital have had limited financing alternatives. A law practice's largest and most...
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- 2007-11-13 22:16:19 - Steps you can take to protect your financial information and personal identity from fraud
- Financial fraud and identity fraud are one of the fasted growing forms of fraud. The first line of defense to protecting yourself begins with you. Here are some steps you can take to help you protect and fight against financial and identity fraud.1. Review and Protect Your Information - The first line of defense in financial fraud is to periodically check your credit report to ensure...
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- 2007-11-13 22:16:19 - Finding a loan with bad credit
- No matter what your credit history is the simple fact is that at some point in your life you will need a loan. If you have a few black marks on your credit report and you are feeling that your bad credit will not enable you to qualify for loans, do not feel despair because there are banks that will lend to people in your situation.If you are seeking a bad credit personal loan there are a fe...
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- 2007-11-13 22:16:19 - How to get a business loan in five steps
- Need funds to startup or expand your business? Follow these steps:A lender looks at a loan request in three sections known as the "three C's". They are:Credit. Did you pay previous lenders back as contracted?Capacity: Can you afford to pay back this loan?Collateral: If you don't pay back the loan from what asset can the lender recover their princi...
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- 2007-11-13 22:16:19 - How to spot and avoid predatory lending
- Predatory lenders promise loans that are "too good to be true" and pressure borrowers to take them on the spot. Here's a few things you or your family and friends should know about spotting and avoid predatory loans:How to Spot a Predatory Loan*Balloon payments.*High interest rates.*Monthly payments you can't afford.*Penalties for early pay-off of the loan....
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- 2007-11-13 22:16:19 - Cash advance payday loans
- The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.Check cashers, finance companies and others are making small, short-term, high-rate loans that go by a variety of names: payday loans, cash advance loans, check advance loans, post-dated check loans or deferred deposit check loans.Usually, a borrower writ...
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- 2007-11-13 22:16:19 - Top 10 ways to avoid loan fraud
- Every year, misinformed homebuyers, often first-time purchasers or seniors, become victims of predatory lending or loan fraud. Below you'll find the top ten ways to avoid becoming a victim yourself.1. Take your time and shop around. You should be able to compare prices and houses. If a lender or broker tells you they are your only chance to get a loan or owning a home, don't do business wit...
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- 2007-11-13 22:16:19 - 8 point checklist: evaluating online vendors
- Here are 8 things to consider, when evaluating lenders online:Website DesignPrivacy PolicyAbout UsPopularityReputationShort FormPoints, Fees, Terms and RatesCommunication1. Website Design:The webpage is, in fact, the storefront of the internet. In the real world, your first impressio...
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- 2007-11-13 22:16:19 - Payday loans: how they really work!
- Payday loan companies gives the borrower the amount of the check minus their fee (They get their money up front).Fees charged for payday loans are usually a percentage of the face value of the check or a fee charged per amount borrowed for every $50 or $100 loaned.A cash advance loan secured by a personal check - such as a payday loan - is very expensive credit.Let's sa...
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- 2007-11-13 22:16:19 - Parent loans or student loans ? what is going to be best for my child?
- Parent Loans or Student Loans ? what is going to be best for my child?At least 20% of college students need some type of loan to help pay for their college education. Such a statistic can lead to students graduating with an unmanageable debt load. An alternative is for parents to help out by taking out loans themselves. But which is the better option ? student loans or parent loans? Each ha...
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- 2007-11-13 22:16:19 - Financial aid for college students - grants
- The bad news about attending college is that it costs more than ever to attend. The College Board estimates the average four-year public college costs almost $5,000 per year to attend and a two-year public college is almost $2000. And that's not counting the skyrocketing cost of textbooks or other class fees. The good news is there is more than $105 billion dollars available in student financial a...
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- 2007-11-13 22:16:19 - How to save money on car loans
- Have you noticed that everyone seems to have a newer car than you? There's good news. You can find a way to upgrade your old clunker to a newer model. There are many ways to save money on your car loan. Lenders are competing for your business, and more and more car loans are approved to allow more people than ever to buy a car.So now that you've decided to buy a newer car, the question on h...
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- 2007-11-13 22:16:19 - Online loans made easy
- What will it take for you to get a low interest, low payment loan? The answer to that question could be an online loan from one of the many companies that specializes in granting online loans, or e-loans.Some analysts forecast that as more and more customers expect better interest rates, and as competition for their business intensifies, loan institutions will focus even more on their effor...
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- 2007-11-13 22:16:19 - How to easily find a military loan
- Military members the price for serving your country and defending freedom is difficult, fortunately finding the right loan to fit your situation doesn't have to be when you know where to look. Finding a loan provider that understands the pressures and time constraints that many military members are currently going through can be difficult and downright depressing. Lets be honest, after working upw...
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- 2007-11-13 22:16:19 - A brief look at various types of loans available
- A Brief Look At Loans "Innovative financial packaging" is how it is sometime known. Essentially what this means is that financial institutions look for more and more ways to lend to their customers - after all, charging interest on a debt is the main way that they make their money. But, with more and more loans now available, it can sometimes be difficult to know exactly which loan to a...
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- 2007-11-13 22:16:19 - What is a secured loan?
- A secured loan is simply a loan that uses your home as security against the loan. Secured loans are suitable for when you are trying to raise a large amount; are having difficulty getting an unsecured loan; or, have a poor credit history. Lenders can be more flexible when it comes to secured loans, making a secured loan possible when you may have been turned down for an unsecured loan. Secured loa...
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- 2007-11-13 22:16:19 - What is an unsecured loan?
- An unsecured loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay. Instead, the lender is relying solely on the ability of a borrower to meet their loan borrowing repayments.The amount you are able to borrow can start from as little as £500 and go up to £25,000. Because you not securing the money you ...
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- 2007-11-13 22:16:19 - What is a bridging loan?
- A bridging loan as the name implies is a loan used to "bridge" the financial gap between monies required for your new property completion prior to your existing property having been sold.A bridging loan is in simple terms a short-term mortgage that is secured against the property that you are selling, with the money that is lent being used to complete the purchase of the new prope...
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- 2007-11-13 22:16:19 - Useful tips on buying a new or used car
- Buying A New Car: A new car is second only to a home as the most expensive purchase many consumers make. That's why it's important to know how to make a smart deal. Think about what car model and options you want and how much you're willing to spend. Do some research. You'll be less likely to feel pressured into making a hasty or expensive decision at the showroom and more likely to get a better d...
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- 2007-11-13 22:16:19 - Benefits of a secured loan
- The secured loan is favoured by many UK residents seeking credit for a number of reasons:- A secured loan is far easier to obtain than unsecured loans. The added security that this type of loan gives the lender means that even those with a less than perfect credit history can get hold of a secured loan with relative ease.- A secured loan is often offered with more favourable terms th...
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- 2007-11-13 22:16:19 - What is a commercial business loan?
- A commercial business loan is designed for a wide range of UK small, medium and startup business needs including the purchase, refinance, expansion of a business, development loans or any type of commercial investment.Finance is the lifeblood of a business. Without it you cannot grow.Commercial business loans are generally available from £50,000 to ÂÂ...